Excellence (WAR:EXC) Interest Coverage: No Debt (1) (As of Mar. 2026) — 89% Below Median


WAR:EXC Excellence SA WAR:EXC
46 GF Score
Price zł0.44
GF Value zł0.25
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Excellence Interest Coverage?

Excellence WAR:EXC +0.92% 46 Interest Coverage is No Debt (1) as of Mar. 2026, which is 100% below its 10-year median of 9.24. GuruFocus rates WAR:EXC with a GF Score™ of 46/100 and a GF Value™ of zł0.25 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,508 Consumer Packaged Goods companies, Excellence ranks better than 88% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Excellence's Operating Income for the three months ended in Mar. 2026 was zł3.36 Mil. Excellence's Interest Expense for the three months ended in Mar. 2026 was zł0.00 Mil. Excellence has no debt. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Excellence SA has enough cash to cover all of its debt. Its financial situation is stable.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Excellence's Interest Coverage or its related term are showing as below:

WAR:EXC' s Interest Coverage Range Over the Past 10 Years
Min: 1.02   Med: 9.24   Max: 182.55
Current: 182.55


WAR:EXC's Interest Coverage is ranked better than
88% of 1508 companies
in the Consumer Packaged Goods industry
Industry Median: 8.6 vs WAR:EXC: 182.55

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Excellence  (WAR:EXC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Excellence Interest Coverage Related Terms


Excellence Interest Coverage Historical Data

* Premium members only.

The historical data trend for Excellence's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Excellence Interest Coverage Chart

Excellence Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.62 9.38 9.24 31.50 58.36

Excellence Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.59 90.21 301.46 212.08 No Debt

WAR:EXC vs MDLZ, HSY, TR: Interest Coverage Comparison

For the Confectioners subindustry, Excellence's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Excellence Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Excellence's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Excellence's Interest Coverage falls into.


WAR:EXC
46GF Score
Excellence SA WAR:EXC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Excellence Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Excellence's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Excellence's Interest Expense was zł-0.20 Mil. Its Operating Income was zł11.67 Mil. And its Long-Term Debt & Capital Lease Obligation was zł0.41 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*11.671/-0.2
=58.36

Excellence's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Excellence's Interest Expense was zł0.00 Mil. Its Operating Income was zł3.36 Mil. And its Long-Term Debt & Capital Lease Obligation was zł0.00 Mil.

Excellence had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Excellence (WAR:EXC) has a Interest Coverage of No Debt (1) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Excellence and its competitors. This is 89% below median its historical median of 9.24. Over the past decade, Excellence's Interest Coverage has ranged from 1.02 to 182.55. According to the industry distribution chart, Excellence ranks #181 out of 1508 companies in the Consumer Packaged Goods industry, placing it in the top 12%.
Is Excellence's Interest Coverage too high?
Excellence's current Interest Coverage of No Debt (1) is 89% below median its 10-year median of 9.24. Over the past 10 years, this metric has ranged from a low of 1.02 to a high of 182.55. Based on the distribution chart, Excellence ranks #181 out of 1508 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, Excellence has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Excellence's Interest Coverage compare to MDLZ and HSY?
According to the Consumer Packaged Goods industry distribution chart, Excellence ranks #181 out of 1508 companies for Interest Coverage. This places Excellence in the top 12% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.60. Historically, Excellence's own Interest Coverage has ranged from 1.02 to 182.55 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.60, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Excellence and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Excellence's current Interest Coverage is No Debt (1), which is 89% below median its own 10-year median of 9.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Excellence stock overvalued right now?
Based on GuruFocus' analysis, Excellence (WAR:EXC) is currently considered Significantly Overvalued. The stock's GF Value™ is zł0.25, compared to a current price of zł0.44 — trading 76% above its estimated fair value. The current Interest Coverage is No Debt (1), which is 89% below median its 10-year median of 9.24. Excellence's overall GF Score™ is 46/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Excellence (WAR:EXC), the current Interest Coverage is No Debt (1) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Excellence (WAR:EXC) Overvalued in 2026?

Based on GuruFocus' analysis, Excellence stock appears to be overvalued. The current stock price of zł0.44 is trading 76% above its estimated GF Value™ of zł0.25. GuruFocus considers Excellence to be Significantly Overvalued.

Key valuation signals for WAR:EXC:

  • Interest Coverage: No Debt (1) (89% below median its 10-year median of 9.24)
  • GF Value™: zł0.25 vs. price of zł0.44 (76% above fair value)
  • GF Score™: 46/100 with 1 warning sign

No single metric tells the full story. See the WAR:EXC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Excellence Business Description

Address Lipa 20A, Strykow, POL, 95-010
Excellence SA manufactures syrups, dietary supplements, beverage concentrates, and beverages under the customer's brand, as well as under its own B2B brands. A key element of business is bottling services for beverage brands and retail chains. Geographically, the activities are carried out in Poland.
46GF Score

Get the complete analysis for WAR:EXC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.44
Price
zł0.25
GF Value