Polaris IT GroupWAR:PIT 32 Interest Coverage is No Debt (1) as of Dec. 2025, which is 100% below its 10-year median of 40.50. GuruFocus rates WAR:PIT with a GF Score™ of 32/100 and a GF Value™ of zł0.03 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 824 Retail - Cyclical companies, Polaris IT Group ranks better than 99.51% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Polaris IT Group's
Operating Income
for the
three
months ended in Dec. 2025 was zł-0.30 Mil. Polaris IT Group's Interest Expense for the
three
months ended in Dec. 2025 was zł0.00 Mil.
Polaris IT Group has no debt.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Polaris IT Group SA has enough cash to cover all of its debt. Its financial situation is stable.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Polaris IT Group's Interest Coverage or its related term are showing as below:
WAR:PIT'
s Interest Coverage Range Over the Past 10 Years
Min: 3.96 Med: 40.5 Max: No Debt
Current: No Debt
WAR:PIT's Interest Coverage is ranked better than 99.51% of 824
companies
in the Retail - Cyclical industry
Industry Median: 7.94
vs WAR:PIT: No Debt
Polaris IT Group (WAR:PIT) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Polaris IT Group Interest Coverage Related Terms
Polaris IT Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Polaris IT Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
WAR:PIT vs TPR, SIG, CPRI: Interest Coverage Comparison
For the Luxury Goods subindustry, Polaris IT Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Polaris IT Group Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Polaris IT Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Polaris IT Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Polaris IT Group (WAR:PIT) has a Interest Coverage of No Debt (1) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Polaris IT Group and its competitors. This is 98% below median its historical median of 40.50. Over the past decade, Polaris IT Group's Interest Coverage has ranged from 3.96 to 10,000.00. According to the industry distribution chart, Polaris IT Group ranks #4 out of 824 companies in the Retail - Cyclical industry, placing it in the top 0.5%.
Is Polaris IT Group's Interest Coverage too high?
Polaris IT Group's current Interest Coverage of No Debt (1) is 98% below median its 10-year median of 40.50. Over the past 10 years, this metric has ranged from a low of 3.96 to a high of 10,000.00. Based on the distribution chart, Polaris IT Group ranks #4 out of 824 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Polaris IT Group has a GF Score™ of 32/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Polaris IT Group's Interest Coverage compare to TPR and SIG?
According to the Retail - Cyclical industry distribution chart, Polaris IT Group ranks #4 out of 824 companies for Interest Coverage. This places Polaris IT Group in the top 1% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.94. Historically, Polaris IT Group's own Interest Coverage has ranged from 3.96 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Polaris IT Group and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Polaris IT Group's current Interest Coverage is No Debt (1), which is 98% below median its own 10-year median of 40.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Polaris IT Group stock overvalued right now?
Based on GuruFocus' analysis, Polaris IT Group (WAR:PIT) is currently considered Significantly Overvalued. The stock's GF Value™ is zł0.03, compared to a current price of zł0.22 — trading 633.3% above its estimated fair value. The current Interest Coverage is No Debt (1), which is 98% below median its 10-year median of 40.50. Polaris IT Group's overall GF Score™ is 32/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Polaris IT Group (WAR:PIT), the current Interest Coverage is No Debt (1) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Polaris IT Group (WAR:PIT) Overvalued in 2026?
Based on GuruFocus' analysis, Polaris IT Group stock appears to be overvalued.
The current stock price of zł0.22 is trading 633.3% above its estimated GF Value™ of zł0.03.
GuruFocus considers Polaris IT Group to be Significantly Overvalued.
Key valuation signals for WAR:PIT:
Interest Coverage: No Debt (1) (98% below median its 10-year median of 40.50)
GF Value™: zł0.03 vs. price of zł0.22 (633.3% above fair value)
No single metric tells the full story. See the WAR:PIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Polaris IT Group SA, formerly Ark Royal SA is engaged in the field of export of goods and services. The company intends to be an information technology company providing solutions based on artificial intelligence and complex hardware and software solutions.
32GF Score
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