Simplex Financial Holdings Co (TSE:7176) Interest Coverage: 37,170.61 (As of Mar. 2026) — 213% Above Median

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TSE:7176 Simplex Financial Holdings Co Ltd TSE:7176
85 GF Score
Price 円757.00
GF Value 円876.96
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Simplex Financial Holdings Co Interest Coverage?

Simplex Financial Holdings Co TSE:7176 85 Interest Coverage is 37,170.61 as of Mar. 2026, which is 213% above its 10-year median of 11,861.89. GuruFocus rates TSE:7176 with a GF Score™ of 85/100 and a GF Value™ of 円876.96 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 432 Capital Markets companies, Simplex Financial Holdings Co ranks better than 99.54% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Simplex Financial Holdings Co's Operating Income for the six months ended in Mar. 2026 was 円10,036 Mil. Simplex Financial Holdings Co's Interest Expense for the six months ended in Mar. 2026 was 円-0 Mil. Simplex Financial Holdings Co's interest coverage for the quarter that ended in Mar. 2026 was 37,170.61. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Simplex Financial Holdings Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Simplex Financial Holdings Co's Interest Coverage or its related term are showing as below:

TSE:7176' s Interest Coverage Range Over the Past 10 Years
Min: 4763.12   Med: 11861.89   Max: 34843.27
Current: 22246.24


TSE:7176's Interest Coverage is ranked better than
99.54% of 432 companies
in the Capital Markets industry
Industry Median: 20.55 vs TSE:7176: 22246.24

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Simplex Financial Holdings Co  (TSE:7176) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Simplex Financial Holdings Co Interest Coverage Related Terms


Simplex Financial Holdings Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Simplex Financial Holdings Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Simplex Financial Holdings Co Interest Coverage Chart

Simplex Financial Holdings Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7,656.84 19,227.11 13,723.77 34,843.27 22,246.24

Simplex Financial Holdings Co Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23,713.82 24,646.35 48,830.19 10,990.43 37,170.61

TSE:7176 vs MS, GS, SCHW: Interest Coverage Comparison

For the Capital Markets subindustry, Simplex Financial Holdings Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Simplex Financial Holdings Co Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Simplex Financial Holdings Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Simplex Financial Holdings Co's Interest Coverage falls into.


TSE:7176
85GF Score
Simplex Financial Holdings Co Ltd TSE:7176
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Simplex Financial Holdings Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Simplex Financial Holdings Co's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Simplex Financial Holdings Co's Interest Expense was 円-1 Mil. Its Operating Income was 円13,971 Mil. And its Long-Term Debt & Capital Lease Obligation was 円0 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*13970.64/-0.628
=22,246.24

Simplex Financial Holdings Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Simplex Financial Holdings Co's Interest Expense was 円-0 Mil. Its Operating Income was 円10,036 Mil. And its Long-Term Debt & Capital Lease Obligation was 円0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*10036.065/-0.27
=37,170.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 37,170.61 mean?
Simplex Financial Holdings Co (TSE:7176) has a Interest Coverage of 37,170.61 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Simplex Financial Holdings Co and its competitors. This is 213% above median its historical median of 11,861.89. Over the past decade, Simplex Financial Holdings Co's Interest Coverage has ranged from 4,763.12 to 34,843.27. According to the industry distribution chart, Simplex Financial Holdings Co ranks #2 out of 432 companies in the Capital Markets industry, placing it in the top 0.5%.
Is Simplex Financial Holdings Co's Interest Coverage too high?
Simplex Financial Holdings Co's current Interest Coverage of 37,170.61 is 213% above median its 10-year median of 11,861.89. Over the past 10 years, this metric has ranged from a low of 4,763.12 to a high of 34,843.27. The Capital Markets industry median Interest Coverage is 20.55. Simplex Financial Holdings Co's value of 37,170.61 is 180778.9% above this industry median. Based on the distribution chart, Simplex Financial Holdings Co ranks #2 out of 432 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Simplex Financial Holdings Co has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Simplex Financial Holdings Co's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Simplex Financial Holdings Co ranks #2 out of 432 companies for Interest Coverage. This places Simplex Financial Holdings Co in the top 1% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 20.55. Simplex Financial Holdings Co's value of 37,170.61 is 180778.9% above this benchmark. Historically, Simplex Financial Holdings Co's own Interest Coverage has ranged from 4,763.12 to 34,843.27 over the past decade. While the company's 10-year median is 11,861.89 vs. the industry median of 20.55, Simplex Financial Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.55, based on 432 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Simplex Financial Holdings Co's current Interest Coverage of 37,170.61 is 180778.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Simplex Financial Holdings Co and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Simplex Financial Holdings Co's current Interest Coverage is 37,170.61, which is 213% above median its own 10-year median of 11,861.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Simplex Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Simplex Financial Holdings Co (TSE:7176) is currently considered Modestly Undervalued. The stock's GF Value™ is 円876.96, compared to a current price of 円757.00 — trading 13.7% below its estimated fair value. The current Interest Coverage is 37,170.61, which is 213% above median its 10-year median of 11,861.89 and 180778.9% above the Capital Markets industry median of 20.55. Simplex Financial Holdings Co's overall GF Score™ is 85/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Simplex Financial Holdings Co (TSE:7176), the current Interest Coverage is 37,170.61 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Simplex Financial Holdings Co (TSE:7176) Overvalued in 2026?

Based on GuruFocus' analysis, Simplex Financial Holdings Co stock appears to be undervalued. The current stock price of 円757.00 is trading 13.7% below its estimated GF Value™ of 円876.96. GuruFocus considers Simplex Financial Holdings Co to be Modestly Undervalued.

Key valuation signals for TSE:7176:

  • Interest Coverage: 37,170.61 (213% above median its 10-year median of 11,861.89)
  • GF Value™: 円876.96 vs. price of 円757.00 (13.7% below fair value)
  • GF Score™: 85/100 with 1 warning sign
  • Industry Position: 180778.9% above the Capital Markets median (#2 of 432)

No single metric tells the full story. See the TSE:7176 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Simplex Financial Holdings Co Business Description

Address 1-5-1, Marunouchi, 27th Floor, Shin-Marunouchi Building, Chiyoda-ku, Tokyo, JPN, 100-6527
Simplex Financial Holdings Co Ltd is an independent investment company. It provides financial services through investing in shares. The services are offered to both the Domestic and international markets.
85GF Score

Get the complete analysis for TSE:7176

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円757.00
Price
円876.96
GF Value