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SmartDriveTSE:5137 -2.36%65 Interest Coverage is 9.48 as of Mar. 2026, which is 81% below its 10-year median of 49.25. GuruFocus rates TSE:5137 with a GF Score™ of 65/100 and a GF Value™ of 円569.95 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,719 Software companies, SmartDrive ranks better than 52.07% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. SmartDrive's
Operating Income
for the
three
months ended in Mar. 2026 was 円52 Mil. SmartDrive's Interest Expense for the
three
months ended in Mar. 2026 was 円-5 Mil.
SmartDrive's interest coverage for the quarter that ended in Mar. 2026 was 9.48.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for SmartDrive's Interest Coverage or its related term are showing as below:
TSE:5137'
s Interest Coverage Range Over the Past 10 Years
Min: 27.98 Med: 49.25 Max: 55.29
Current: 27.98
TSE:5137's Interest Coverage is ranked better than 52.07% of 1719
companies
in the Software industry
Industry Median: 24.67
vs TSE:5137: 27.98
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
SmartDrive Interest Coverage Related Terms
SmartDrive Interest Coverage Historical Data
* Premium members only.
The historical data trend for SmartDrive's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:5137 vs MSFT, ORCL, PLTR: Interest Coverage Comparison
For the Software - Infrastructure subindustry, SmartDrive's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SmartDrive Interest Coverage vs Software Industry
For the Software industry and Technology sector, SmartDrive's Interest Coverage distribution charts can be found below:
* The bar in red indicates where SmartDrive's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SmartDrive (TSE:5137) has a Interest Coverage of 9.48 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SmartDrive and its competitors. This is 81% below median its historical median of 49.25. Over the past decade, SmartDrive's Interest Coverage has ranged from 27.98 to 55.29. According to the industry distribution chart, SmartDrive ranks #824 out of 1719 companies in the Software industry, placing it in the top 47.9%.
Is SmartDrive's Interest Coverage too high?
SmartDrive's current Interest Coverage of 9.48 is 81% below median its 10-year median of 49.25. Over the past 10 years, this metric has ranged from a low of 27.98 to a high of 55.29. The Software industry median Interest Coverage is 24.67. SmartDrive's value of 9.48 is 61.6% below this industry median. Based on the distribution chart, SmartDrive ranks #824 out of 1719 companies in the Software industry, which is above the industry midpoint. Overall, SmartDrive has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SmartDrive's Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, SmartDrive ranks #824 out of 1719 companies for Interest Coverage. This puts SmartDrive in the upper half of its industry. The industry median Interest Coverage is 24.67. SmartDrive's value of 9.48 is 61.6% below this benchmark. Historically, SmartDrive's own Interest Coverage has ranged from 27.98 to 55.29 over the past decade. While the company's 10-year median is 49.25 vs. the industry median of 24.67, SmartDrive has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,719 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SmartDrive's current Interest Coverage of 9.48 is 61.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SmartDrive and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SmartDrive's current Interest Coverage is 9.48, which is 81% below median its own 10-year median of 49.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SmartDrive stock overvalued right now?
Based on GuruFocus' analysis, SmartDrive (TSE:5137) is currently considered Significantly Undervalued. The stock's GF Value™ is 円569.95, compared to a current price of 円207.00 — trading 63.7% below its estimated fair value. The current Interest Coverage is 9.48, which is 81% below median its 10-year median of 49.25 and 61.6% below the Software industry median of 24.67. SmartDrive's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For SmartDrive (TSE:5137), the current Interest Coverage is 9.48 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SmartDrive (TSE:5137) Overvalued in 2026?
Based on GuruFocus' analysis, SmartDrive stock appears to be undervalued.
The current stock price of 円207.00 is trading 63.7% below its estimated GF Value™ of 円569.95.
GuruFocus considers SmartDrive to be Significantly Undervalued.
Key valuation signals for TSE:5137:
Interest Coverage: 9.48 (81% below median its 10-year median of 49.25)
GF Value™: 円569.95 vs. price of 円207.00 (63.7% below fair value)
Industry Position: 61.6% below the Software median (#824 of 1719)
No single metric tells the full story. See the TSE:5137 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SmartDrive inc is engaged in the development and provision of hardware, applications, telematics services, etc., and data collection and analysis for the mobility sector. It is promoting mobility data, GPS data (latitude and longitude, GPS speed, GPS accuracy), acceleration, and other technologies both in Japan and overseas. The group mainly operates the following businesses: Domestic Fleet Operator (DX) for companies that utilize cars, Domestic AO (DX) in the automotive industry, and Overseas Mobility DX Business. It offers cloud-based vehicle management systems, digital transformation (DX) services for vehicle-related operations, and a mobile data platform to analyze the data obtained from various devices such as dashcams and GPS trackers, and use it for various mobility services.
65GF Score
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