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EM Systems CoTSE:4820 +1.37%69 Interest Coverage is 324.00 as of Dec. 2025, which is 44% below its 10-year median of 580.32. GuruFocus rates TSE:4820 with a GF Score™ of 69/100 and a GF Value™ of 円752.74 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 454 Healthcare Providers & Services companies, EM Systems Co ranks better than 91.41% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. EM Systems Co's
Operating Income
for the
three
months ended in Dec. 2025 was 円324 Mil. EM Systems Co's Interest Expense for the
three
months ended in Dec. 2025 was 円-1 Mil.
EM Systems Co's interest coverage for the quarter that ended in Dec. 2025 was 324.00.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. EM Systems Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for EM Systems Co's Interest Coverage or its related term are showing as below:
TSE:4820'
s Interest Coverage Range Over the Past 10 Years
Min: 77.88 Med: 580.32 Max: 2630
Current: 790
TSE:4820's Interest Coverage is ranked better than 91.41% of 454
companies
in the Healthcare Providers & Services industry
Industry Median: 7.94
vs TSE:4820: 790.00
EM Systems Co (TSE:4820) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
EM Systems Co Interest Coverage Related Terms
EM Systems Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for EM Systems Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:4820 vs VEEV, BTSG, TEM: Interest Coverage Comparison
For the Health Information Services subindustry, EM Systems Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EM Systems Co Interest Coverage vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, EM Systems Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where EM Systems Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EM Systems Co (TSE:4820) has a Interest Coverage of 324.00 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on EM Systems Co and its competitors. This is 44% below median its historical median of 580.32. Over the past decade, EM Systems Co's Interest Coverage has ranged from 77.88 to 2,630.00. According to the industry distribution chart, EM Systems Co ranks #39 out of 454 companies in the Healthcare Providers & Services industry, placing it in the top 8.6%.
Is EM Systems Co's Interest Coverage too high?
EM Systems Co's current Interest Coverage of 324.00 is 44% below median its 10-year median of 580.32. Over the past 10 years, this metric has ranged from a low of 77.88 to a high of 2,630.00. The Healthcare Providers & Services industry median Interest Coverage is 7.94. EM Systems Co's value of 324.00 is 3980.6% above this industry median. Based on the distribution chart, EM Systems Co ranks #39 out of 454 companies in the Healthcare Providers & Services industry, which is in the top quartile — a strong position relative to peers. Overall, EM Systems Co has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does EM Systems Co's Interest Coverage compare to VEEV and BTSG?
According to the Healthcare Providers & Services industry distribution chart, EM Systems Co ranks #39 out of 454 companies for Interest Coverage. This places EM Systems Co in the top 9% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.94. EM Systems Co's value of 324.00 is 3980.6% above this benchmark. Historically, EM Systems Co's own Interest Coverage has ranged from 77.88 to 2,630.00 over the past decade. While the company's 10-year median is 580.32 vs. the industry median of 7.94, EM Systems Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.94, based on 454 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EM Systems Co's current Interest Coverage of 324.00 is 3980.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on EM Systems Co and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EM Systems Co's current Interest Coverage is 324.00, which is 44% below median its own 10-year median of 580.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EM Systems Co stock overvalued right now?
Based on GuruFocus' analysis, EM Systems Co (TSE:4820) is currently considered Significantly Undervalued. The stock's GF Value™ is 円752.74, compared to a current price of 円517.00 — trading 31.3% below its estimated fair value. The current Interest Coverage is 324.00, which is 44% below median its 10-year median of 580.32 and 3980.6% above the Healthcare Providers & Services industry median of 7.94. EM Systems Co's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For EM Systems Co (TSE:4820), the current Interest Coverage is 324.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EM Systems Co (TSE:4820) Overvalued in 2026?
Based on GuruFocus' analysis, EM Systems Co stock appears to be undervalued.
The current stock price of 円517.00 is trading 31.3% below its estimated GF Value™ of 円752.74.
GuruFocus considers EM Systems Co to be Significantly Undervalued.
Key valuation signals for TSE:4820:
Interest Coverage: 324.00 (44% below median its 10-year median of 580.32)
GF Value™: 円752.74 vs. price of 円517.00 (31.3% below fair value)
Industry Position: 3980.6% above the Healthcare Providers & Services median (#39 of 454)
No single metric tells the full story. See the TSE:4820 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EM Systems Co Ltd is a Japan-based company that develops, sells, and maintains systems for the medical (clinics and insurance pharmacies) and nursing/welfare industries. It operates its business in three divisions: Pharmacy System Business develops and sells systems for pharmacies, and provides related supplies and maintenance services; Medical system involved in the development and sales of medical office administration computer systems for medical institutions and clinics; Nursing Care/Welfare Systems Business products are systems for nursing care/welfare service providers and medical and nursing care collaboration solutions; Other businesses operates through its subsidiray that provides promotes cashless payments for clinics and pharmacies and Others services.
69GF Score
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