Belc CoTSE:9974 -0.15%92 Interest Coverage is 58.95 as of Feb. 2026, which is 41% below its 10-year median of 100.75. GuruFocus rates TSE:9974 with a GF Score™ of 92/100 and a GF Value™ of 円7,996.50 (Modestly Undervalued). Among 254 Retail - Defensive companies, Belc Co ranks better than 79.92% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Belc Co's
Operating Income
for the
three
months ended in Feb. 2026 was 円5,364 Mil. Belc Co's Interest Expense for the
three
months ended in Feb. 2026 was 円-91 Mil.
Belc Co's interest coverage for the quarter that ended in Feb. 2026 was 58.95.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Belc Co's Interest Coverage or its related term are showing as below:
TSE:9974'
s Interest Coverage Range Over the Past 10 Years
Min: 58.31 Med: 100.75 Max: 157.49
Current: 58.31
TSE:9974's Interest Coverage is ranked better than 79.92% of 254
companies
in the Retail - Defensive industry
Industry Median: 8.795
vs TSE:9974: 58.31
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Belc Co Interest Coverage Related Terms
Belc Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Belc Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Grocery Stores subindustry, Belc Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Belc Co Interest Coverage vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Belc Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Belc Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Belc Co (TSE:9974) has a Interest Coverage of 58.95 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Belc Co and its competitors. This is 41% below median its historical median of 100.75. Over the past decade, Belc Co's Interest Coverage has ranged from 58.31 to 157.49. According to the industry distribution chart, Belc Co ranks #51 out of 254 companies in the Retail - Defensive industry, placing it in the top 20.1%.
Is Belc Co's Interest Coverage too high?
Belc Co's current Interest Coverage of 58.95 is 41% below median its 10-year median of 100.75. Over the past 10 years, this metric has ranged from a low of 58.31 to a high of 157.49. The Retail - Defensive industry median Interest Coverage is 8.80. Belc Co's value of 58.95 is 570.3% above this industry median. Based on the distribution chart, Belc Co ranks #51 out of 254 companies in the Retail - Defensive industry, which is in the top quartile — a strong position relative to peers. Overall, Belc Co has a GF Score™ of 92/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Belc Co's Interest Coverage compare to KR?
According to the Retail - Defensive industry distribution chart, Belc Co ranks #51 out of 254 companies for Interest Coverage. This places Belc Co in the top 20% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.80. Belc Co's value of 58.95 is 570.3% above this benchmark. Historically, Belc Co's own Interest Coverage has ranged from 58.31 to 157.49 over the past decade. While the company's 10-year median is 100.75 vs. the industry median of 8.80, Belc Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 8.80, based on 254 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Belc Co's current Interest Coverage of 58.95 is 570.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Belc Co and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Belc Co's current Interest Coverage is 58.95, which is 41% below median its own 10-year median of 100.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Belc Co stock overvalued right now?
Based on GuruFocus' analysis, Belc Co (TSE:9974) is currently considered Modestly Undervalued. The stock's GF Value™ is 円7,996.50, compared to a current price of 円6,500.00 — trading 18.7% below its estimated fair value. The current Interest Coverage is 58.95, which is 41% below median its 10-year median of 100.75 and 570.3% above the Retail - Defensive industry median of 8.80. Belc Co's overall GF Score™ is 92/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Belc Co (TSE:9974), the current Interest Coverage is 58.95 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Belc Co (TSE:9974) Overvalued in 2026?
Based on GuruFocus' analysis, Belc Co stock appears to be undervalued.
The current stock price of 円6,500.00 is trading 18.7% below its estimated GF Value™ of 円7,996.50.
GuruFocus considers Belc Co to be Modestly Undervalued.
Key valuation signals for TSE:9974:
Interest Coverage: 58.95 (41% below median its 10-year median of 100.75)
GF Value™: 円7,996.50 vs. price of 円6,500.00 (18.7% below fair value)
Industry Position: 570.3% above the Retail - Defensive median (#51 of 254)
No single metric tells the full story. See the TSE:9974 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Belc Co Ltd manages a chain of food supermarkets in Japan. The company is headquartered in Japan and earns the entirety of its revenue domestically. The company has a chain of retail stores in the Tokyo metropolitan area and is focused on Saitama Prefecture. Through its subsidiaries, Belc Co. Ltd is involved with the production and distribution of food items and ready-made meals to its self-run stores. Its products include perishable goods, grocery items, sundry items, daily necessities, and processed food. Belc Co. Ltd also provides services to its stores, including chain management and cleaning.
92GF Score
Get the complete analysis for TSE:9974
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