MBF Group (WAR:MBF) Interest Coverage: No Debt (1) (As of Mar. 2026) — 91% Below Median


WAR:MBF MBF Group SA WAR:MBF
58 GF Score
Price zł5.94
GF Value zł3.13
Valuation Significantly Overvalued
! 2 Warning Signs
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What is MBF Group Interest Coverage?

MBF Group WAR:MBF -0.67% 58 Interest Coverage is No Debt (1) as of Mar. 2026, which is 100% below its 10-year median of 10.56. GuruFocus rates WAR:MBF with a GF Score™ of 58/100 and a GF Value™ of zł3.13 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 812 Business Services companies, MBF Group ranks worse than 123152.59% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. MBF Group's Operating Income for the three months ended in Mar. 2026 was zł-0.15 Mil. MBF Group's Interest Expense for the three months ended in Mar. 2026 was zł0.00 Mil. MBF Group has no debt. The higher the ratio, the stronger the company's financial strength is.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for MBF Group's Interest Coverage or its related term are showing as below:


WAR:MBF's Interest Coverage is not ranked *
in the Business Services industry.
Industry Median: 12.98
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


MBF Group  (WAR:MBF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


MBF Group Interest Coverage Related Terms


MBF Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for MBF Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

MBF Group Interest Coverage Chart

MBF Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 14.24

MBF Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only No Debt No Debt 10.00 0.00 No Debt

WAR:MBF vs VRSK, EFX, BAH: Interest Coverage Comparison

For the Consulting Services subindustry, MBF Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MBF Group Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, MBF Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where MBF Group's Interest Coverage falls into.


WAR:MBF
58GF Score
MBF Group SA WAR:MBF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MBF Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

MBF Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, MBF Group's Interest Expense was zł-0.02 Mil. Its Operating Income was zł0.24 Mil. And its Long-Term Debt & Capital Lease Obligation was zł0.00 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*0.242/-0.017
=14.24

MBF Group's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, MBF Group's Interest Expense was zł0.00 Mil. Its Operating Income was zł-0.15 Mil. And its Long-Term Debt & Capital Lease Obligation was zł0.00 Mil.

MBF Group had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
MBF Group (WAR:MBF) has a Interest Coverage of No Debt (1) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on MBF Group and its competitors. This is 91% below median its historical median of 10.56. According to the industry distribution chart, MBF Group ranks #999999 out of 812 companies in the Business Services industry.
Is MBF Group's Interest Coverage too high?
MBF Group's current Interest Coverage of No Debt (1) is 91% below median its 10-year median of 10.56. Based on the distribution chart, MBF Group ranks #999999 out of 812 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, MBF Group has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MBF Group's Interest Coverage compare to VRSK and EFX?
According to the Business Services industry distribution chart, MBF Group ranks #999999 out of 812 companies for Interest Coverage. This places MBF Group in the lower half of its industry. The industry median Interest Coverage is 12.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on MBF Group and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MBF Group's current Interest Coverage is No Debt (1), which is 91% below median its own 10-year median of 10.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBF Group stock overvalued right now?
Based on GuruFocus' analysis, MBF Group (WAR:MBF) is currently considered Significantly Overvalued. The stock's GF Value™ is zł3.13, compared to a current price of zł5.94 — trading 89.8% above its estimated fair value. The current Interest Coverage is No Debt (1), which is 91% below median its 10-year median of 10.56. MBF Group's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For MBF Group (WAR:MBF), the current Interest Coverage is No Debt (1) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MBF Group (WAR:MBF) Overvalued in 2026?

Based on GuruFocus' analysis, MBF Group stock appears to be overvalued. The current stock price of zł5.94 is trading 89.8% above its estimated GF Value™ of zł3.13. GuruFocus considers MBF Group to be Significantly Overvalued.

Key valuation signals for WAR:MBF:

  • Interest Coverage: No Debt (1) (91% below median its 10-year median of 10.56)
  • GF Value™: zł3.13 vs. price of zł5.94 (89.8% above fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the WAR:MBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MBF Group Business Description

Address ul. Bracka 6/8, Warsaw, POL, 00-502
MBF Group SA provides consulting services to businesses. It offers business consulting in the field of running a business, due diligence research and analysis, preparation of cross-sectional and sectoral studies, help and organization in gaining the necessary capital for development, research and development concerning algorithmic trading, designing, programming and testing mobile applications. The revenues are derived mostly from consultancy and service activities.
58GF Score

Get the complete analysis for WAR:MBF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł5.94
Price
zł3.13
GF Value