4Mobility (WAR:4MB) Interest Coverage: 4.71 (As of Mar. 2026) — 59% Above Median

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WAR:4MB 4Mobility SA WAR:4MB
45 GF Score
Price zł1.13
GF Value zł1.48
Valuation Modestly Undervalued
! 4 Warning Signs
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What is 4Mobility Interest Coverage?

4Mobility WAR:4MB -1.74% 45 Interest Coverage is 4.71 as of Mar. 2026, which is 59% above its 10-year median of 2.96. GuruFocus rates WAR:4MB with a GF Score™ of 45/100 and a GF Value™ of zł1.48 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 814 Business Services companies, 4Mobility ranks worse than 68.18% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. 4Mobility's Operating Income for the three months ended in Mar. 2026 was zł0.07 Mil. 4Mobility's Interest Expense for the three months ended in Mar. 2026 was zł-0.01 Mil. 4Mobility's interest coverage for the quarter that ended in Mar. 2026 was 4.71. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for 4Mobility's Interest Coverage or its related term are showing as below:

WAR:4MB' s Interest Coverage Range Over the Past 10 Years
Min: 2.69   Med: 2.96   Max: 5.1
Current: 5.1


WAR:4MB's Interest Coverage is ranked worse than
68.18% of 814 companies
in the Business Services industry
Industry Median: 13.085 vs WAR:4MB: 5.10

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


4Mobility  (WAR:4MB) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


4Mobility Interest Coverage Related Terms


4Mobility Interest Coverage Historical Data

* Premium members only.

The historical data trend for 4Mobility's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

4Mobility Interest Coverage Chart

4Mobility Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 3.22 2.69

4Mobility Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 16.30 18.00 1.42 4.71

WAR:4MB vs URI, SUNB, AER: Interest Coverage Comparison

For the Rental & Leasing Services subindustry, 4Mobility's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


4Mobility Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, 4Mobility's Interest Coverage distribution charts can be found below:

* The bar in red indicates where 4Mobility's Interest Coverage falls into.


WAR:4MB
45GF Score
4Mobility SA WAR:4MB
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

4Mobility Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

4Mobility's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, 4Mobility's Interest Expense was zł-0.08 Mil. Its Operating Income was zł0.21 Mil. And its Long-Term Debt & Capital Lease Obligation was zł0.00 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*0.21/-0.078
=2.69

4Mobility's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, 4Mobility's Interest Expense was zł-0.01 Mil. Its Operating Income was zł0.07 Mil. And its Long-Term Debt & Capital Lease Obligation was zł0.00 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.066/-0.014
=4.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.71 mean?
4Mobility (WAR:4MB) has a Interest Coverage of 4.71 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on 4Mobility and its competitors. This is 59% above median its historical median of 2.96. Over the past decade, 4Mobility's Interest Coverage has ranged from 2.69 to 5.10. According to the industry distribution chart, 4Mobility ranks #555 out of 814 companies in the Business Services industry, placing it in the top 68.2%.
Is 4Mobility's Interest Coverage too high?
4Mobility's current Interest Coverage of 4.71 is 59% above median its 10-year median of 2.96. Over the past 10 years, this metric has ranged from a low of 2.69 to a high of 5.10. The Business Services industry median Interest Coverage is 13.09. 4Mobility's value of 4.71 is 64% below this industry median. Based on the distribution chart, 4Mobility ranks #555 out of 814 companies in the Business Services industry, which is below the industry midpoint. Overall, 4Mobility has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does 4Mobility's Interest Coverage compare to URI and SUNB?
According to the Business Services industry distribution chart, 4Mobility ranks #555 out of 814 companies for Interest Coverage. This places 4Mobility in the lower half of its industry. The industry median Interest Coverage is 13.09. 4Mobility's value of 4.71 is 64% below this benchmark. Historically, 4Mobility's own Interest Coverage has ranged from 2.69 to 5.10 over the past decade. While the company's 10-year median is 2.96 vs. the industry median of 13.09, 4Mobility has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 13.09, based on 814 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 4Mobility's current Interest Coverage of 4.71 is 64% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on 4Mobility and its competitors. For the Business Services industry, the median Interest Coverage is 13.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 4Mobility's current Interest Coverage is 4.71, which is 59% above median its own 10-year median of 2.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 4Mobility stock overvalued right now?
Based on GuruFocus' analysis, 4Mobility (WAR:4MB) is currently considered Modestly Undervalued. The stock's GF Value™ is zł1.48, compared to a current price of zł1.13 — trading 23.6% below its estimated fair value. The current Interest Coverage is 4.71, which is 59% above median its 10-year median of 2.96 and 64% below the Business Services industry median of 13.09. 4Mobility's overall GF Score™ is 45/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For 4Mobility (WAR:4MB), the current Interest Coverage is 4.71 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 4Mobility (WAR:4MB) Overvalued in 2026?

Based on GuruFocus' analysis, 4Mobility stock appears to be undervalued. The current stock price of zł1.13 is trading 23.6% below its estimated GF Value™ of zł1.48. GuruFocus considers 4Mobility to be Modestly Undervalued.

Key valuation signals for WAR:4MB:

  • Interest Coverage: 4.71 (59% above median its 10-year median of 2.96)
  • GF Value™: zł1.48 vs. price of zł1.13 (23.6% below fair value)
  • GF Score™: 45/100 with 4 warning signs
  • Industry Position: 64% below the Business Services median (#555 of 814)

No single metric tells the full story. See the WAR:4MB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


4Mobility Business Description

Address Ulica Fabryczna 5, Warsaw, POL, 00-446
4Mobility SA is engaged in providing car rental and leasing services. The company owns and operates a 4mobility app that helps to rent and share the car.
45GF Score

Get the complete analysis for WAR:4MB

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł1.13
Price
zł1.48
GF Value