UCLQF (UltraTech Cement) Interest Coverage: 9.02 (As of Mar. 2026) — 46% Above Median


UCLQF UltraTech Cement Ltd UCLQF
95 GF Score
Price $103.00
GF Value $120.49
! 2 Warning Signs
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What is UltraTech Cement Interest Coverage?

UltraTech Cement UCLQF 95 Interest Coverage is 9.02 as of Mar. 2026, which is 46% above its 10-year median of 6.17. GuruFocus rates UCLQF with a GF Score™ of 95/100 and a GF Value™ of $120.49. The stock has 2 warning signs investors should review. Among 310 Building Materials companies, UltraTech Cement ranks worse than 50.65% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. UltraTech Cement's Operating Income for the three months ended in Mar. 2026 was $473 Mil. UltraTech Cement's Interest Expense for the three months ended in Mar. 2026 was $-52 Mil. UltraTech Cement's interest coverage for the quarter that ended in Mar. 2026 was 9.02. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for UltraTech Cement's Interest Coverage or its related term are showing as below:

UCLQF' s Interest Coverage Range Over the Past 10 Years
Min: 2.76   Med: 6.17   Max: 10.07
Current: 6.61


UCLQF's Interest Coverage is ranked worse than
50.65% of 310 companies
in the Building Materials industry
Industry Median: 6.68 vs UCLQF: 6.61

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


UltraTech Cement  (OTCPK:UCLQF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


UltraTech Cement Interest Coverage Related Terms


UltraTech Cement Interest Coverage Historical Data

* Premium members only.

The historical data trend for UltraTech Cement's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

UltraTech Cement Interest Coverage Chart

UltraTech Cement Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.98 9.94 10.07 5.18 6.61

UltraTech Cement Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.35 7.62 4.24 5.55 9.02

UCLQF vs CRH, VMC, MLM: Interest Coverage Comparison

For the Building Materials subindustry, UltraTech Cement's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UltraTech Cement Interest Coverage vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, UltraTech Cement's Interest Coverage distribution charts can be found below:

* The bar in red indicates where UltraTech Cement's Interest Coverage falls into.


UCLQF
95GF Score
UltraTech Cement Ltd UCLQF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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UltraTech Cement Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

UltraTech Cement's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, UltraTech Cement's Interest Expense was $-202 Mil. Its Operating Income was $1,333 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,699 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*1333.334/-201.653
=6.61

UltraTech Cement's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, UltraTech Cement's Interest Expense was $-52 Mil. Its Operating Income was $473 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,699 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*473.206/-52.46
=9.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 9.02 mean?
UltraTech Cement (UCLQF) has a Interest Coverage of 9.02 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on UltraTech Cement and its competitors. This is 46% above median its historical median of 6.17. Over the past decade, UltraTech Cement's Interest Coverage has ranged from 2.76 to 10.07. According to the industry distribution chart, UltraTech Cement ranks #157 out of 310 companies in the Building Materials industry, placing it in the top 50.6%.
Is UltraTech Cement's Interest Coverage too high?
UltraTech Cement's current Interest Coverage of 9.02 is 46% above median its 10-year median of 6.17. Over the past 10 years, this metric has ranged from a low of 2.76 to a high of 10.07. The Building Materials industry median Interest Coverage is 6.68. UltraTech Cement's value of 9.02 is 35% above this industry median. Based on the distribution chart, UltraTech Cement ranks #157 out of 310 companies in the Building Materials industry, which is below the industry midpoint. Overall, UltraTech Cement has a GF Score™ of 95/100, reflecting its overall financial health beyond just this single metric.
How does UltraTech Cement's Interest Coverage compare to CRH and VMC?
According to the Building Materials industry distribution chart, UltraTech Cement ranks #157 out of 310 companies for Interest Coverage. This places UltraTech Cement in the lower half of its industry. The industry median Interest Coverage is 6.68. UltraTech Cement's value of 9.02 is 35% above this benchmark. Historically, UltraTech Cement's own Interest Coverage has ranged from 2.76 to 10.07 over the past decade. While the company's 10-year median is 6.17 vs. the industry median of 6.68, UltraTech Cement has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Building Materials company?
The median Interest Coverage among Building Materials companies is 6.68, based on 310 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UltraTech Cement's current Interest Coverage of 9.02 is 35% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on UltraTech Cement and its competitors. For the Building Materials industry, the median Interest Coverage is 6.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UltraTech Cement's current Interest Coverage is 9.02, which is 46% above median its own 10-year median of 6.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UltraTech Cement stock overvalued right now?
UltraTech Cement (UCLQF) has a current Interest Coverage of 9.02. The stock's GF Value™ is $120.49, compared to a current price of $103.00 — trading 14.5% below its estimated fair value. The current Interest Coverage is 9.02, which is 46% above median its 10-year median of 6.17 and 35% above the Building Materials industry median of 6.68. UltraTech Cement's overall GF Score™ is 95/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For UltraTech Cement (UCLQF), the current Interest Coverage is 9.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UltraTech Cement (UCLQF) Overvalued in 2026?

Based on GuruFocus' analysis, UltraTech Cement stock appears to be undervalued. The current stock price of $103.00 is trading 14.5% below its estimated GF Value™ of $120.49.

Key valuation signals for UCLQF:

  • Interest Coverage: 9.02 (46% above median its 10-year median of 6.17)
  • GF Value™: $120.49 vs. price of $103.00 (14.5% below fair value)
  • GF Score™: 95/100 with 2 warning signs
  • Industry Position: 35% above the Building Materials median (#157 of 310)

No single metric tells the full story. See the UCLQF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UltraTech Cement Business Description

Address Mahakali Caves Road, B Wing, Ahura Centre, 2nd Floor, Andheri (East), Mumbai, MH, IND, 400093
UltraTech Cement Ltd produces and sells cement and cement-related products. The company generates the vast majority of its revenue in India. The company's product portfolio includes Ordinary Portland cement, Portland blast-furnace slag cement, and Portland Pozzolana cement. Ordinary Portland cement is used for a wide range of applications including concrete products, masonry, and plastering. The firm's customers are in the building and construction industries. Geographically, it operates in India as well as in other countries, of which India derives key revenue.
95GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$103.00
Price
$120.49
GF Value