UMLS (Ultimate Lifestyle) Interest Coverage: No Debt (1) (As of Jun. 2001)


What is Ultimate Lifestyle Interest Coverage?

Ultimate Lifestyle UMLS Interest Coverage is No Debt (1) as of Jun. 2001.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Ultimate Lifestyle's Operating Income for the three months ended in Jun. 2001 was $-1.0 Mil. Ultimate Lifestyle's Interest Expense for the three months ended in Jun. 2001 was $0.0 Mil. Ultimate Lifestyle has no debt. The higher the ratio, the stronger the company's financial strength is.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Ultimate Lifestyle's Interest Coverage or its related term are showing as below:


UMLS's Interest Coverage is not ranked *
in the Real Estate industry.
Industry Median: 4.24
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ultimate Lifestyle  (OTCPK:UMLS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

Ultimate Lifestyle Interest Coverage Related Terms

Ultimate Lifestyle Interest Coverage Historical Data

* Premium members only.

The historical data trend for Ultimate Lifestyle's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Ultimate Lifestyle Interest Coverage Chart

Ultimate Lifestyle Annual Data
Trend Apr98 Dec99 Dec00
Interest Coverage
No Debt N/A No Debt

Ultimate Lifestyle Quarterly Data
Jul97 Oct97 Jan98 Apr98 Sep98 Dec98 Mar99 Jun99 Sep99 Dec99 Mar00 Jun00 Sep00 Dec00 Mar01 Jun01
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A No Debt No Debt No Debt

UMLS vs FCHAF, CRFQF, ACY: Interest Coverage Comparison

For the Real Estate Services subindustry, Ultimate Lifestyle's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ultimate Lifestyle Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Ultimate Lifestyle's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Ultimate Lifestyle's Interest Coverage falls into.


Ultimate Lifestyle Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ultimate Lifestyle's Interest Coverage for the fiscal year that ended in Dec. 2000 is calculated as

Here, for the fiscal year that ended in Dec. 2000, Ultimate Lifestyle's Interest Expense was $0.0 Mil. Its Operating Income was $-10.2 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.0 Mil.

Ultimate Lifestyle had no debt (1).

Ultimate Lifestyle's Interest Coverage for the quarter that ended in Jun. 2001 is calculated as

Here, for the three months ended in Jun. 2001, Ultimate Lifestyle's Interest Expense was $0.0 Mil. Its Operating Income was $-1.0 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.0 Mil.

Ultimate Lifestyle had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Ultimate Lifestyle (UMLS) has a Interest Coverage of No Debt (1) as of Jun. 2001. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ultimate Lifestyle and its competitors.
Is Ultimate Lifestyle's Interest Coverage too high?
Ultimate Lifestyle's current Interest Coverage is No Debt (1).
How does Ultimate Lifestyle's Interest Coverage compare to FCHAF and CRFQF?
Ultimate Lifestyle's Interest Coverage of No Debt (1) can be compared against companies in the Real Estate industry. The industry median Interest Coverage is 4.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ultimate Lifestyle and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ultimate Lifestyle's current Interest Coverage is No Debt (1). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ultimate Lifestyle stock overvalued right now?
Ultimate Lifestyle (UMLS) has a current Interest Coverage of No Debt (1). The current Interest Coverage is No Debt (1). Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ultimate Lifestyle (UMLS), the current Interest Coverage is No Debt (1) as of Jun. 2001. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Ultimate Lifestyle Business Description

Address 375 North Stephanie Street, Suite 1411, Hendersen, NV, USA, 89014-8909
Ultimate Lifestyle Corp offers offers a share in luxurious and exclusive vacation homes either on full-time or shared ownership basis.