Ichishin Holdings Co (TSE:4645) Interest Coverage: 6.26 (As of Feb. 2026) — 11% Below Median


TSE:4645 Ichishin Holdings Co Ltd TSE:4645
64 GF Score
Price 円426.00
GF Value 円632.49
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Ichishin Holdings Co Interest Coverage?

Ichishin Holdings Co TSE:4645 -2.52% 64 Interest Coverage is 6.26 as of Feb. 2026, which is 11% below its 10-year median of 7.07. GuruFocus rates TSE:4645 with a GF Score™ of 64/100 and a GF Value™ of 円632.49 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 195 Education companies, Ichishin Holdings Co ranks worse than 65.13% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Ichishin Holdings Co's Operating Income for the six months ended in Feb. 2026 was 円395 Mil. Ichishin Holdings Co's Interest Expense for the six months ended in Feb. 2026 was 円-63 Mil. Ichishin Holdings Co's interest coverage for the quarter that ended in Feb. 2026 was 6.26. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Ichishin Holdings Co's Interest Coverage or its related term are showing as below:

TSE:4645' s Interest Coverage Range Over the Past 10 Years
Min: 2.57   Med: 7.07   Max: 8.8
Current: 7.21


TSE:4645's Interest Coverage is ranked worse than
65.13% of 195 companies
in the Education industry
Industry Median: 12.93 vs TSE:4645: 7.21

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Ichishin Holdings Co  (TSE:4645) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Ichishin Holdings Co Interest Coverage Related Terms


Ichishin Holdings Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Ichishin Holdings Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Ichishin Holdings Co Interest Coverage Chart

Ichishin Holdings Co Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.23 8.33 8.80 8.17 7.21

Ichishin Holdings Co Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.58 9.46 7.04 8.18 6.26

TSE:4645 vs EDU, TAL, LAUR: Interest Coverage Comparison

For the Education & Training Services subindustry, Ichishin Holdings Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ichishin Holdings Co Interest Coverage vs Education Industry

For the Education industry and Consumer Defensive sector, Ichishin Holdings Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Ichishin Holdings Co's Interest Coverage falls into.


TSE:4645
64GF Score
Ichishin Holdings Co Ltd TSE:4645
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ichishin Holdings Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ichishin Holdings Co's Interest Coverage for the fiscal year that ended in Feb. 2026 is calculated as

Here, for the fiscal year that ended in Feb. 2026, Ichishin Holdings Co's Interest Expense was 円-125 Mil. Its Operating Income was 円899 Mil. And its Long-Term Debt & Capital Lease Obligation was 円4,919 Mil.

Interest Coverage=-1* Operating Income (A: Feb. 2026 )/Interest Expense (A: Feb. 2026 )
=-1*899.162/-124.742
=7.21

Ichishin Holdings Co's Interest Coverage for the quarter that ended in Feb. 2026 is calculated as

Here, for the six months ended in Feb. 2026, Ichishin Holdings Co's Interest Expense was 円-63 Mil. Its Operating Income was 円395 Mil. And its Long-Term Debt & Capital Lease Obligation was 円4,919 Mil.

Interest Coverage=-1* Operating Income (Q: Feb. 2026 )/Interest Expense (Q: Feb. 2026 )
=-1*394.955/-63.138
=6.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 6.26 mean?
Ichishin Holdings Co (TSE:4645) has a Interest Coverage of 6.26 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ichishin Holdings Co and its competitors. This is 11% below median its historical median of 7.07. Over the past decade, Ichishin Holdings Co's Interest Coverage has ranged from 2.57 to 8.80. According to the industry distribution chart, Ichishin Holdings Co ranks #127 out of 195 companies in the Education industry, placing it in the top 65.1%.
Is Ichishin Holdings Co's Interest Coverage too high?
Ichishin Holdings Co's current Interest Coverage of 6.26 is 11% below median its 10-year median of 7.07. Over the past 10 years, this metric has ranged from a low of 2.57 to a high of 8.80. The Education industry median Interest Coverage is 12.93. Ichishin Holdings Co's value of 6.26 is 51.6% below this industry median. Based on the distribution chart, Ichishin Holdings Co ranks #127 out of 195 companies in the Education industry, which is below the industry midpoint. Overall, Ichishin Holdings Co has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ichishin Holdings Co's Interest Coverage compare to EDU and TAL?
According to the Education industry distribution chart, Ichishin Holdings Co ranks #127 out of 195 companies for Interest Coverage. This places Ichishin Holdings Co in the lower half of its industry. The industry median Interest Coverage is 12.93. Ichishin Holdings Co's value of 6.26 is 51.6% below this benchmark. Historically, Ichishin Holdings Co's own Interest Coverage has ranged from 2.57 to 8.80 over the past decade. While the company's 10-year median is 7.07 vs. the industry median of 12.93, Ichishin Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 12.93, based on 195 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ichishin Holdings Co's current Interest Coverage of 6.26 is 51.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ichishin Holdings Co and its competitors. For the Education industry, the median Interest Coverage is 12.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ichishin Holdings Co's current Interest Coverage is 6.26, which is 11% below median its own 10-year median of 7.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ichishin Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Ichishin Holdings Co (TSE:4645) is currently considered Significantly Undervalued. The stock's GF Value™ is 円632.49, compared to a current price of 円426.00 — trading 32.6% below its estimated fair value. The current Interest Coverage is 6.26, which is 11% below median its 10-year median of 7.07 and 51.6% below the Education industry median of 12.93. Ichishin Holdings Co's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ichishin Holdings Co (TSE:4645), the current Interest Coverage is 6.26 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ichishin Holdings Co (TSE:4645) Overvalued in 2026?

Based on GuruFocus' analysis, Ichishin Holdings Co stock appears to be undervalued. The current stock price of 円426.00 is trading 32.6% below its estimated GF Value™ of 円632.49. GuruFocus considers Ichishin Holdings Co to be Significantly Undervalued.

Key valuation signals for TSE:4645:

  • Interest Coverage: 6.26 (11% below median its 10-year median of 7.07)
  • GF Value™: 円632.49 vs. price of 円426.00 (32.6% below fair value)
  • GF Score™: 64/100 with 3 warning signs
  • Industry Position: 51.6% below the Education median (#127 of 195)

No single metric tells the full story. See the TSE:4645 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ichishin Holdings Co Business Description

Address 2-3-11 Yawata, Chiba, Ichikawa, JPN
Ichishin Holdings Co Ltd is engaged in the education business. It provides curriculum, instruction, and examination materials for elementary and secondary schools. It is also involved in the provision of group tutorial, individual tutorial, and video tutorial services.
64GF Score

Get the complete analysis for TSE:4645

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円426.00
Price
円632.49
GF Value