Instal KrakowWAR:INK +1.58%73 Interest Coverage is 65.89 as of Mar. 2026, which is 159% above its 10-year median of 25.46. GuruFocus rates WAR:INK with a GF Score™ of 73/100 and a GF Value™ of zł36.63 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,349 Construction companies, Instal Krakow ranks better than 81.76% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Instal Krakow's
Operating Income
for the
three
months ended in Mar. 2026 was zł8.7 Mil. Instal Krakow's Interest Expense for the
three
months ended in Mar. 2026 was zł-0.1 Mil.
Instal Krakow's interest coverage for the quarter that ended in Mar. 2026 was 65.89.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Instal Krakow SA has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Instal Krakow's Interest Coverage or its related term are showing as below:
WAR:INK'
s Interest Coverage Range Over the Past 10 Years
Min: 7.72 Med: 25.46 Max: 57.99
Current: 57.99
WAR:INK's Interest Coverage is ranked better than 81.76% of 1349
companies
in the Construction industry
Industry Median: 7.92
vs WAR:INK: 57.99
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Instal Krakow Interest Coverage Related Terms
Instal Krakow Interest Coverage Historical Data
* Premium members only.
The historical data trend for Instal Krakow's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
WAR:INK vs PWR, FIX, EME: Interest Coverage Comparison
For the Engineering & Construction subindustry, Instal Krakow's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Instal Krakow Interest Coverage vs Construction Industry
For the Construction industry and Industrials sector, Instal Krakow's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Instal Krakow's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Instal Krakow (WAR:INK) has a Interest Coverage of 65.89 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Instal Krakow and its competitors. This is 159% above median its historical median of 25.46. Over the past decade, Instal Krakow's Interest Coverage has ranged from 7.72 to 57.99. According to the industry distribution chart, Instal Krakow ranks #246 out of 1349 companies in the Construction industry, placing it in the top 18.2%.
Is Instal Krakow's Interest Coverage too high?
Instal Krakow's current Interest Coverage of 65.89 is 159% above median its 10-year median of 25.46. Over the past 10 years, this metric has ranged from a low of 7.72 to a high of 57.99. The Construction industry median Interest Coverage is 7.92. Instal Krakow's value of 65.89 is 731.9% above this industry median. Based on the distribution chart, Instal Krakow ranks #246 out of 1349 companies in the Construction industry, which is in the top quartile — a strong position relative to peers. Overall, Instal Krakow has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Instal Krakow's Interest Coverage compare to PWR and FIX?
According to the Construction industry distribution chart, Instal Krakow ranks #246 out of 1349 companies for Interest Coverage. This places Instal Krakow in the top 18% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.92. Instal Krakow's value of 65.89 is 731.9% above this benchmark. Historically, Instal Krakow's own Interest Coverage has ranged from 7.72 to 57.99 over the past decade. While the company's 10-year median is 25.46 vs. the industry median of 7.92, Instal Krakow has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.92, based on 1,349 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Instal Krakow's current Interest Coverage of 65.89 is 731.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Instal Krakow and its competitors. For the Construction industry, the median Interest Coverage is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Instal Krakow's current Interest Coverage is 65.89, which is 159% above median its own 10-year median of 25.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Instal Krakow stock overvalued right now?
Based on GuruFocus' analysis, Instal Krakow (WAR:INK) is currently considered Fairly Valued. The stock's GF Value™ is zł36.63, compared to a current price of zł38.60 — trading 5.4% above its estimated fair value. The current Interest Coverage is 65.89, which is 159% above median its 10-year median of 25.46 and 731.9% above the Construction industry median of 7.92. Instal Krakow's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Instal Krakow (WAR:INK), the current Interest Coverage is 65.89 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Instal Krakow (WAR:INK) Overvalued in 2026?
Based on GuruFocus' analysis, Instal Krakow stock appears to be overvalued.
The current stock price of zł38.60 is trading 5.4% above its estimated GF Value™ of zł36.63.
GuruFocus considers Instal Krakow to be Fairly Valued.
Key valuation signals for WAR:INK:
Interest Coverage: 65.89 (159% above median its 10-year median of 25.46)
GF Value™: zł36.63 vs. price of zł38.60 (5.4% above fair value)
Industry Position: 731.9% above the Construction median (#246 of 1349)
No single metric tells the full story. See the WAR:INK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Instal Krakow SA is a Poland-based company engaged in the engineering and construction industry. The company's operating segments include Construction and assembly activity, Industrial production, Development activity, Foreign activity, and Production services.
73GF Score
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