UOL GroupUOLGY -0.79%71 Interest Coverage is 5.23 as of Dec. 2025, which is 19% below its 10-year median of 6.42. GuruFocus rates UOLGY with a GF Score™ of 71/100 and a GF Value™ of $18.84 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,299 Real Estate companies, UOL Group ranks better than 53.04% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. UOL Group's
Operating Income
for the
six
months ended in Dec. 2025 was $329 Mil. UOL Group's Interest Expense for the
six
months ended in Dec. 2025 was $-63 Mil.
UOL Group's interest coverage for the quarter that ended in Dec. 2025 was 5.23.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for UOL Group's Interest Coverage or its related term are showing as below:
UOLGY'
s Interest Coverage Range Over the Past 10 Years
Min: 2.87 Med: 6.42 Max: 11.94
Current: 4.83
UOLGY's Interest Coverage is ranked better than 53.04% of 1299
companies
in the Real Estate industry
Industry Median: 4.25
vs UOLGY: 4.83
UOL Group (OTCPK:UOLGY) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
UOL Group Interest Coverage Related Terms
UOL Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for UOL Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Real Estate - Development subindustry, UOL Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UOL Group Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, UOL Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where UOL Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UOL Group (UOLGY) has a Interest Coverage of 5.23 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on UOL Group and its competitors. This is 19% below median its historical median of 6.42. Over the past decade, UOL Group's Interest Coverage has ranged from 2.87 to 11.94. According to the industry distribution chart, UOL Group ranks #610 out of 1299 companies in the Real Estate industry, placing it in the top 47%.
Is UOL Group's Interest Coverage too high?
UOL Group's current Interest Coverage of 5.23 is 19% below median its 10-year median of 6.42. Over the past 10 years, this metric has ranged from a low of 2.87 to a high of 11.94. The Real Estate industry median Interest Coverage is 4.25. UOL Group's value of 5.23 is 23.1% above this industry median. Based on the distribution chart, UOL Group ranks #610 out of 1299 companies in the Real Estate industry, which is above the industry midpoint. Overall, UOL Group has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UOL Group's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, UOL Group ranks #610 out of 1299 companies for Interest Coverage. This puts UOL Group in the upper half of its industry. The industry median Interest Coverage is 4.25. UOL Group's value of 5.23 is 23.1% above this benchmark. Historically, UOL Group's own Interest Coverage has ranged from 2.87 to 11.94 over the past decade. While the company's 10-year median is 6.42 vs. the industry median of 4.25, UOL Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UOL Group's current Interest Coverage of 5.23 is 23.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on UOL Group and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UOL Group's current Interest Coverage is 5.23, which is 19% below median its own 10-year median of 6.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UOL Group stock overvalued right now?
Based on GuruFocus' analysis, UOL Group (UOLGY) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.84, compared to a current price of $29.66 — trading 57.4% above its estimated fair value. The current Interest Coverage is 5.23, which is 19% below median its 10-year median of 6.42 and 23.1% above the Real Estate industry median of 4.25. UOL Group's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For UOL Group (UOLGY), the current Interest Coverage is 5.23 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UOL Group (UOLGY) Overvalued in 2026?
Based on GuruFocus' analysis, UOL Group stock appears to be overvalued.
The current stock price of $29.66 is trading 57.4% above its estimated GF Value™ of $18.84.
GuruFocus considers UOL Group to be Significantly Overvalued.
Key valuation signals for UOLGY:
Interest Coverage: 5.23 (19% below median its 10-year median of 6.42)
GF Value™: $18.84 vs. price of $29.66 (57.4% above fair value)
Industry Position: 23.1% above the Real Estate median (#610 of 1299)
No single metric tells the full story. See the UOLGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UOL Group Ltd is a general real estate company. The company operates in various segments: Technology Operations, Management Services, Investments, Hotel Operations, Property Investments, and Property Development. The majority of revenue is from Property Development. Geographically, the company operates in Singapore, Australia, the UK, Malaysia, Vietnam, Indonesia, Myanmar, the PRC, and other countries, with the maximum revenue from Singapore.
71GF Score
Get the complete analysis for UOLGY
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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