People Co (TSE:7865) Interest Coverage: No Debt (1) (As of Jan. 2026) — 100% Below Median


TSE:7865 People Co Ltd TSE:7865
56 GF Score
Price 円338.00
GF Value 円299.82
Valuation Modestly Overvalued
! 3 Warning Signs
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What is People Co Interest Coverage?

People Co TSE:7865 +0.30% 56 Interest Coverage is No Debt (1) as of Jan. 2026, which is 100% below its 10-year median of 10,000.00. GuruFocus rates TSE:7865 with a GF Score™ of 56/100 and a GF Value™ of 円299.82 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 606 Travel & Leisure companies, People Co ranks better than 99.5% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. People Co's Operating Income for the three months ended in Jan. 2026 was 円0.0 Mil. People Co's Interest Expense for the three months ended in Jan. 2026 was 円0.0 Mil. People Co has no debt. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

People Co Ltd has no debt.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for People Co's Interest Coverage or its related term are showing as below:

TSE:7865' s Interest Coverage Range Over the Past 10 Years
Min: No Debt   Med: No Debt   Max: No Debt
Current: No Debt


TSE:7865's Interest Coverage is ranked better than
99.5% of 606 companies
in the Travel & Leisure industry
Industry Median: 5.35 vs TSE:7865: No Debt

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


People Co  (TSE:7865) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


People Co Interest Coverage Related Terms


People Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for People Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

People Co Interest Coverage Chart

People Co Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only No Debt No Debt No Debt No Debt No Debt

People Co Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only No Debt No Debt No Debt No Debt No Debt

TSE:7865 vs AS, HAS, LTH: Interest Coverage Comparison

For the Leisure subindustry, People Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


People Co Interest Coverage vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, People Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where People Co's Interest Coverage falls into.


TSE:7865
56GF Score
People Co Ltd TSE:7865
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

People Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

People Co's Interest Coverage for the fiscal year that ended in Jan. 2026 is calculated as

Here, for the fiscal year that ended in Jan. 2026, People Co's Interest Expense was 円0.0 Mil. Its Operating Income was 円-173.8 Mil. And its Long-Term Debt & Capital Lease Obligation was 円0.0 Mil.

People Co had no debt (1).

People Co's Interest Coverage for the quarter that ended in Jan. 2026 is calculated as

Here, for the three months ended in Jan. 2026, People Co's Interest Expense was 円0.0 Mil. Its Operating Income was 円0.0 Mil. And its Long-Term Debt & Capital Lease Obligation was 円0.0 Mil.

People Co had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
People Co (TSE:7865) has a Interest Coverage of No Debt (1) as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on People Co and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, People Co's Interest Coverage has ranged from 10,000.00 to 10,000.00. According to the industry distribution chart, People Co ranks #3 out of 606 companies in the Travel & Leisure industry, placing it in the top 0.5%.
Is People Co's Interest Coverage too high?
People Co's current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 10,000.00 to a high of 10,000.00. Based on the distribution chart, People Co ranks #3 out of 606 companies in the Travel & Leisure industry, which is in the top quartile — a strong position relative to peers. Overall, People Co has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does People Co's Interest Coverage compare to AS and HAS?
According to the Travel & Leisure industry distribution chart, People Co ranks #3 out of 606 companies for Interest Coverage. This places People Co in the top 1% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 5.35. Historically, People Co's own Interest Coverage has ranged from 10,000.00 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Travel & Leisure company?
The median Interest Coverage among Travel & Leisure companies is 5.35, based on 606 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on People Co and its competitors. For the Travel & Leisure industry, the median Interest Coverage is 5.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. People Co's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is People Co stock overvalued right now?
Based on GuruFocus' analysis, People Co (TSE:7865) is currently considered Modestly Overvalued. The stock's GF Value™ is 円299.82, compared to a current price of 円338.00 — trading 12.7% above its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 10,000.00. People Co's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For People Co (TSE:7865), the current Interest Coverage is No Debt (1) as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is People Co (TSE:7865) Overvalued in 2026?

Based on GuruFocus' analysis, People Co stock appears to be overvalued. The current stock price of 円338.00 is trading 12.7% above its estimated GF Value™ of 円299.82. GuruFocus considers People Co to be Modestly Overvalued.

Key valuation signals for TSE:7865:

  • Interest Coverage: No Debt (1) (100% below median its 10-year median of 10,000.00)
  • GF Value™: 円299.82 vs. price of 円338.00 (12.7% above fair value)
  • GF Score™: 56/100 with 3 warning signs

No single metric tells the full story. See the TSE:7865 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


People Co Business Description

Address 2-15-5 Higashinihonbashi, Chuo-ku, Tokyo, JPN, 103-0004
People Co Ltd is a Japan based company engaged in the planning, development and contract manufacturing of toys, playthings, bicycles, furniture and related production.
56GF Score

Get the complete analysis for TSE:7865

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円338.00
Price
円299.82
GF Value