Tenmaya Store Co (TSE:9846) Interest Coverage: 42.65 (As of Feb. 2026) — 60% Above Median


TSE:9846 Tenmaya Store Co Ltd TSE:9846
68 GF Score
Price 円1,008.00
GF Value 円1,009.53
Valuation Fairly Valued
! 3 Warning Signs
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What is Tenmaya Store Co Interest Coverage?

Tenmaya Store Co TSE:9846 +0.70% 68 Interest Coverage is 42.65 as of Feb. 2026, which is 60% above its 10-year median of 26.72. GuruFocus rates TSE:9846 with a GF Score™ of 68/100 and a GF Value™ of 円1,009.53 (Fairly Valued). The stock has 3 warning signs investors should review. Among 254 Retail - Defensive companies, Tenmaya Store Co ranks better than 78.35% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Tenmaya Store Co's Operating Income for the six months ended in Feb. 2026 was 円1,116 Mil. Tenmaya Store Co's Interest Expense for the six months ended in Feb. 2026 was 円-26 Mil. Tenmaya Store Co's interest coverage for the quarter that ended in Feb. 2026 was 42.65. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Tenmaya Store Co's Interest Coverage or its related term are showing as below:

TSE:9846' s Interest Coverage Range Over the Past 10 Years
Min: 12.79   Med: 26.72   Max: 62.72
Current: 48.47


TSE:9846's Interest Coverage is ranked better than
78.35% of 254 companies
in the Retail - Defensive industry
Industry Median: 8.7 vs TSE:9846: 48.47

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Tenmaya Store Co  (TSE:9846) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Tenmaya Store Co Interest Coverage Related Terms


Tenmaya Store Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Tenmaya Store Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Tenmaya Store Co Interest Coverage Chart

Tenmaya Store Co Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.27 29.43 49.22 62.72 48.47

Tenmaya Store Co Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 63.85 64.38 60.98 56.52 42.65

TSE:9846 vs KR: Interest Coverage Comparison

For the Grocery Stores subindustry, Tenmaya Store Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tenmaya Store Co Interest Coverage vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Tenmaya Store Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Tenmaya Store Co's Interest Coverage falls into.


TSE:9846
68GF Score
Tenmaya Store Co Ltd TSE:9846
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tenmaya Store Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Tenmaya Store Co's Interest Coverage for the fiscal year that ended in Feb. 2026 is calculated as

Here, for the fiscal year that ended in Feb. 2026, Tenmaya Store Co's Interest Expense was 円-45 Mil. Its Operating Income was 円2,185 Mil. And its Long-Term Debt & Capital Lease Obligation was 円1,423 Mil.

Interest Coverage=-1* Operating Income (A: Feb. 2026 )/Interest Expense (A: Feb. 2026 )
=-1*2185.046/-45.081
=48.47

Tenmaya Store Co's Interest Coverage for the quarter that ended in Feb. 2026 is calculated as

Here, for the six months ended in Feb. 2026, Tenmaya Store Co's Interest Expense was 円-26 Mil. Its Operating Income was 円1,116 Mil. And its Long-Term Debt & Capital Lease Obligation was 円1,423 Mil.

Interest Coverage=-1* Operating Income (Q: Feb. 2026 )/Interest Expense (Q: Feb. 2026 )
=-1*1115.578/-26.159
=42.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 42.65 mean?
Tenmaya Store Co (TSE:9846) has a Interest Coverage of 42.65 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tenmaya Store Co and its competitors. This is 60% above median its historical median of 26.72. Over the past decade, Tenmaya Store Co's Interest Coverage has ranged from 12.79 to 62.72. According to the industry distribution chart, Tenmaya Store Co ranks #55 out of 254 companies in the Retail - Defensive industry, placing it in the top 21.7%.
Is Tenmaya Store Co's Interest Coverage too high?
Tenmaya Store Co's current Interest Coverage of 42.65 is 60% above median its 10-year median of 26.72. Over the past 10 years, this metric has ranged from a low of 12.79 to a high of 62.72. The Retail - Defensive industry median Interest Coverage is 8.70. Tenmaya Store Co's value of 42.65 is 390.2% above this industry median. Based on the distribution chart, Tenmaya Store Co ranks #55 out of 254 companies in the Retail - Defensive industry, which is in the top quartile — a strong position relative to peers. Overall, Tenmaya Store Co has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Tenmaya Store Co's Interest Coverage compare to KR?
According to the Retail - Defensive industry distribution chart, Tenmaya Store Co ranks #55 out of 254 companies for Interest Coverage. This places Tenmaya Store Co in the top 22% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.70. Tenmaya Store Co's value of 42.65 is 390.2% above this benchmark. Historically, Tenmaya Store Co's own Interest Coverage has ranged from 12.79 to 62.72 over the past decade. While the company's 10-year median is 26.72 vs. the industry median of 8.70, Tenmaya Store Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 8.70, based on 254 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tenmaya Store Co's current Interest Coverage of 42.65 is 390.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tenmaya Store Co and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 8.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tenmaya Store Co's current Interest Coverage is 42.65, which is 60% above median its own 10-year median of 26.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tenmaya Store Co stock overvalued right now?
Based on GuruFocus' analysis, Tenmaya Store Co (TSE:9846) is currently considered Fairly Valued. The stock's GF Value™ is 円1,009.53, compared to a current price of 円1,008.00 — trading 0.2% below its estimated fair value. The current Interest Coverage is 42.65, which is 60% above median its 10-year median of 26.72 and 390.2% above the Retail - Defensive industry median of 8.70. Tenmaya Store Co's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Tenmaya Store Co (TSE:9846), the current Interest Coverage is 42.65 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tenmaya Store Co (TSE:9846) Overvalued in 2026?

Based on GuruFocus' analysis, Tenmaya Store Co stock appears to be undervalued. The current stock price of 円1,008.00 is trading 0.2% below its estimated GF Value™ of 円1,009.53. GuruFocus considers Tenmaya Store Co to be Fairly Valued.

Key valuation signals for TSE:9846:

  • Interest Coverage: 42.65 (60% above median its 10-year median of 26.72)
  • GF Value™: 円1,009.53 vs. price of 円1,008.00 (0.2% below fair value)
  • GF Score™: 68/100 with 3 warning signs
  • Industry Position: 390.2% above the Retail - Defensive median (#55 of 254)

No single metric tells the full story. See the TSE:9846 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tenmaya Store Co Business Description

Address Okamachi 13-16, Kita Ward, Okayama, JPN, 700-8502
Tenmaya Store Co Ltd is a Japan-based company involved in the retail trade of groceries, miscellaneous goods, and clothing.
68GF Score

Get the complete analysis for TSE:9846

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,008.00
Price
円1,009.53
GF Value