BeLeaf (WAR:BLF) Interest Coverage: No Debt (1) (As of Mar. 2026) — 73% Below Median


WAR:BLF BeLeaf SA WAR:BLF
34 GF Score
Price zł2.30
GF Value zł8.33
Valuation Possible Value Trap
! 7 Warning Signs
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What is BeLeaf Interest Coverage?

BeLeaf WAR:BLF 34 Interest Coverage is No Debt (1) as of Mar. 2026, which is 100% below its 10-year median of 3.72. GuruFocus rates WAR:BLF with a GF Score™ of 34/100 and a GF Value™ of zł8.33 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 812 Business Services companies, BeLeaf ranks worse than 123152.59% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. BeLeaf's Operating Income for the three months ended in Mar. 2026 was zł-0.03 Mil. BeLeaf's Interest Expense for the three months ended in Mar. 2026 was zł0.00 Mil. BeLeaf has no debt. The higher the ratio, the stronger the company's financial strength is.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for BeLeaf's Interest Coverage or its related term are showing as below:


WAR:BLF's Interest Coverage is not ranked *
in the Business Services industry.
Industry Median: 12.98
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


BeLeaf  (WAR:BLF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


BeLeaf Interest Coverage Related Terms


BeLeaf Interest Coverage Historical Data

* Premium members only.

The historical data trend for BeLeaf's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

BeLeaf Interest Coverage Chart

BeLeaf Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.91 7.53 0.00 0.00 0.00

BeLeaf Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 No Debt No Debt

WAR:BLF vs CTAS, CPRT, GPN: Interest Coverage Comparison

For the Specialty Business Services subindustry, BeLeaf's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BeLeaf Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, BeLeaf's Interest Coverage distribution charts can be found below:

* The bar in red indicates where BeLeaf's Interest Coverage falls into.


WAR:BLF
34GF Score
BeLeaf SA WAR:BLF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BeLeaf Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

BeLeaf's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, BeLeaf's Interest Expense was zł-0.08 Mil. Its Operating Income was zł-0.34 Mil. And its Long-Term Debt & Capital Lease Obligation was zł0.00 Mil.

BeLeaf did not have earnings to cover the interest expense.

BeLeaf's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, BeLeaf's Interest Expense was zł0.00 Mil. Its Operating Income was zł-0.03 Mil. And its Long-Term Debt & Capital Lease Obligation was zł0.00 Mil.

BeLeaf had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
BeLeaf (WAR:BLF) has a Interest Coverage of No Debt (1) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BeLeaf and its competitors. This is 73% below median its historical median of 3.72. According to the industry distribution chart, BeLeaf ranks #999999 out of 812 companies in the Business Services industry.
Is BeLeaf's Interest Coverage too high?
BeLeaf's current Interest Coverage of No Debt (1) is 73% below median its 10-year median of 3.72. Based on the distribution chart, BeLeaf ranks #999999 out of 812 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, BeLeaf has a GF Score™ of 34/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BeLeaf's Interest Coverage compare to CTAS and CPRT?
According to the Business Services industry distribution chart, BeLeaf ranks #999999 out of 812 companies for Interest Coverage. This places BeLeaf in the lower half of its industry. The industry median Interest Coverage is 12.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BeLeaf and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BeLeaf's current Interest Coverage is No Debt (1), which is 73% below median its own 10-year median of 3.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BeLeaf stock overvalued right now?
Based on GuruFocus' analysis, BeLeaf (WAR:BLF) is currently considered Possible Value Trap. The stock's GF Value™ is zł8.33, compared to a current price of zł2.30 — trading 72.4% below its estimated fair value. The current Interest Coverage is No Debt (1), which is 73% below median its 10-year median of 3.72. BeLeaf's overall GF Score™ is 34/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For BeLeaf (WAR:BLF), the current Interest Coverage is No Debt (1) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BeLeaf (WAR:BLF) Overvalued in 2026?

Based on GuruFocus' analysis, BeLeaf stock appears to be undervalued. The current stock price of zł2.30 is trading 72.4% below its estimated GF Value™ of zł8.33. GuruFocus considers BeLeaf to be Possible Value Trap.

Key valuation signals for WAR:BLF:

  • Interest Coverage: No Debt (1) (73% below median its 10-year median of 3.72)
  • GF Value™: zł8.33 vs. price of zł2.30 (72.4% below fair value)
  • GF Score™: 34/100 with 7 warning signs

No single metric tells the full story. See the WAR:BLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BeLeaf Business Description

Address Opatkowicka 10A/9, Krakow, POL, 30-499
BeLeaf SA Formerly Blue Tax Group SA operates in the outsourcing market of financial and accounting services. Its services include tax, economic, legal and financial consultancy. The company provides consulting services for the preparation of applications and securing European union funds for businesses of various sizes. It also offers a package of comprehensive consultancy services, necessary for business owners.
34GF Score

Get the complete analysis for WAR:BLF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł2.30
Price
zł8.33
GF Value