Computer Institute of Japan (TSE:4826) Interest Coverage: 362.54 (As of Mar. 2026) — 67% Below Median

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TSE:4826 Computer Institute of Japan Ltd TSE:4826
86 GF Score
Price 円524.00
GF Value 円553.98
Valuation Fairly Valued
! 4 Warning Signs
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What is Computer Institute of Japan Interest Coverage?

Computer Institute of Japan TSE:4826 -2.24% 86 Interest Coverage is 362.54 as of Mar. 2026, which is 67% below its 10-year median of 1,098.72. GuruFocus rates TSE:4826 with a GF Score™ of 86/100 and a GF Value™ of 円553.98 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,700 Software companies, Computer Institute of Japan ranks better than 79.24% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Computer Institute of Japan's Operating Income for the three months ended in Mar. 2026 was 円777 Mil. Computer Institute of Japan's Interest Expense for the three months ended in Mar. 2026 was 円-2 Mil. Computer Institute of Japan's interest coverage for the quarter that ended in Mar. 2026 was 362.54. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Computer Institute of Japan Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Computer Institute of Japan's Interest Coverage or its related term are showing as below:

TSE:4826' s Interest Coverage Range Over the Past 10 Years
Min: 373.41   Med: 1098.72   Max: 1674.47
Current: 373.41


TSE:4826's Interest Coverage is ranked better than
79.24% of 1700 companies
in the Software industry
Industry Median: 26.285 vs TSE:4826: 373.41

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Computer Institute of Japan  (TSE:4826) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Computer Institute of Japan Interest Coverage Related Terms


Computer Institute of Japan Interest Coverage Historical Data

* Premium members only.

The historical data trend for Computer Institute of Japan's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Computer Institute of Japan Interest Coverage Chart

Computer Institute of Japan Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 994.20 1,184.59 827.76 475.31 373.41

Computer Institute of Japan Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 307.21 408.26 509.14 362.54 247.03

TSE:4826 vs CRM, SHOP, UBER: Interest Coverage Comparison

For the Software - Application subindustry, Computer Institute of Japan's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Computer Institute of Japan Interest Coverage vs Software Industry

For the Software industry and Technology sector, Computer Institute of Japan's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Computer Institute of Japan's Interest Coverage falls into.


TSE:4826
86GF Score
Computer Institute of Japan Ltd TSE:4826
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Computer Institute of Japan Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Computer Institute of Japan's Interest Coverage for the fiscal year that ended in Jun. 2026 is calculated as

Here, for the fiscal year that ended in Jun. 2026, Computer Institute of Japan's Interest Expense was 円-7 Mil. Its Operating Income was 円2,767 Mil. And its Long-Term Debt & Capital Lease Obligation was 円7 Mil.

Interest Coverage=-1* Operating Income (A: Jun. 2026 )/Interest Expense (A: Jun. 2026 )
=-1*2766.589/-7.409
=373.41

Computer Institute of Japan's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Computer Institute of Japan's Interest Expense was 円-2 Mil. Its Operating Income was 円777 Mil. And its Long-Term Debt & Capital Lease Obligation was 円28 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*777.296/-2.144
=362.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 362.54 mean?
Computer Institute of Japan (TSE:4826) has a Interest Coverage of 362.54 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Computer Institute of Japan and its competitors. This is 67% below median its historical median of 1,098.72. Over the past decade, Computer Institute of Japan's Interest Coverage has ranged from 373.41 to 1,674.47. According to the industry distribution chart, Computer Institute of Japan ranks #353 out of 1700 companies in the Software industry, placing it in the top 20.8%.
Is Computer Institute of Japan's Interest Coverage too high?
Computer Institute of Japan's current Interest Coverage of 362.54 is 67% below median its 10-year median of 1,098.72. Over the past 10 years, this metric has ranged from a low of 373.41 to a high of 1,674.47. The Software industry median Interest Coverage is 26.29. Computer Institute of Japan's value of 362.54 is 1279.3% above this industry median. Based on the distribution chart, Computer Institute of Japan ranks #353 out of 1700 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Computer Institute of Japan has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Computer Institute of Japan's Interest Coverage compare to CRM and SHOP?
According to the Software industry distribution chart, Computer Institute of Japan ranks #353 out of 1700 companies for Interest Coverage. This places Computer Institute of Japan in the top 21% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 26.29. Computer Institute of Japan's value of 362.54 is 1279.3% above this benchmark. Historically, Computer Institute of Japan's own Interest Coverage has ranged from 373.41 to 1,674.47 over the past decade. While the company's 10-year median is 1,098.72 vs. the industry median of 26.29, Computer Institute of Japan has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 26.29, based on 1,700 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Computer Institute of Japan's current Interest Coverage of 362.54 is 1279.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Computer Institute of Japan and its competitors. For the Software industry, the median Interest Coverage is 26.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Computer Institute of Japan's current Interest Coverage is 362.54, which is 67% below median its own 10-year median of 1,098.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Computer Institute of Japan stock overvalued right now?
Based on GuruFocus' analysis, Computer Institute of Japan (TSE:4826) is currently considered Fairly Valued. The stock's GF Value™ is 円553.98, compared to a current price of 円524.00 — trading 5.4% below its estimated fair value. The current Interest Coverage is 362.54, which is 67% below median its 10-year median of 1,098.72 and 1279.3% above the Software industry median of 26.29. Computer Institute of Japan's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Computer Institute of Japan (TSE:4826), the current Interest Coverage is 362.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Computer Institute of Japan (TSE:4826) Overvalued in 2026?

Based on GuruFocus' analysis, Computer Institute of Japan stock appears to be undervalued. The current stock price of 円524.00 is trading 5.4% below its estimated GF Value™ of 円553.98. GuruFocus considers Computer Institute of Japan to be Fairly Valued.

Key valuation signals for TSE:4826:

  • Interest Coverage: 362.54 (67% below median its 10-year median of 1,098.72)
  • GF Value™: 円553.98 vs. price of 円524.00 (5.4% below fair value)
  • GF Score™: 86/100 with 4 warning signs
  • Industry Position: 1279.3% above the Software median (#353 of 1700)

No single metric tells the full story. See the TSE:4826 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Computer Institute of Japan Business Description

Address 1-2-25 Takashima, Nishi-ku, Yokohama, JPN, 220-0023
Computer Institute of Japan Ltd provides system development services.
86GF Score

Get the complete analysis for TSE:4826

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円524.00
Price
円553.98
GF Value