VSSPY (Valid Solucoes) Interest Coverage: 4.55 (As of Mar. 2026) — 102% Above Median


VSSPY Valid Solucoes SA VSSPY
69 GF Score
Price $4.23
GF Value $4.89
! 3 Warning Signs
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What is Valid Solucoes Interest Coverage?

Valid Solucoes VSSPY 69 Interest Coverage is 4.55 as of Mar. 2026, which is 102% above its 10-year median of 2.25. GuruFocus rates VSSPY with a GF Score™ of 69/100 and a GF Value™ of $4.89. The stock has 3 warning signs investors should review. Among 812 Business Services companies, Valid Solucoes ranks worse than 86.7% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Valid Solucoes's Operating Income for the three months ended in Mar. 2026 was $22.1 Mil. Valid Solucoes's Interest Expense for the three months ended in Mar. 2026 was $-4.9 Mil. Valid Solucoes's interest coverage for the quarter that ended in Mar. 2026 was 4.55. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Valid Solucoes's Interest Coverage or its related term are showing as below:

VSSPY' s Interest Coverage Range Over the Past 10 Years
Min: 0.56   Med: 2.25   Max: 4.89
Current: 1.83


VSSPY's Interest Coverage is ranked worse than
86.7% of 812 companies
in the Business Services industry
Industry Median: 12.98 vs VSSPY: 1.83

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Valid Solucoes  (OTCPK:VSSPY) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Valid Solucoes Interest Coverage Related Terms


Valid Solucoes Interest Coverage Historical Data

* Premium members only.

The historical data trend for Valid Solucoes's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Valid Solucoes Interest Coverage Chart

Valid Solucoes Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.48 2.33 4.35 4.89 4.04

Valid Solucoes Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.41 0.74 1.16 4.05 4.55

VSSPY vs CTAS, CPRT, GPN: Interest Coverage Comparison

For the Specialty Business Services subindustry, Valid Solucoes's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Valid Solucoes Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, Valid Solucoes's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Valid Solucoes's Interest Coverage falls into.


VSSPY
69GF Score
Valid Solucoes SA VSSPY
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Valid Solucoes Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Valid Solucoes's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Valid Solucoes's Interest Expense was $-14.8 Mil. Its Operating Income was $59.6 Mil. And its Long-Term Debt & Capital Lease Obligation was $113.2 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*59.587/-14.75
=4.04

Valid Solucoes's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Valid Solucoes's Interest Expense was $-4.9 Mil. Its Operating Income was $22.1 Mil. And its Long-Term Debt & Capital Lease Obligation was $107.2 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*22.131/-4.864
=4.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.55 mean?
Valid Solucoes (VSSPY) has a Interest Coverage of 4.55 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Valid Solucoes and its competitors. This is 102% above median its historical median of 2.25. Over the past decade, Valid Solucoes' Interest Coverage has ranged from 0.56 to 4.89. According to the industry distribution chart, Valid Solucoes ranks #704 out of 812 companies in the Business Services industry, placing it in the top 86.7%.
Is Valid Solucoes' Interest Coverage too high?
Valid Solucoes' current Interest Coverage of 4.55 is 102% above median its 10-year median of 2.25. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 4.89. The Business Services industry median Interest Coverage is 12.98. Valid Solucoes' value of 4.55 is 64.9% below this industry median. Based on the distribution chart, Valid Solucoes ranks #704 out of 812 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Valid Solucoes has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Valid Solucoes' Interest Coverage compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Valid Solucoes ranks #704 out of 812 companies for Interest Coverage. This places Valid Solucoes in the lower half of its industry. The industry median Interest Coverage is 12.98. Valid Solucoes' value of 4.55 is 64.9% below this benchmark. Historically, Valid Solucoes' own Interest Coverage has ranged from 0.56 to 4.89 over the past decade. While the company's 10-year median is 2.25 vs. the industry median of 12.98, Valid Solucoes has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Valid Solucoes's current Interest Coverage of 4.55 is 64.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Valid Solucoes and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Valid Solucoes's current Interest Coverage is 4.55, which is 102% above median its own 10-year median of 2.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Valid Solucoes stock overvalued right now?
Valid Solucoes (VSSPY) has a current Interest Coverage of 4.55. The stock's GF Value™ is $4.89, compared to a current price of $4.23 — trading 13.5% below its estimated fair value. The current Interest Coverage is 4.55, which is 102% above median its 10-year median of 2.25 and 64.9% below the Business Services industry median of 12.98. Valid Solucoes' overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Valid Solucoes (VSSPY), the current Interest Coverage is 4.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Valid Solucoes (VSSPY) Overvalued in 2026?

Based on GuruFocus' analysis, Valid Solucoes stock appears to be undervalued. The current stock price of $4.23 is trading 13.5% below its estimated GF Value™ of $4.89.

Key valuation signals for VSSPY:

  • Interest Coverage: 4.55 (102% above median its 10-year median of 2.25)
  • GF Value™: $4.89 vs. price of $4.23 (13.5% below fair value)
  • GF Score™: 69/100 with 3 warning signs
  • Industry Position: 64.9% below the Business Services median (#704 of 812)

No single metric tells the full story. See the VSSPY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Valid Solucoes Business Description

Other Exchanges VLID3:Brazil
Address 511 - Ipanema das Pedras, Rua Laura Maiello Kook, Sorocaba, SP, BRA, 18052-445
Valid Solucoes SA Formerly Valid Solucoes eServicos de Seguranca em Meios de Pagamento e Identificacao is engaged in the printing industry, which includes systems that include electronic, plastic, and magnetic cards, card encoding, and development, implementation, and execution of electronic document management projects. The reporting segment is Means Of Payment, which consists of cards for purposes like payments, identification, and customization. The identification segment provides physical and electronic solutions. The mobile segment offers solutions like instant lottery tickets, digital certification that offers products, services, consulting, and technology for the issue, and the use of private and Brazilian government-certified digital certificates.
69GF Score

Get the complete analysis for VSSPY

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.23
Price
$4.89
GF Value