Polman (WAR:PLM) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


WAR:PLM Polman SA WAR:PLM
47 GF Score
Price zł0.40
GF Value zł0.56
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Polman Interest Coverage?

Polman WAR:PLM 47 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates WAR:PLM with a GF Score™ of 47/100 and a GF Value™ of zł0.56 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 812 Business Services companies, Polman ranks worse than 73.28% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Polman's Operating Income for the three months ended in Mar. 2026 was zł-0.76 Mil. Polman's Interest Expense for the three months ended in Mar. 2026 was zł-0.04 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Polman's Interest Coverage or its related term are showing as below:

WAR:PLM' s Interest Coverage Range Over the Past 10 Years
Min: 0.74   Med: 4.07   Max: 23.43
Current: 3.97


WAR:PLM's Interest Coverage is ranked worse than
73.28% of 812 companies
in the Business Services industry
Industry Median: 12.98 vs WAR:PLM: 3.97

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Polman  (WAR:PLM) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Polman Interest Coverage Related Terms


Polman Interest Coverage Historical Data

* Premium members only.

The historical data trend for Polman's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Polman Interest Coverage Chart

Polman Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.74 2.20 4.07 1.98 1.39

Polman Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 14.52 9.74 0.00

WAR:PLM vs CTAS, CPRT, GPN: Interest Coverage Comparison

For the Specialty Business Services subindustry, Polman's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Polman Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, Polman's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Polman's Interest Coverage falls into.


WAR:PLM
47GF Score
Polman SA WAR:PLM
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Polman Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Polman's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Polman's Interest Expense was zł-0.34 Mil. Its Operating Income was zł0.47 Mil. And its Long-Term Debt & Capital Lease Obligation was zł1.29 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*0.471/-0.339
=1.39

Polman's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Polman's Interest Expense was zł-0.04 Mil. Its Operating Income was zł-0.76 Mil. And its Long-Term Debt & Capital Lease Obligation was zł0.00 Mil.

Polman did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Polman (WAR:PLM) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Polman and its competitors. Over the past decade, Polman's Interest Coverage has ranged from 0.74 to 23.43. According to the industry distribution chart, Polman ranks #595 out of 812 companies in the Business Services industry, placing it in the top 73.3%.
Is Polman's Interest Coverage too high?
Polman's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 0.74 to a high of 23.43. Based on the distribution chart, Polman ranks #595 out of 812 companies in the Business Services industry, which is below the industry midpoint. Overall, Polman has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Polman's Interest Coverage compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Polman ranks #595 out of 812 companies for Interest Coverage. This places Polman in the lower half of its industry. The industry median Interest Coverage is 12.98. Historically, Polman's own Interest Coverage has ranged from 0.74 to 23.43 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Polman and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Polman's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Polman stock overvalued right now?
Based on GuruFocus' analysis, Polman (WAR:PLM) is currently considered Modestly Undervalued. The stock's GF Value™ is zł0.56, compared to a current price of zł0.40 — trading 28.9% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Polman's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Polman (WAR:PLM), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Polman (WAR:PLM) Overvalued in 2026?

Based on GuruFocus' analysis, Polman stock appears to be undervalued. The current stock price of zł0.40 is trading 28.9% below its estimated GF Value™ of zł0.56. GuruFocus considers Polman to be Modestly Undervalued.

Key valuation signals for WAR:PLM:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: zł0.56 vs. price of zł0.40 (28.9% below fair value)
  • GF Score™: 47/100 with 4 warning signs

No single metric tells the full story. See the WAR:PLM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Polman Business Description

Address ul. On the Skraju Street 68, Warsaw, POL, 02-197
Polman SA provides various industrial cleaning services. The company activities inlcude high-pressure cleaning of industrial surfaces and installations, chemical cleaning and etching of industrial installations, vacuuming and dedusting, vacuum loading, transport and unloading of all loose, semi-liquid and liquid materials, cleaning and rinsing oil systems with oil change and hydrodynamic cleaning of air and smoke heaters etc. The company serves petrochemical, chemical, energy, and combined heat and power, food and paper industries.
47GF Score

Get the complete analysis for WAR:PLM

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.40
Price
zł0.56
GF Value