Quipt Home Medical (TSX:QIPT) Interest Coverage: 0.99 (As of Dec. 2025) — 22% Above Median

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TSX:QIPT Quipt Home Medical Corp TSX:QIPT
59 GF Score
Price C$4.98
GF Value C$5.14
! 7 Warning Signs
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What is Quipt Home Medical Interest Coverage?

Quipt Home Medical TSX:QIPT +0.40% 59 Interest Coverage is 0.99 as of Dec. 2025, which is 22% above its 10-year median of 0.81. GuruFocus rates TSX:QIPT with a GF Score™ of 59/100 and a GF Value™ of C$5.14. The stock has 7 warning signs investors should review.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Quipt Home Medical's Operating Income for the three months ended in Dec. 2025 was C$2.5 Mil. Quipt Home Medical's Interest Expense for the three months ended in Dec. 2025 was C$-2.5 Mil. Quipt Home Medical's interest coverage for the quarter that ended in Dec. 2025 was 0.99. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Quipt Home Medical's Interest Coverage or its related term are showing as below:


TSX:QIPT's Interest Coverage is not ranked *
in the Medical Distribution industry.
Industry Median: 7.045
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Quipt Home Medical  (TSX:QIPT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Quipt Home Medical Interest Coverage Related Terms


Quipt Home Medical Interest Coverage Historical Data

* Premium members only.

The historical data trend for Quipt Home Medical's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Quipt Home Medical Interest Coverage Chart

Quipt Home Medical Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.81 0.98 0.49 0.00

Quipt Home Medical Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.57 0.00 0.00 0.00 0.99

TSX:QIPT vs ACH, EDAP, YI: Interest Coverage Comparison

For the Medical Distribution subindustry, Quipt Home Medical's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Quipt Home Medical Interest Coverage vs Medical Distribution Industry

For the Medical Distribution industry and Healthcare sector, Quipt Home Medical's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Quipt Home Medical's Interest Coverage falls into.


TSX:QIPT
59GF Score
Quipt Home Medical Corp TSX:QIPT
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Quipt Home Medical Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Quipt Home Medical's Interest Coverage for the fiscal year that ended in Sep. 2025 is calculated as

Here, for the fiscal year that ended in Sep. 2025, Quipt Home Medical's Interest Expense was C$-9.3 Mil. Its Operating Income was C$-2.7 Mil. And its Long-Term Debt & Capital Lease Obligation was C$132.2 Mil.

Quipt Home Medical did not have earnings to cover the interest expense.

Quipt Home Medical's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, Quipt Home Medical's Interest Expense was C$-2.5 Mil. Its Operating Income was C$2.5 Mil. And its Long-Term Debt & Capital Lease Obligation was C$126.2 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*2.501/-2.518
=0.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.99 mean?
Quipt Home Medical (TSX:QIPT) has a Interest Coverage of 0.99 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Quipt Home Medical and its competitors. This is 22% above median its historical median of 0.81.
Is Quipt Home Medical's Interest Coverage too high?
Quipt Home Medical's current Interest Coverage of 0.99 is 22% above median its 10-year median of 0.81. The Medical Distribution industry median Interest Coverage is 7.05. Quipt Home Medical's value of 0.99 is 85.9% below this industry median. Overall, Quipt Home Medical has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Quipt Home Medical's Interest Coverage compare to ACH and EDAP?
Quipt Home Medical's Interest Coverage of 0.99 can be compared against companies in the Medical Distribution industry. The industry median Interest Coverage is 7.05. Quipt Home Medical's value of 0.99 is 85.9% below this benchmark. While the company's 10-year median is 0.81 vs. the industry median of 7.05, Quipt Home Medical has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Medical Distribution company?
The median Interest Coverage among Medical Distribution companies is 7.05, based on 94 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Quipt Home Medical's current Interest Coverage of 0.99 is 85.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Quipt Home Medical and its competitors. For the Medical Distribution industry, the median Interest Coverage is 7.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Quipt Home Medical's current Interest Coverage is 0.99, which is 22% above median its own 10-year median of 0.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quipt Home Medical stock overvalued right now?
Quipt Home Medical (TSX:QIPT) has a current Interest Coverage of 0.99. The stock's GF Value™ is C$5.14, compared to a current price of C$4.98 — trading 3.1% below its estimated fair value. The current Interest Coverage is 0.99, which is 22% above median its 10-year median of 0.81 and 85.9% below the Medical Distribution industry median of 7.05. Quipt Home Medical's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Quipt Home Medical (TSX:QIPT), the current Interest Coverage is 0.99 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Quipt Home Medical (TSX:QIPT) Overvalued in 2026?

Based on GuruFocus' analysis, Quipt Home Medical stock appears to be undervalued. The current stock price of C$4.98 is trading 3.1% below its estimated GF Value™ of C$5.14.

Key valuation signals for TSX:QIPT:

  • Interest Coverage: 0.99 (22% above median its 10-year median of 0.81)
  • GF Value™: C$5.14 vs. price of C$4.98 (3.1% below fair value)
  • GF Score™: 59/100 with 7 warning signs
  • Industry Position: 85.9% below the Medical Distribution median

No single metric tells the full story. See the TSX:QIPT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Quipt Home Medical Business Description

Address 1019 Town Drive, Wilder, KY, USA, 41076
Quipt Home Medical Corp is a provider of durable medical equipment (DME) and home medical equipment (HME) in the United States. The Company specializes in delivering in-home treatments for the management of chronic conditions, with a primary focus on respiratory diseases, and supports patients with heart and pulmonary diseases, sleep apnea, reduced mobility, and other chronic health challenges. Its products and services include Sleep Apnea and PAP treatment, home medical equipment, home ventilation, and custom mobility solutions. The Company operates in a single business segment, comprising the sale and rental of medical equipment and related devices, and serves patients across 27 states in the United States.
59GF Score

Get the complete analysis for TSX:QIPT

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$4.98
Price
C$5.14
GF Value