BellChild Co (TSE:503A) Interest Coverage: 320.50 (As of Mar. 2026) — 56% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:503A BellChild Co Ltd TSE:503A
16 GF Score
Price 円2,290.00
View Full Analysis

What is BellChild Co Interest Coverage?

BellChild Co TSE:503A 16 Interest Coverage is 320.50 as of Mar. 2026, which is 56% below its 10-year median of 733.27. GuruFocus rates TSE:503A with a GF Score™ of 16/100.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. BellChild Co's Operating Income for the six months ended in Mar. 2026 was 円81 Mil. BellChild Co's Interest Expense for the six months ended in Mar. 2026 was 円-0 Mil. BellChild Co's interest coverage for the quarter that ended in Mar. 2026 was 320.50. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. BellChild Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for BellChild Co's Interest Coverage or its related term are showing as below:

TSE:503A' s Interest Coverage Range Over the Past 10 Years
Min: 534.08   Med: 733.27   Max: 788.41
Current: 534.08


TSE:503A's Interest Coverage is not ranked
in the Software industry.
Industry Median: 26.18 vs TSE:503A: 534.08

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


BellChild Co  (TSE:503A) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


BellChild Co Interest Coverage Related Terms


BellChild Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for BellChild Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

BellChild Co Interest Coverage Chart

BellChild Co Annual Data
Trend Mar24 Mar25 Mar26
Interest Coverage
733.27 788.41 534.08

BellChild Co Semi-Annual Data
Mar24 Mar25 Sep25 Mar26
Interest Coverage No Debt N/A 751.98 320.50

TSE:503A vs CRM, SHOP, UBER: Interest Coverage Comparison

For the Software - Application subindustry, BellChild Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BellChild Co Interest Coverage vs Software Industry

For the Software industry and Technology sector, BellChild Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where BellChild Co's Interest Coverage falls into.


TSE:503A
16GF Score
BellChild Co Ltd TSE:503A
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BellChild Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

BellChild Co's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, BellChild Co's Interest Expense was 円-0 Mil. Its Operating Income was 円267 Mil. And its Long-Term Debt & Capital Lease Obligation was 円28 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*266.507/-0.499
=534.08

BellChild Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, BellChild Co's Interest Expense was 円-0 Mil. Its Operating Income was 円81 Mil. And its Long-Term Debt & Capital Lease Obligation was 円28 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*80.767/-0.252
=320.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 320.50 mean?
BellChild Co (TSE:503A) has a Interest Coverage of 320.50 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BellChild Co and its competitors. This is 56% below median its historical median of 733.27. Over the past decade, BellChild Co's Interest Coverage has ranged from 534.08 to 788.41.
Is BellChild Co's Interest Coverage too high?
BellChild Co's current Interest Coverage of 320.50 is 56% below median its 10-year median of 733.27. Over the past 10 years, this metric has ranged from a low of 534.08 to a high of 788.41. The Software industry median Interest Coverage is 26.18. BellChild Co's value of 320.50 is 1124.2% above this industry median. Overall, BellChild Co has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does BellChild Co's Interest Coverage compare to CRM and SHOP?
BellChild Co's Interest Coverage of 320.50 can be compared against companies in the Software industry. The industry median Interest Coverage is 26.18. BellChild Co's value of 320.50 is 1124.2% above this benchmark. Historically, BellChild Co's own Interest Coverage has ranged from 534.08 to 788.41 over the past decade. While the company's 10-year median is 733.27 vs. the industry median of 26.18, BellChild Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 26.18, based on 1,698 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BellChild Co's current Interest Coverage of 320.50 is 1124.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BellChild Co and its competitors. For the Software industry, the median Interest Coverage is 26.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BellChild Co's current Interest Coverage is 320.50, which is 56% below median its own 10-year median of 733.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BellChild Co stock overvalued right now?
BellChild Co (TSE:503A) has a current Interest Coverage of 320.50. The current Interest Coverage is 320.50, which is 56% below median its 10-year median of 733.27 and 1124.2% above the Software industry median of 26.18. BellChild Co's overall GF Score™ is 16/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For BellChild Co (TSE:503A), the current Interest Coverage is 320.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

BellChild Co Business Description

Address 4-2-10 Miyahara, Yodogawa-ku, PMO EX Shin-Osaka, 8th Floor, Osaka, JPN, 532-0003
BellChild Co Ltd is engaged in the software development business, providing system integration and IoT services. Additionally, the company provides insurance-related solutions and services, promotes cloud-based services, and offers digital transformation (DX) promotion services.
16GF Score

Get the complete analysis for TSE:503A

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,290.00
Price