Pepco Group NV (WAR:PCO) Interest Coverage: 4.83 (As of Mar. 2026) — 37% Above Median


WAR:PCO Pepco Group NV WAR:PCO
67 GF Score
Price zł37.25
GF Value zł22.34
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Pepco Group NV Interest Coverage?

Pepco Group NV WAR:PCO -1.09% 67 Interest Coverage is 4.83 as of Mar. 2026, which is 37% above its 10-year median of 3.53. GuruFocus rates WAR:PCO with a GF Score™ of 67/100 and a GF Value™ of zł22.34 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 255 Retail - Defensive companies, Pepco Group NV ranks worse than 70.98% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Pepco Group NV's Operating Income for the six months ended in Mar. 2026 was zł1,295 Mil. Pepco Group NV's Interest Expense for the six months ended in Mar. 2026 was zł-268 Mil. Pepco Group NV's interest coverage for the quarter that ended in Mar. 2026 was 4.83. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Pepco Group NV's Interest Coverage or its related term are showing as below:

WAR:PCO' s Interest Coverage Range Over the Past 10 Years
Min: 1.24   Med: 3.53   Max: 4.83
Current: 4.24


WAR:PCO's Interest Coverage is ranked worse than
70.98% of 255 companies
in the Retail - Defensive industry
Industry Median: 8.8 vs WAR:PCO: 4.24

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Pepco Group NV  (WAR:PCO) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Pepco Group NV Interest Coverage Related Terms


Pepco Group NV Interest Coverage Historical Data

* Premium members only.

The historical data trend for Pepco Group NV's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Pepco Group NV Interest Coverage Chart

Pepco Group NV Annual Data
Trend Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Interest Coverage
Get a 7-Day Free Trial 3.28 4.83 2.53 2.95 3.78

Pepco Group NV Semi-Annual Data
Sep18 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.05 2.80 4.05 3.52 4.83

WAR:PCO vs WMT, COST, TGT: Interest Coverage Comparison

For the Discount Stores subindustry, Pepco Group NV's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pepco Group NV Interest Coverage vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Pepco Group NV's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Pepco Group NV's Interest Coverage falls into.


WAR:PCO
67GF Score
Pepco Group NV WAR:PCO
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pepco Group NV Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Pepco Group NV's Interest Coverage for the fiscal year that ended in Sep. 2025 is calculated as

Here, for the fiscal year that ended in Sep. 2025, Pepco Group NV's Interest Expense was zł-439 Mil. Its Operating Income was zł1,662 Mil. And its Long-Term Debt & Capital Lease Obligation was zł4,215 Mil.

Interest Coverage=-1* Operating Income (A: Sep. 2025 )/Interest Expense (A: Sep. 2025 )
=-1*1661.73/-439.031
=3.78

Pepco Group NV's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Pepco Group NV's Interest Expense was zł-268 Mil. Its Operating Income was zł1,295 Mil. And its Long-Term Debt & Capital Lease Obligation was zł8,292 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1295.119/-268.154
=4.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.83 mean?
Pepco Group NV (WAR:PCO) has a Interest Coverage of 4.83 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pepco Group NV and its competitors. This is 37% above median its historical median of 3.53. Over the past decade, Pepco Group NV's Interest Coverage has ranged from 1.24 to 4.83. According to the industry distribution chart, Pepco Group NV ranks #181 out of 255 companies in the Retail - Defensive industry, placing it in the top 71%.
Is Pepco Group NV's Interest Coverage too high?
Pepco Group NV's current Interest Coverage of 4.83 is 37% above median its 10-year median of 3.53. Over the past 10 years, this metric has ranged from a low of 1.24 to a high of 4.83. The Retail - Defensive industry median Interest Coverage is 8.80. Pepco Group NV's value of 4.83 is 45.1% below this industry median. Based on the distribution chart, Pepco Group NV ranks #181 out of 255 companies in the Retail - Defensive industry, which is below the industry midpoint. Overall, Pepco Group NV has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pepco Group NV's Interest Coverage compare to WMT and COST?
According to the Retail - Defensive industry distribution chart, Pepco Group NV ranks #181 out of 255 companies for Interest Coverage. This places Pepco Group NV in the lower half of its industry. The industry median Interest Coverage is 8.80. Pepco Group NV's value of 4.83 is 45.1% below this benchmark. Historically, Pepco Group NV's own Interest Coverage has ranged from 1.24 to 4.83 over the past decade. While the company's 10-year median is 3.53 vs. the industry median of 8.80, Pepco Group NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 8.80, based on 255 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pepco Group NV's current Interest Coverage of 4.83 is 45.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pepco Group NV and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pepco Group NV's current Interest Coverage is 4.83, which is 37% above median its own 10-year median of 3.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pepco Group NV stock overvalued right now?
Based on GuruFocus' analysis, Pepco Group NV (WAR:PCO) is currently considered Significantly Overvalued. The stock's GF Value™ is zł22.34, compared to a current price of zł37.25 — trading 66.7% above its estimated fair value. The current Interest Coverage is 4.83, which is 37% above median its 10-year median of 3.53 and 45.1% below the Retail - Defensive industry median of 8.80. Pepco Group NV's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Pepco Group NV (WAR:PCO), the current Interest Coverage is 4.83 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pepco Group NV (WAR:PCO) Overvalued in 2026?

Based on GuruFocus' analysis, Pepco Group NV stock appears to be overvalued. The current stock price of zł37.25 is trading 66.7% above its estimated GF Value™ of zł22.34. GuruFocus considers Pepco Group NV to be Significantly Overvalued.

Key valuation signals for WAR:PCO:

  • Interest Coverage: 4.83 (37% above median its 10-year median of 3.53)
  • GF Value™: zł22.34 vs. price of zł37.25 (66.7% above fair value)
  • GF Score™: 67/100 with 4 warning signs
  • Industry Position: 45.1% below the Retail - Defensive median (#181 of 255)

No single metric tells the full story. See the WAR:PCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pepco Group NV Business Description

Other Exchanges 0A9M:UK8UX:Germany
Address 25 Chapel Street, 14th Floor, Capital House, London, GBR, NW1 5DH
Pepco Group NV is a pan-European, multi-format discount chain of multi-branch stores under the Pepco, Dealz, and Poundland brands. The group's stores offer clothing, home furnishings, including toys and seasonal products, as well as FMCG products. The revenue is derived from geographical segments, namely the United Kingdom, Poland, the Republic of Ireland, and the Rest of Europe.
67GF Score

Get the complete analysis for WAR:PCO

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł37.25
Price
zł22.34
GF Value