VERKF (Verkkokauppa.com Oyj) Interest Coverage: 4.15 (As of Mar. 2026) — 54% Below Median


What is Verkkokauppa.com Oyj Interest Coverage?

Verkkokauppa.com Oyj VERKF 73 Interest Coverage is 4.15 as of Mar. 2026, which is 54% below its 10-year median of 9.08. GuruFocus rates VERKF with a GF Score™ of 73/100. The stock has 4 warning signs investors should review. Among 828 Retail - Cyclical companies, Verkkokauppa.com Oyj ranks worse than 52.9% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Verkkokauppa.com Oyj's Operating Income for the three months ended in Mar. 2026 was $2.82 Mil. Verkkokauppa.com Oyj's Interest Expense for the three months ended in Mar. 2026 was $-0.68 Mil. Verkkokauppa.com Oyj's interest coverage for the quarter that ended in Mar. 2026 was 4.15. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Verkkokauppa.com Oyj's Interest Coverage or its related term are showing as below:

VERKF' s Interest Coverage Range Over the Past 10 Years
Min: 0.99   Med: 9.08   Max: 689.53
Current: 6.79

VERKF's Interest Coverage is ranked worse than
52.9% of 828 companies
in the Retail - Cyclical industry
Industry Median: 7.915 vs VERKF: 6.79

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Verkkokauppa.com Oyj  (OTCPK:VERKF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

Verkkokauppa.com Oyj Interest Coverage Related Terms

Verkkokauppa.com Oyj Interest Coverage Historical Data

* Premium members only.

The historical data trend for Verkkokauppa.com Oyj's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Verkkokauppa.com Oyj Interest Coverage Chart

Verkkokauppa.com Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 687.47 2.57 2.99 0.99 10.39

Verkkokauppa.com Oyj Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.40 2.84 11.42 8.56 4.15

VERKF vs AMZN, BABA, PDD: Interest Coverage Comparison

For the Internet Retail subindustry, Verkkokauppa.com Oyj's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Verkkokauppa.com Oyj Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Verkkokauppa.com Oyj's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Verkkokauppa.com Oyj's Interest Coverage falls into.


Verkkokauppa.com Oyj Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Verkkokauppa.com Oyj's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Verkkokauppa.com Oyj's Interest Expense was $-2.17 Mil. Its Operating Income was $22.50 Mil. And its Long-Term Debt & Capital Lease Obligation was $40.89 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*22.495/-2.165
=10.39

Verkkokauppa.com Oyj's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Verkkokauppa.com Oyj's Interest Expense was $-0.68 Mil. Its Operating Income was $2.82 Mil. And its Long-Term Debt & Capital Lease Obligation was $42.82 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*2.815/-0.679
=4.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.15 mean?
Verkkokauppa.com Oyj (VERKF) has a Interest Coverage of 4.15 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Verkkokauppa.com Oyj and its competitors. This is 54% below median its historical median of 9.08. Over the past decade, Verkkokauppa.com Oyj's Interest Coverage has ranged from 0.99 to 689.53. According to the industry distribution chart, Verkkokauppa.com Oyj ranks #438 out of 828 companies in the Retail - Cyclical industry, placing it in the top 52.9%.
Is Verkkokauppa.com Oyj's Interest Coverage too high?
Verkkokauppa.com Oyj's current Interest Coverage of 4.15 is 54% below median its 10-year median of 9.08. Over the past 10 years, this metric has ranged from a low of 0.99 to a high of 689.53. The Retail - Cyclical industry median Interest Coverage is 7.92. Verkkokauppa.com Oyj's value of 4.15 is 47.6% below this industry median. Based on the distribution chart, Verkkokauppa.com Oyj ranks #438 out of 828 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Verkkokauppa.com Oyj has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Verkkokauppa.com Oyj's Interest Coverage compare to AMZN and BABA?
According to the Retail - Cyclical industry distribution chart, Verkkokauppa.com Oyj ranks #438 out of 828 companies for Interest Coverage. This places Verkkokauppa.com Oyj in the lower half of its industry. The industry median Interest Coverage is 7.92. Verkkokauppa.com Oyj's value of 4.15 is 47.6% below this benchmark. Historically, Verkkokauppa.com Oyj's own Interest Coverage has ranged from 0.99 to 689.53 over the past decade. While the company's 10-year median is 9.08 vs. the industry median of 7.92, Verkkokauppa.com Oyj has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.92, based on 828 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Verkkokauppa.com Oyj's current Interest Coverage of 4.15 is 47.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Verkkokauppa.com Oyj and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Verkkokauppa.com Oyj's current Interest Coverage is 4.15, which is 54% below median its own 10-year median of 9.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Verkkokauppa.com Oyj stock overvalued right now?
Verkkokauppa.com Oyj (VERKF) has a current Interest Coverage of 4.15. The current Interest Coverage is 4.15, which is 54% below median its 10-year median of 9.08 and 47.6% below the Retail - Cyclical industry median of 7.92. Verkkokauppa.com Oyj's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Verkkokauppa.com Oyj (VERKF), the current Interest Coverage is 4.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Verkkokauppa.com Oyj Business Description

Address Tyynenmerenkatu 11, Helsinki, FIN, 00220
Verkkokauppa.com Oyj is a retail store in Finland that operates mainly online. It offers thousands of products under various categories such as computer technology, consumer electronics, toys, games, navigation products, and others. The group sells its products to suppliers through retail stores, the webstore, and other media. The revenue streams of the company consist of the sale of goods and services. The sale of services rendered by the company includes installation and maintenance services, subscription sales, and visibility sales. The total revenue of the Group is mainly generated in one geographical area, Finland.