Izo-Blok (WAR:IZB) Interest Coverage: 2.09 (As of Mar. 2026) — 42% Below Median

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WAR:IZB Izo-Blok SA WAR:IZB
69 GF Score
Price zł39.00
GF Value zł56.97
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is Izo-Blok Interest Coverage?

Izo-Blok WAR:IZB 69 Interest Coverage is 2.09 as of Mar. 2026, which is 42% below its 10-year median of 3.60. GuruFocus rates WAR:IZB with a GF Score™ of 69/100 and a GF Value™ of zł56.97 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 1,059 Vehicles & Parts companies, Izo-Blok ranks worse than 86.78% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Izo-Blok's Operating Income for the three months ended in Mar. 2026 was zł5.4 Mil. Izo-Blok's Interest Expense for the three months ended in Mar. 2026 was zł-2.6 Mil. Izo-Blok's interest coverage for the quarter that ended in Mar. 2026 was 2.09. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Izo-Blok's Interest Coverage or its related term are showing as below:

WAR:IZB' s Interest Coverage Range Over the Past 10 Years
Min: 0.44   Med: 3.6   Max: 42.8
Current: 1.62


WAR:IZB's Interest Coverage is ranked worse than
86.78% of 1059 companies
in the Vehicles & Parts industry
Industry Median: 8.39 vs WAR:IZB: 1.62

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Izo-Blok  (WAR:IZB) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Izo-Blok Interest Coverage Related Terms


Izo-Blok Interest Coverage Historical Data

* Premium members only.

The historical data trend for Izo-Blok's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Izo-Blok Interest Coverage Chart

Izo-Blok Annual Data
Trend Apr15 Apr16 Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.44 0.74

Izo-Blok Quarterly Data
Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Jul23 Oct23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.59 0.88 2.80 2.09

WAR:IZB vs ORLY, AZO, GPC: Interest Coverage Comparison

For the Auto Parts subindustry, Izo-Blok's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Izo-Blok Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Izo-Blok's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Izo-Blok's Interest Coverage falls into.


WAR:IZB
69GF Score
Izo-Blok SA WAR:IZB
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Izo-Blok Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Izo-Blok's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Izo-Blok's Interest Expense was zł-10.8 Mil. Its Operating Income was zł8.0 Mil. And its Long-Term Debt & Capital Lease Obligation was zł123.2 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*7.98/-10.783
=0.74

Izo-Blok's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Izo-Blok's Interest Expense was zł-2.6 Mil. Its Operating Income was zł5.4 Mil. And its Long-Term Debt & Capital Lease Obligation was zł122.8 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*5.405/-2.584
=2.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.09 mean?
Izo-Blok (WAR:IZB) has a Interest Coverage of 2.09 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Izo-Blok and its competitors. This is 42% below median its historical median of 3.60. Over the past decade, Izo-Blok's Interest Coverage has ranged from 0.44 to 42.80. According to the industry distribution chart, Izo-Blok ranks #919 out of 1059 companies in the Vehicles & Parts industry, placing it in the top 86.8%.
Is Izo-Blok's Interest Coverage too high?
Izo-Blok's current Interest Coverage of 2.09 is 42% below median its 10-year median of 3.60. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 42.80. The Vehicles & Parts industry median Interest Coverage is 8.39. Izo-Blok's value of 2.09 is 75.1% below this industry median. Based on the distribution chart, Izo-Blok ranks #919 out of 1059 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Izo-Blok has a GF Score™ of 69/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Izo-Blok's Interest Coverage compare to ORLY and AZO?
According to the Vehicles & Parts industry distribution chart, Izo-Blok ranks #919 out of 1059 companies for Interest Coverage. This places Izo-Blok in the lower half of its industry. The industry median Interest Coverage is 8.39. Izo-Blok's value of 2.09 is 75.1% below this benchmark. Historically, Izo-Blok's own Interest Coverage has ranged from 0.44 to 42.80 over the past decade. While the company's 10-year median is 3.60 vs. the industry median of 8.39, Izo-Blok has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.39, based on 1,059 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Izo-Blok's current Interest Coverage of 2.09 is 75.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Izo-Blok and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Izo-Blok's current Interest Coverage is 2.09, which is 42% below median its own 10-year median of 3.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Izo-Blok stock overvalued right now?
Based on GuruFocus' analysis, Izo-Blok (WAR:IZB) is currently considered Possible Value Trap. The stock's GF Value™ is zł56.97, compared to a current price of zł39.00 — trading 31.5% below its estimated fair value. The current Interest Coverage is 2.09, which is 42% below median its 10-year median of 3.60 and 75.1% below the Vehicles & Parts industry median of 8.39. Izo-Blok's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Izo-Blok (WAR:IZB), the current Interest Coverage is 2.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Izo-Blok (WAR:IZB) Overvalued in 2026?

Based on GuruFocus' analysis, Izo-Blok stock appears to be undervalued. The current stock price of zł39.00 is trading 31.5% below its estimated GF Value™ of zł56.97. GuruFocus considers Izo-Blok to be Possible Value Trap.

Key valuation signals for WAR:IZB:

  • Interest Coverage: 2.09 (42% below median its 10-year median of 3.60)
  • GF Value™: zł56.97 vs. price of zł39.00 (31.5% below fair value)
  • GF Score™: 69/100 with 7 warning signs
  • Industry Position: 75.1% below the Vehicles & Parts median (#919 of 1059)

No single metric tells the full story. See the WAR:IZB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Izo-Blok Business Description

Address Ulica Olszewskiego 4, Chorzow, POL, 41-503
Izo-Blok SA is a provider of expanded polypropylene (EPP) components to the automotive industry. The products manufactured from EPP are used in the automotive, logistics and HVAC industries as structural and protective elements.
69GF Score

Get the complete analysis for WAR:IZB

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł39.00
Price
zł56.97
GF Value