Western Pacific Trust Co (TSXV:WP) Interest Coverage: 19.73 (As of Mar. 2026) — 157% Above Median


TSXV:WP Western Pacific Trust Co TSXV:WP
58 GF Score
Price C$0.13
GF Value C$0.17
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Western Pacific Trust Co Interest Coverage?

Western Pacific Trust Co TSXV:WP 58 Interest Coverage is 19.73 as of Mar. 2026, which is 157% above its 10-year median of 7.68. GuruFocus rates TSXV:WP with a GF Score™ of 58/100 and a GF Value™ of C$0.17 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 475 Asset Management companies, Western Pacific Trust Co ranks worse than 65.89% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Western Pacific Trust Co's Operating Income for the three months ended in Mar. 2026 was C$0.22 Mil. Western Pacific Trust Co's Interest Expense for the three months ended in Mar. 2026 was C$-0.01 Mil. Western Pacific Trust Co's interest coverage for the quarter that ended in Mar. 2026 was 19.73. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Western Pacific Trust Co's Interest Coverage or its related term are showing as below:

TSXV:WP' s Interest Coverage Range Over the Past 10 Years
Min: 3.07   Med: 7.68   Max: 11.32
Current: 9


TSXV:WP's Interest Coverage is ranked worse than
65.89% of 475 companies
in the Asset Management industry
Industry Median: 42.97 vs TSXV:WP: 9.00

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Western Pacific Trust Co  (TSXV:WP) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Western Pacific Trust Co Interest Coverage Related Terms


Western Pacific Trust Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Western Pacific Trust Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Western Pacific Trust Co Interest Coverage Chart

Western Pacific Trust Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.64 8.38 9.56 11.32 8.27

Western Pacific Trust Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.17 4.92 5.83 6.75 19.73

TSXV:WP vs BLK, BX, KKR: Interest Coverage Comparison

For the Asset Management subindustry, Western Pacific Trust Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Western Pacific Trust Co Interest Coverage vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Western Pacific Trust Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Western Pacific Trust Co's Interest Coverage falls into.


TSXV:WP
58GF Score
Western Pacific Trust Co TSXV:WP
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Western Pacific Trust Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Western Pacific Trust Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Western Pacific Trust Co's Interest Expense was C$-0.05 Mil. Its Operating Income was C$0.40 Mil. And its Long-Term Debt & Capital Lease Obligation was C$0.65 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*0.397/-0.048
=8.27

Western Pacific Trust Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Western Pacific Trust Co's Interest Expense was C$-0.01 Mil. Its Operating Income was C$0.22 Mil. And its Long-Term Debt & Capital Lease Obligation was C$0.63 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.217/-0.011
=19.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 19.73 mean?
Western Pacific Trust Co (TSXV:WP) has a Interest Coverage of 19.73 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Western Pacific Trust Co and its competitors. This is 157% above median its historical median of 7.68. Over the past decade, Western Pacific Trust Co's Interest Coverage has ranged from 3.07 to 11.32. According to the industry distribution chart, Western Pacific Trust Co ranks #313 out of 475 companies in the Asset Management industry, placing it in the top 65.9%.
Is Western Pacific Trust Co's Interest Coverage too high?
Western Pacific Trust Co's current Interest Coverage of 19.73 is 157% above median its 10-year median of 7.68. Over the past 10 years, this metric has ranged from a low of 3.07 to a high of 11.32. The Asset Management industry median Interest Coverage is 42.97. Western Pacific Trust Co's value of 19.73 is 54.1% below this industry median. Based on the distribution chart, Western Pacific Trust Co ranks #313 out of 475 companies in the Asset Management industry, which is below the industry midpoint. Overall, Western Pacific Trust Co has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Western Pacific Trust Co's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, Western Pacific Trust Co ranks #313 out of 475 companies for Interest Coverage. This places Western Pacific Trust Co in the lower half of its industry. The industry median Interest Coverage is 42.97. Western Pacific Trust Co's value of 19.73 is 54.1% below this benchmark. Historically, Western Pacific Trust Co's own Interest Coverage has ranged from 3.07 to 11.32 over the past decade. While the company's 10-year median is 7.68 vs. the industry median of 42.97, Western Pacific Trust Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 42.97, based on 475 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Western Pacific Trust Co's current Interest Coverage of 19.73 is 54.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Western Pacific Trust Co and its competitors. For the Asset Management industry, the median Interest Coverage is 42.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Western Pacific Trust Co's current Interest Coverage is 19.73, which is 157% above median its own 10-year median of 7.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Western Pacific Trust Co stock overvalued right now?
Based on GuruFocus' analysis, Western Pacific Trust Co (TSXV:WP) is currently considered Modestly Undervalued. The stock's GF Value™ is C$0.17, compared to a current price of C$0.13 — trading 26.5% below its estimated fair value. The current Interest Coverage is 19.73, which is 157% above median its 10-year median of 7.68 and 54.1% below the Asset Management industry median of 42.97. Western Pacific Trust Co's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Western Pacific Trust Co (TSXV:WP), the current Interest Coverage is 19.73 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Western Pacific Trust Co (TSXV:WP) Overvalued in 2026?

Based on GuruFocus' analysis, Western Pacific Trust Co stock appears to be undervalued. The current stock price of C$0.13 is trading 26.5% below its estimated GF Value™ of C$0.17. GuruFocus considers Western Pacific Trust Co to be Modestly Undervalued.

Key valuation signals for TSXV:WP:

  • Interest Coverage: 19.73 (157% above median its 10-year median of 7.68)
  • GF Value™: C$0.17 vs. price of C$0.13 (26.5% below fair value)
  • GF Score™: 58/100 with 2 warning signs
  • Industry Position: 54.1% below the Asset Management median (#313 of 475)

No single metric tells the full story. See the TSXV:WP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Western Pacific Trust Co Business Description

Address 789 West Pender Street, Suite 920, Vancouver, BC, CAN, V6C 1H2
Western Pacific Trust Co is a non-deposit-taking independent trust company. The company acts as a Trustee for Self-Administered Registered Retirement Savings Plans (RRSP), which permit investors the tax-deferred benefits of a registered plan while maintaining control over their investment choices. It also offers self-administered Tax-Free Savings Accounts (TFSA), within which clients can earn tax-free investment income during their lifetime. The company operates in the financial services industry segment, and all operations are situated in Canada.
58GF Score

Get the complete analysis for TSXV:WP

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$0.13
Price
C$0.17
GF Value