LC (WAR:APL) Interest Coverage: 14.16 (As of Mar. 2026) — 2341% Above Median


WAR:APL LC SA WAR:APL
70 GF Score
Price zł1.11
GF Value zł1.47
Valuation Modestly Undervalued
! 3 Warning Signs
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What is LC Interest Coverage?

LC WAR:APL 70 Interest Coverage is 14.16 as of Mar. 2026, which is 2341% above its 10-year median of 0.58. GuruFocus rates WAR:APL with a GF Score™ of 70/100 and a GF Value™ of zł1.47 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,672 Hardware companies, LC ranks worse than 53.71% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. LC's Operating Income for the three months ended in Mar. 2026 was zł0.44 Mil. LC's Interest Expense for the three months ended in Mar. 2026 was zł-0.03 Mil. LC's interest coverage for the quarter that ended in Mar. 2026 was 14.16. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for LC's Interest Coverage or its related term are showing as below:

WAR:APL' s Interest Coverage Range Over the Past 10 Years
Min: 0.13   Med: 0.58   Max: No Debt
Current: 11.52


WAR:APL's Interest Coverage is ranked worse than
53.71% of 1672 companies
in the Hardware industry
Industry Median: 13.73 vs WAR:APL: 11.52

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


LC  (WAR:APL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


LC Interest Coverage Related Terms


LC Interest Coverage Historical Data

* Premium members only.

The historical data trend for LC's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

LC Interest Coverage Chart

LC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.63 No Debt 4.66 1.93 9.46

LC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.81 9.46 23.49 0.00 14.16

WAR:APL vs SNX, ARW, AVT: Interest Coverage Comparison

For the Electronics & Computer Distribution subindustry, LC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LC Interest Coverage vs Hardware Industry

For the Hardware industry and Technology sector, LC's Interest Coverage distribution charts can be found below:

* The bar in red indicates where LC's Interest Coverage falls into.


WAR:APL
70GF Score
LC SA WAR:APL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LC Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

LC's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, LC's Interest Expense was zł-0.14 Mil. Its Operating Income was zł1.33 Mil. And its Long-Term Debt & Capital Lease Obligation was zł0.64 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1.325/-0.14
=9.46

LC's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, LC's Interest Expense was zł-0.03 Mil. Its Operating Income was zł0.44 Mil. And its Long-Term Debt & Capital Lease Obligation was zł0.00 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.439/-0.031
=14.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 14.16 mean?
LC (WAR:APL) has a Interest Coverage of 14.16 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on LC and its competitors. This is 2341% above median its historical median of 0.58. Over the past decade, LC's Interest Coverage has ranged from 0.13 to 10,000.00. According to the industry distribution chart, LC ranks #898 out of 1672 companies in the Hardware industry, placing it in the top 53.7%.
Is LC's Interest Coverage too high?
LC's current Interest Coverage of 14.16 is 2341% above median its 10-year median of 0.58. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 10,000.00. The Hardware industry median Interest Coverage is 13.73. LC's value of 14.16 is 3.1% above this industry median. Based on the distribution chart, LC ranks #898 out of 1672 companies in the Hardware industry, which is below the industry midpoint. Overall, LC has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LC's Interest Coverage compare to SNX and ARW?
According to the Hardware industry distribution chart, LC ranks #898 out of 1672 companies for Interest Coverage. This places LC in the lower half of its industry. The industry median Interest Coverage is 13.73. LC's value of 14.16 is 3.1% above this benchmark. Historically, LC's own Interest Coverage has ranged from 0.13 to 10,000.00 over the past decade. While the company's 10-year median is 0.58 vs. the industry median of 13.73, LC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Hardware company?
The median Interest Coverage among Hardware companies is 13.73, based on 1,672 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LC's current Interest Coverage of 14.16 is 3.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on LC and its competitors. For the Hardware industry, the median Interest Coverage is 13.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LC's current Interest Coverage is 14.16, which is 2341% above median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LC stock overvalued right now?
Based on GuruFocus' analysis, LC (WAR:APL) is currently considered Modestly Undervalued. The stock's GF Value™ is zł1.47, compared to a current price of zł1.11 — trading 24.5% below its estimated fair value. The current Interest Coverage is 14.16, which is 2341% above median its 10-year median of 0.58 and 3.1% above the Hardware industry median of 13.73. LC's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For LC (WAR:APL), the current Interest Coverage is 14.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LC (WAR:APL) Overvalued in 2026?

Based on GuruFocus' analysis, LC stock appears to be undervalued. The current stock price of zł1.11 is trading 24.5% below its estimated GF Value™ of zł1.47. GuruFocus considers LC to be Modestly Undervalued.

Key valuation signals for WAR:APL:

  • Interest Coverage: 14.16 (2341% above median its 10-year median of 0.58)
  • GF Value™: zł1.47 vs. price of zł1.11 (24.5% below fair value)
  • GF Score™: 70/100 with 3 warning signs
  • Industry Position: 3.1% above the Hardware median (#898 of 1672)

No single metric tells the full story. See the WAR:APL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LC Business Description

Address Przemyslowa 27, Tarnow, POL, 33-100
LC SA formerly Ampli SA is engaged in wholesale and retail of electrical materials. The company products inlcude cables and wires, electric light fittings, electro-technical equipment, and cable ducts fittings. It also provides electrical installation, supervision, and contracting services. Its main focus is on the import of inductive lighting and light sources.
70GF Score

Get the complete analysis for WAR:APL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł1.11
Price
zł1.47
GF Value