Living Platform (TSE:7091) Interest Coverage: 2.58 (As of Mar. 2026) — 18% Below Median


TSE:7091 Living Platform Ltd TSE:7091
67 GF Score
Price 円1,207.00
GF Value 円1,406.49
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Living Platform Interest Coverage?

Living Platform TSE:7091 -0.08% 67 Interest Coverage is 2.58 as of Mar. 2026, which is 18% below its 10-year median of 3.14. GuruFocus rates TSE:7091 with a GF Score™ of 67/100 and a GF Value™ of 円1,406.49 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 453 Healthcare Providers & Services companies, Living Platform ranks worse than 69.54% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Living Platform's Operating Income for the six months ended in Mar. 2026 was 円174 Mil. Living Platform's Interest Expense for the six months ended in Mar. 2026 was 円-67 Mil. Living Platform's interest coverage for the quarter that ended in Mar. 2026 was 2.58. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Living Platform Ltd interest coverage is 3.58, which is low.

The historical rank and industry rank for Living Platform's Interest Coverage or its related term are showing as below:

TSE:7091' s Interest Coverage Range Over the Past 10 Years
Min: 0.96   Med: 3.14   Max: 4.19
Current: 3.58


TSE:7091's Interest Coverage is ranked worse than
69.54% of 453 companies
in the Healthcare Providers & Services industry
Industry Median: 8 vs TSE:7091: 3.58

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Living Platform  (TSE:7091) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Living Platform Interest Coverage Related Terms


Living Platform Interest Coverage Historical Data

* Premium members only.

The historical data trend for Living Platform's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Living Platform Interest Coverage Chart

Living Platform Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only 4.19 0.00 0.00 3.09 3.58

Living Platform Semi-Annual Data
Mar18 Mar19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 2.14 3.98 4.64 2.58

TSE:7091 vs HCA, THC, DVA: Interest Coverage Comparison

For the Medical Care Facilities subindustry, Living Platform's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Living Platform Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Living Platform's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Living Platform's Interest Coverage falls into.


TSE:7091
67GF Score
Living Platform Ltd TSE:7091
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Living Platform Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Living Platform's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Living Platform's Interest Expense was 円-131 Mil. Its Operating Income was 円468 Mil. And its Long-Term Debt & Capital Lease Obligation was 円5,645 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*467.865/-130.832
=3.58

Living Platform's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Living Platform's Interest Expense was 円-67 Mil. Its Operating Income was 円174 Mil. And its Long-Term Debt & Capital Lease Obligation was 円5,645 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*173.763/-67.387
=2.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.58 mean?
Living Platform (TSE:7091) has a Interest Coverage of 2.58 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Living Platform and its competitors. This is 18% below median its historical median of 3.14. Over the past decade, Living Platform's Interest Coverage has ranged from 0.96 to 4.19. According to the industry distribution chart, Living Platform ranks #315 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 69.5%.
Is Living Platform's Interest Coverage too high?
Living Platform's current Interest Coverage of 2.58 is 18% below median its 10-year median of 3.14. Over the past 10 years, this metric has ranged from a low of 0.96 to a high of 4.19. The Healthcare Providers & Services industry median Interest Coverage is 8.00. Living Platform's value of 2.58 is 67.8% below this industry median. Based on the distribution chart, Living Platform ranks #315 out of 453 companies in the Healthcare Providers & Services industry, which is below the industry midpoint. Overall, Living Platform has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Living Platform's Interest Coverage compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Living Platform ranks #315 out of 453 companies for Interest Coverage. This places Living Platform in the lower half of its industry. The industry median Interest Coverage is 8.00. Living Platform's value of 2.58 is 67.8% below this benchmark. Historically, Living Platform's own Interest Coverage has ranged from 0.96 to 4.19 over the past decade. While the company's 10-year median is 3.14 vs. the industry median of 8.00, Living Platform has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 8.00, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Living Platform's current Interest Coverage of 2.58 is 67.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Living Platform and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 8.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Living Platform's current Interest Coverage is 2.58, which is 18% below median its own 10-year median of 3.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Living Platform stock overvalued right now?
Based on GuruFocus' analysis, Living Platform (TSE:7091) is currently considered Modestly Undervalued. The stock's GF Value™ is 円1,406.49, compared to a current price of 円1,207.00 — trading 14.2% below its estimated fair value. The current Interest Coverage is 2.58, which is 18% below median its 10-year median of 3.14 and 67.8% below the Healthcare Providers & Services industry median of 8.00. Living Platform's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Living Platform (TSE:7091), the current Interest Coverage is 2.58 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Living Platform (TSE:7091) Overvalued in 2026?

Based on GuruFocus' analysis, Living Platform stock appears to be undervalued. The current stock price of 円1,207.00 is trading 14.2% below its estimated GF Value™ of 円1,406.49. GuruFocus considers Living Platform to be Modestly Undervalued.

Key valuation signals for TSE:7091:

  • Interest Coverage: 2.58 (18% below median its 10-year median of 3.14)
  • GF Value™: 円1,406.49 vs. price of 円1,207.00 (14.2% below fair value)
  • GF Score™: 67/100 with 5 warning signs
  • Industry Position: 67.8% below the Healthcare Providers & Services median (#315 of 453)

No single metric tells the full story. See the TSE:7091 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Living Platform Business Description

Address 291 Minami 2-jo Nishi 20-chome, Chuo-ku, Sapporo, JPN, 064-0802
Living Platform Ltd is engaged in providing nursing care, childcare, and support for people with disabilities. The company's services include paid nursing home care, Elderly housing with service, Visiting care, Regular patrol, ad hoc care nurs, ing care, Home-visit nursing, Home care support, Small multifunctional home care, among others. The Group operates in a single segment, the Life Care Business.
67GF Score

Get the complete analysis for TSE:7091

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,207.00
Price
円1,406.49
GF Value