MDJM (UOKAF) Interest Coverage: No Debt (1) (As of Dec. 2025) — 100% Below Median


UOKAF MDJM Ltd UOKAF
49 GF Score
Price $0.36
GF Value $122.93
Valuation Possible Value Trap
! 4 Warning Signs
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What is MDJM Interest Coverage?

MDJM UOKAF -21.97% 49 Interest Coverage is No Debt (1) as of Dec. 2025, which is 100% below its 10-year median of 10,000.00. GuruFocus rates UOKAF with a GF Score™ of 49/100 and a GF Value™ of $122.93 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 609 Travel & Leisure companies, MDJM ranks better than 99.51% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. MDJM's Operating Income for the six months ended in Dec. 2025 was $-0.52 Mil. MDJM's Interest Expense for the six months ended in Dec. 2025 was $0.00 Mil. MDJM has no debt. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

MDJM Ltd has no debt.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for MDJM's Interest Coverage or its related term are showing as below:

UOKAF' s Interest Coverage Range Over the Past 10 Years
Min: No Debt   Med: No Debt   Max: No Debt
Current: No Debt


UOKAF's Interest Coverage is ranked better than
99.51% of 609 companies
in the Travel & Leisure industry
Industry Median: 5.35 vs UOKAF: No Debt

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


MDJM  (OTCPK:UOKAF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


MDJM Interest Coverage Related Terms


MDJM Interest Coverage Historical Data

* Premium members only.

The historical data trend for MDJM's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

MDJM Interest Coverage Chart

MDJM Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A 0.00 No Debt No Debt No Debt

MDJM Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only No Debt No Debt No Debt No Debt No Debt

UOKAF vs SONDQ, MAR, HLT: Interest Coverage Comparison

For the Lodging subindustry, MDJM's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MDJM Interest Coverage vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, MDJM's Interest Coverage distribution charts can be found below:

* The bar in red indicates where MDJM's Interest Coverage falls into.


UOKAF
49GF Score
MDJM Ltd UOKAF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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MDJM Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

MDJM's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, MDJM's Interest Expense was $0.00 Mil. Its Operating Income was $-1.17 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.00 Mil.

MDJM had no debt (1).

MDJM's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, MDJM's Interest Expense was $0.00 Mil. Its Operating Income was $-0.52 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.00 Mil.

MDJM had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
MDJM (UOKAF) has a Interest Coverage of No Debt (1) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on MDJM and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, MDJM's Interest Coverage has ranged from 10,000.00 to 10,000.00. According to the industry distribution chart, MDJM ranks #3 out of 609 companies in the Travel & Leisure industry, placing it in the top 0.5%.
Is MDJM's Interest Coverage too high?
MDJM's current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 10,000.00 to a high of 10,000.00. Based on the distribution chart, MDJM ranks #3 out of 609 companies in the Travel & Leisure industry, which is in the top quartile — a strong position relative to peers. Overall, MDJM has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does MDJM's Interest Coverage compare to SONDQ and MAR?
According to the Travel & Leisure industry distribution chart, MDJM ranks #3 out of 609 companies for Interest Coverage. This places MDJM in the top 1% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 5.35. Historically, MDJM's own Interest Coverage has ranged from 10,000.00 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Travel & Leisure company?
The median Interest Coverage among Travel & Leisure companies is 5.35, based on 609 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on MDJM and its competitors. For the Travel & Leisure industry, the median Interest Coverage is 5.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MDJM's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MDJM stock overvalued right now?
Based on GuruFocus' analysis, MDJM (UOKAF) is currently considered Possible Value Trap. The stock's GF Value™ is $122.93, compared to a current price of $0.36 — trading 99.7% below its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 10,000.00. MDJM's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For MDJM (UOKAF), the current Interest Coverage is No Debt (1) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MDJM (UOKAF) Overvalued in 2026?

Based on GuruFocus' analysis, MDJM stock appears to be undervalued. The current stock price of $0.36 is trading 99.7% below its estimated GF Value™ of $122.93. GuruFocus considers MDJM to be Possible Value Trap.

Key valuation signals for UOKAF:

  • Interest Coverage: No Debt (1) (100% below median its 10-year median of 10,000.00)
  • GF Value™: $122.93 vs. price of $0.36 (99.7% below fair value)
  • GF Score™: 49/100 with 4 warning signs

No single metric tells the full story. See the UOKAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MDJM Business Description

Address Fernie Castle, Letham, Fife, Cupar, GBR, KY15 7RU
MDJM Ltd is a holding company. Through its subsidiaries, it engages in the asset management business and offers comprehensive UK real estate-related services, including property leasing, property sales, furnishings, routine property maintenance and management, and hospitality and butler services to overseas real estate owners. Additionally, the Group focuses on developing and launching real estate development projects and hospitality programs, including hotel operations. The majority of its revenue is generated from the hospitality activities, which include ownership and operation of hotel properties such as Fernie Castle in Fife and Robin Hill Hotel. Geographically, the Group generates all of its revenue from the United Kingdom.
49GF Score

Get the complete analysis for UOKAF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.36
Price
$122.93
GF Value