FB Care Service Co (TSE:9220) Interest Coverage: 24.15 (As of Mar. 2026) — 58% Above Median


TSE:9220 FB Care Service Co Ltd TSE:9220
63 GF Score
Price 円1,228.00
GF Value 円1,318.82
Valuation Fairly Valued
! 4 Warning Signs
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What is FB Care Service Co Interest Coverage?

FB Care Service Co TSE:9220 63 Interest Coverage is 24.15 as of Mar. 2026, which is 58% above its 10-year median of 15.27. GuruFocus rates TSE:9220 with a GF Score™ of 63/100 and a GF Value™ of 円1,318.82 (Fairly Valued). The stock has 4 warning signs investors should review. Among 453 Healthcare Providers & Services companies, FB Care Service Co ranks better than 69.32% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. FB Care Service Co's Operating Income for the six months ended in Mar. 2026 was 円375 Mil. FB Care Service Co's Interest Expense for the six months ended in Mar. 2026 was 円-16 Mil. FB Care Service Co's interest coverage for the quarter that ended in Mar. 2026 was 24.15. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for FB Care Service Co's Interest Coverage or its related term are showing as below:

TSE:9220' s Interest Coverage Range Over the Past 10 Years
Min: 7.44   Med: 15.27   Max: 20.24
Current: 20.07


TSE:9220's Interest Coverage is ranked better than
69.32% of 453 companies
in the Healthcare Providers & Services industry
Industry Median: 7.98 vs TSE:9220: 20.07

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


FB Care Service Co  (TSE:9220) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


FB Care Service Co Interest Coverage Related Terms


FB Care Service Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for FB Care Service Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

FB Care Service Co Interest Coverage Chart

FB Care Service Co Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial 15.27 14.80 15.52 20.24 20.07

FB Care Service Co Semi-Annual Data
Mar20 Mar21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 7.70 20.83 19.66 16.12 24.15

TSE:9220 vs HCA, THC, DVA: Interest Coverage Comparison

For the Medical Care Facilities subindustry, FB Care Service Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FB Care Service Co Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, FB Care Service Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where FB Care Service Co's Interest Coverage falls into.


TSE:9220
63GF Score
FB Care Service Co Ltd TSE:9220
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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FB Care Service Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

FB Care Service Co's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, FB Care Service Co's Interest Expense was 円-32 Mil. Its Operating Income was 円635 Mil. And its Long-Term Debt & Capital Lease Obligation was 円1,716 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*634.552/-31.618
=20.07

FB Care Service Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, FB Care Service Co's Interest Expense was 円-16 Mil. Its Operating Income was 円375 Mil. And its Long-Term Debt & Capital Lease Obligation was 円1,716 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*375.276/-15.537
=24.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 24.15 mean?
FB Care Service Co (TSE:9220) has a Interest Coverage of 24.15 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on FB Care Service Co and its competitors. This is 58% above median its historical median of 15.27. Over the past decade, FB Care Service Co's Interest Coverage has ranged from 7.44 to 20.24. According to the industry distribution chart, FB Care Service Co ranks #139 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 30.7%.
Is FB Care Service Co's Interest Coverage too high?
FB Care Service Co's current Interest Coverage of 24.15 is 58% above median its 10-year median of 15.27. Over the past 10 years, this metric has ranged from a low of 7.44 to a high of 20.24. The Healthcare Providers & Services industry median Interest Coverage is 7.98. FB Care Service Co's value of 24.15 is 202.6% above this industry median. Based on the distribution chart, FB Care Service Co ranks #139 out of 453 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, FB Care Service Co has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FB Care Service Co's Interest Coverage compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, FB Care Service Co ranks #139 out of 453 companies for Interest Coverage. This puts FB Care Service Co in the upper half of its industry. The industry median Interest Coverage is 7.98. FB Care Service Co's value of 24.15 is 202.6% above this benchmark. Historically, FB Care Service Co's own Interest Coverage has ranged from 7.44 to 20.24 over the past decade. While the company's 10-year median is 15.27 vs. the industry median of 7.98, FB Care Service Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.98, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FB Care Service Co's current Interest Coverage of 24.15 is 202.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on FB Care Service Co and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FB Care Service Co's current Interest Coverage is 24.15, which is 58% above median its own 10-year median of 15.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FB Care Service Co stock overvalued right now?
Based on GuruFocus' analysis, FB Care Service Co (TSE:9220) is currently considered Fairly Valued. The stock's GF Value™ is 円1,318.82, compared to a current price of 円1,228.00 — trading 6.9% below its estimated fair value. The current Interest Coverage is 24.15, which is 58% above median its 10-year median of 15.27 and 202.6% above the Healthcare Providers & Services industry median of 7.98. FB Care Service Co's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For FB Care Service Co (TSE:9220), the current Interest Coverage is 24.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FB Care Service Co (TSE:9220) Overvalued in 2026?

Based on GuruFocus' analysis, FB Care Service Co stock appears to be undervalued. The current stock price of 円1,228.00 is trading 6.9% below its estimated GF Value™ of 円1,318.82. GuruFocus considers FB Care Service Co to be Fairly Valued.

Key valuation signals for TSE:9220:

  • Interest Coverage: 24.15 (58% above median its 10-year median of 15.27)
  • GF Value™: 円1,318.82 vs. price of 円1,228.00 (6.9% below fair value)
  • GF Score™: 63/100 with 4 warning signs
  • Industry Position: 202.6% above the Healthcare Providers & Services median (#139 of 453)

No single metric tells the full story. See the TSE:9220 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FB Care Service Co Business Description

Address 159-2 Nagatoro, Nagano Prefecture, Saku, JPN, 385-0021
FB Care Service Co Ltd is mainly engaged in providing nursing care services in Japan. Along with its subsidiaries, the company operates in the following reportable segments: the welfare equipment business and the nursing care business. The majority of its revenue is generated from the nursing care business, which mainly operates nursing care facilities for the elderly. This segment includes services and facilities like residential fee-paying nursing homes, group homes, small-scale multifunctional home nursing care, small-scale multifunctional home nursing care, day services, home care visits, visiting nursing, home nursing support, and other related services. The welfare equipment business rents and sells welfare equipment and renovates homes.
63GF Score

Get the complete analysis for TSE:9220

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,228.00
Price
円1,318.82
GF Value