CStore (WAR:CST) Interest Coverage: 8.05 (As of Mar. 2026) — 65% Below Median


WAR:CST CStore SA WAR:CST
16 GF Score
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What is CStore Interest Coverage?

CStore WAR:CST +6.31% 16 Interest Coverage is 8.05 as of Mar. 2026, which is 65% below its 10-year median of 23.29. GuruFocus rates WAR:CST with a GF Score™ of 16/100. The stock has 1 warning sign investors should review. Among 1,706 Software companies, CStore ranks worse than 52.99% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. CStore's Operating Income for the three months ended in Mar. 2026 was zł0.15 Mil. CStore's Interest Expense for the three months ended in Mar. 2026 was zł-0.02 Mil. CStore's interest coverage for the quarter that ended in Mar. 2026 was 8.05. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for CStore's Interest Coverage or its related term are showing as below:

WAR:CST' s Interest Coverage Range Over the Past 10 Years
Min: 18.2   Med: 23.29   Max: 28.37
Current: 21.16


WAR:CST's Interest Coverage is ranked worse than
52.99% of 1706 companies
in the Software industry
Industry Median: 24.75 vs WAR:CST: 21.16

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


CStore  (WAR:CST) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


CStore Interest Coverage Related Terms


CStore Interest Coverage Historical Data

* Premium members only.

The historical data trend for CStore's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

CStore Interest Coverage Chart

CStore Annual Data
Trend Dec24 Dec25
Interest Coverage
18.20 28.37

CStore Quarterly Data
Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial 15.45 14.80 12.93 42.59 8.05

WAR:CST vs UBER, SHOP, CRM: Interest Coverage Comparison

For the Software - Application subindustry, CStore's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CStore Interest Coverage vs Software Industry

For the Software industry and Technology sector, CStore's Interest Coverage distribution charts can be found below:

* The bar in red indicates where CStore's Interest Coverage falls into.


WAR:CST
16GF Score
CStore SA WAR:CST
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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CStore Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

CStore's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, CStore's Interest Expense was zł-0.05 Mil. Its Operating Income was zł1.48 Mil. And its Long-Term Debt & Capital Lease Obligation was zł0.86 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1.475/-0.052
=28.37

CStore's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, CStore's Interest Expense was zł-0.02 Mil. Its Operating Income was zł0.15 Mil. And its Long-Term Debt & Capital Lease Obligation was zł0.00 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.153/-0.019
=8.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 8.05 mean?
CStore (WAR:CST) has a Interest Coverage of 8.05 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CStore and its competitors. This is 65% below median its historical median of 23.29. Over the past decade, CStore's Interest Coverage has ranged from 18.20 to 28.37. According to the industry distribution chart, CStore ranks #904 out of 1706 companies in the Software industry, placing it in the top 53%.
Is CStore's Interest Coverage too high?
CStore's current Interest Coverage of 8.05 is 65% below median its 10-year median of 23.29. Over the past 10 years, this metric has ranged from a low of 18.20 to a high of 28.37. The Software industry median Interest Coverage is 24.75. CStore's value of 8.05 is 67.5% below this industry median. Based on the distribution chart, CStore ranks #904 out of 1706 companies in the Software industry, which is below the industry midpoint. Overall, CStore has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does CStore's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, CStore ranks #904 out of 1706 companies for Interest Coverage. This places CStore in the lower half of its industry. The industry median Interest Coverage is 24.75. CStore's value of 8.05 is 67.5% below this benchmark. Historically, CStore's own Interest Coverage has ranged from 18.20 to 28.37 over the past decade. While the company's 10-year median is 23.29 vs. the industry median of 24.75, CStore has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,706 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CStore's current Interest Coverage of 8.05 is 67.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CStore and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CStore's current Interest Coverage is 8.05, which is 65% below median its own 10-year median of 23.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CStore stock overvalued right now?
CStore (WAR:CST) has a current Interest Coverage of 8.05. The current Interest Coverage is 8.05, which is 65% below median its 10-year median of 23.29 and 67.5% below the Software industry median of 24.75. CStore's overall GF Score™ is 16/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For CStore (WAR:CST), the current Interest Coverage is 8.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

CStore Business Description

Address al. Zwyciestwa 96/98, Gdynia, POL, 81-451
CStore SA specializes in creating and selling proprietary software for automatically accepting online orders from wholesale customers. Its offered solution operates in the SaaS (Software as a Service) model, where the customers receive access to the full infrastructure - software, updates, server and technical support - as part of the subscription. The company generates revenue from three sources: Licenses and servers (SaaS); Service, customer service; and Dedicated projects.
16GF Score

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