Pack (TSE:3950) Interest Coverage: 2,924.00 (As of Dec. 2025) — 23% Below Median


TSE:3950 Pack Corp TSE:3950
77 GF Score
Price 円1,357.00
GF Value 円1,258.40
Valuation Fairly Valued
! 3 Warning Signs
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What is Pack Interest Coverage?

Pack TSE:3950 +0.52% 77 Interest Coverage is 2,924.00 as of Dec. 2025, which is 23% below its 10-year median of 3,785.25. GuruFocus rates TSE:3950 with a GF Score™ of 77/100 and a GF Value™ of 円1,258.40 (Fairly Valued). The stock has 3 warning signs investors should review. Among 315 Packaging & Containers companies, Pack ranks better than 94.92% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Pack's Operating Income for the three months ended in Dec. 2025 was 円2,924 Mil. Pack's Interest Expense for the three months ended in Dec. 2025 was 円-1 Mil. Pack's interest coverage for the quarter that ended in Dec. 2025 was 2,924.00. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Pack Corp has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Pack's Interest Coverage or its related term are showing as below:

TSE:3950' s Interest Coverage Range Over the Past 10 Years
Min: 865.63   Med: 3785.25   Max: No Debt
Current: 899.25


TSE:3950's Interest Coverage is ranked better than
94.92% of 315 companies
in the Packaging & Containers industry
Industry Median: 6.17 vs TSE:3950: 899.25

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Pack  (TSE:3950) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Pack Interest Coverage Related Terms


Pack Interest Coverage Historical Data

* Premium members only.

The historical data trend for Pack's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Pack Interest Coverage Chart

Pack Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,145.00 5,972.00 7,744.00 2,670.00 1,029.71

Pack Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A 396.75 707.50 2,924.00 1,268.00

TSE:3950 vs SW, PKG, IP: Interest Coverage Comparison

For the Packaging & Containers subindustry, Pack's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pack Interest Coverage vs Packaging & Containers Industry

For the Packaging & Containers industry and Consumer Cyclical sector, Pack's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Pack's Interest Coverage falls into.


TSE:3950
77GF Score
Pack Corp TSE:3950
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pack Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Pack's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Pack's Interest Expense was 円-7 Mil. Its Operating Income was 円7,208 Mil. And its Long-Term Debt & Capital Lease Obligation was 円334 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*7208/-7
=1,029.71

Pack's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, Pack's Interest Expense was 円-1 Mil. Its Operating Income was 円2,924 Mil. And its Long-Term Debt & Capital Lease Obligation was 円334 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*2924/-1
=2,924.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2,924.00 mean?
Pack (TSE:3950) has a Interest Coverage of 2,924.00 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pack and its competitors. This is 23% below median its historical median of 3,785.25. Over the past decade, Pack's Interest Coverage has ranged from 865.63 to 10,000.00. According to the industry distribution chart, Pack ranks #16 out of 315 companies in the Packaging & Containers industry, placing it in the top 5.1%.
Is Pack's Interest Coverage too high?
Pack's current Interest Coverage of 2,924.00 is 23% below median its 10-year median of 3,785.25. Over the past 10 years, this metric has ranged from a low of 865.63 to a high of 10,000.00. The Packaging & Containers industry median Interest Coverage is 6.17. Pack's value of 2,924.00 is 47290.6% above this industry median. Based on the distribution chart, Pack ranks #16 out of 315 companies in the Packaging & Containers industry, which is in the top quartile — a strong position relative to peers. Overall, Pack has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pack's Interest Coverage compare to SW and PKG?
According to the Packaging & Containers industry distribution chart, Pack ranks #16 out of 315 companies for Interest Coverage. This places Pack in the top 5% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 6.17. Pack's value of 2,924.00 is 47290.6% above this benchmark. Historically, Pack's own Interest Coverage has ranged from 865.63 to 10,000.00 over the past decade. While the company's 10-year median is 3,785.25 vs. the industry median of 6.17, Pack has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Packaging & Containers company?
The median Interest Coverage among Packaging & Containers companies is 6.17, based on 315 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pack's current Interest Coverage of 2,924.00 is 47290.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pack and its competitors. For the Packaging & Containers industry, the median Interest Coverage is 6.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pack's current Interest Coverage is 2,924.00, which is 23% below median its own 10-year median of 3,785.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pack stock overvalued right now?
Based on GuruFocus' analysis, Pack (TSE:3950) is currently considered Fairly Valued. The stock's GF Value™ is 円1,258.40, compared to a current price of 円1,357.00 — trading 7.8% above its estimated fair value. The current Interest Coverage is 2,924.00, which is 23% below median its 10-year median of 3,785.25 and 47290.6% above the Packaging & Containers industry median of 6.17. Pack's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Pack (TSE:3950), the current Interest Coverage is 2,924.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pack (TSE:3950) Overvalued in 2026?

Based on GuruFocus' analysis, Pack stock appears to be overvalued. The current stock price of 円1,357.00 is trading 7.8% above its estimated GF Value™ of 円1,258.40. GuruFocus considers Pack to be Fairly Valued.

Key valuation signals for TSE:3950:

  • Interest Coverage: 2,924.00 (23% below median its 10-year median of 3,785.25)
  • GF Value™: 円1,258.40 vs. price of 円1,357.00 (7.8% above fair value)
  • GF Score™: 77/100 with 3 warning signs
  • Industry Position: 47290.6% above the Packaging & Containers median (#16 of 315)

No single metric tells the full story. See the TSE:3950 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pack Business Description

Address 2-9-3 Higashikobashi, Higashinari-ku, Osaka, JPN, 530-6020
Pack Corp is a paper and chemical products company. It manufactures and sells paper products, chemical products, and other goods, as well as related research, logistics, and services. The product portfolio of the company include paper bags, printed paper containers, corrugated cardboard, plastic bags, tailor bags, price tags, design work, advertising materials, etc.
77GF Score

Get the complete analysis for TSE:3950

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,357.00
Price
円1,258.40
GF Value