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Ulma Construccion PolskaWAR:ULM 80 Interest Coverage is 12.90 as of Dec. 2025, which is 75% below its 10-year median of 51.18. GuruFocus rates WAR:ULM with a GF Score™ of 80/100 and a GF Value™ of zł77.76 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 803 Business Services companies, Ulma Construccion Polska ranks worse than 50.68% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Ulma Construccion Polska's
Operating Income
for the
three
months ended in Dec. 2025 was zł7.7 Mil. Ulma Construccion Polska's Interest Expense for the
three
months ended in Dec. 2025 was zł0.0 Mil.
Ulma Construccion Polska's interest coverage for the quarter that ended in Dec. 2025 was 12.90.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Ulma Construccion Polska's Interest Coverage or its related term are showing as below:
WAR:ULM'
s Interest Coverage Range Over the Past 10 Years
Min: 11.42 Med: 51.18 Max: 494.03
Current: 13.37
WAR:ULM's Interest Coverage is ranked worse than 50.68% of 803
companies
in the Business Services industry
Industry Median: 13.75
vs WAR:ULM: 13.37
Ulma Construccion Polska (WAR:ULM) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Ulma Construccion Polska Interest Coverage Related Terms
Ulma Construccion Polska Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
WAR:ULM vs URI, SUNB, AER: Interest Coverage Comparison
For the Rental & Leasing Services subindustry, Ulma Construccion Polska's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ulma Construccion Polska Interest Coverage vs Business Services Industry
For the Business Services industry and Industrials sector, Ulma Construccion Polska's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Ulma Construccion Polska's Interest Coverage falls into.
Ulma Construccion Polska Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
GuruFocus does not calculate Ulma Construccion Polska's interest coverage with the available data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ulma Construccion Polska (WAR:ULM) has a Interest Coverage of 12.90 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ulma Construccion Polska and its competitors. This is 75% below median its historical median of 51.18. Over the past decade, Ulma Construccion Polska's Interest Coverage has ranged from 11.42 to 494.03. According to the industry distribution chart, Ulma Construccion Polska ranks #407 out of 803 companies in the Business Services industry, placing it in the top 50.7%.
Is Ulma Construccion Polska's Interest Coverage too high?
Ulma Construccion Polska's current Interest Coverage of 12.90 is 75% below median its 10-year median of 51.18. Over the past 10 years, this metric has ranged from a low of 11.42 to a high of 494.03. The Business Services industry median Interest Coverage is 13.75. Ulma Construccion Polska's value of 12.90 is 6.2% below this industry median. Based on the distribution chart, Ulma Construccion Polska ranks #407 out of 803 companies in the Business Services industry, which is below the industry midpoint. Overall, Ulma Construccion Polska has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ulma Construccion Polska's Interest Coverage compare to URI and SUNB?
According to the Business Services industry distribution chart, Ulma Construccion Polska ranks #407 out of 803 companies for Interest Coverage. This places Ulma Construccion Polska in the lower half of its industry. The industry median Interest Coverage is 13.75. Ulma Construccion Polska's value of 12.90 is 6.2% below this benchmark. Historically, Ulma Construccion Polska's own Interest Coverage has ranged from 11.42 to 494.03 over the past decade. While the company's 10-year median is 51.18 vs. the industry median of 13.75, Ulma Construccion Polska has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 13.75, based on 803 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ulma Construccion Polska's current Interest Coverage of 12.90 is 6.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ulma Construccion Polska and its competitors. For the Business Services industry, the median Interest Coverage is 13.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ulma Construccion Polska's current Interest Coverage is 12.90, which is 75% below median its own 10-year median of 51.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ulma Construccion Polska stock overvalued right now?
Based on GuruFocus' analysis, Ulma Construccion Polska (WAR:ULM) is currently considered Significantly Undervalued. The stock's GF Value™ is zł77.76, compared to a current price of zł52.00 — trading 33.1% below its estimated fair value. The current Interest Coverage is 12.90, which is 75% below median its 10-year median of 51.18 and 6.2% below the Business Services industry median of 13.75. Ulma Construccion Polska's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ulma Construccion Polska (WAR:ULM), the current Interest Coverage is 12.90 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ulma Construccion Polska (WAR:ULM) Overvalued in 2026?
Based on GuruFocus' analysis, Ulma Construccion Polska stock appears to be undervalued.
The current stock price of zł52.00 is trading 33.1% below its estimated GF Value™ of zł77.76.
GuruFocus considers Ulma Construccion Polska to be Significantly Undervalued.
Key valuation signals for WAR:ULM:
Interest Coverage: 12.90 (75% below median its 10-year median of 51.18)
GF Value™: zł77.76 vs. price of zł52.00 (33.1% below fair value)
Industry Position: 6.2% below the Business Services median (#407 of 803)
No single metric tells the full story. See the WAR:ULM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ulma Construccion Polska SA is a Polish company that supplies formwork and scaffolding systems for construction. It provides vertical and horizontal shuttering systems used in cubature and engineering construction, maintenance work, and related application designs, along with repairs of formwork systems and accessories. The company operates through two segments: construction site service, which covers rental of formwork and scaffolding systems together with logistics services and contract settlement at the end of a project, and sales of building materials, which includes sales of formwork systems as fixed assets and as products and goods, plus other building materials. Its customers are primarily construction contractors and engineering firms. The company operates mainly in Poland, serving domestic construction projects, and generates revenue through equipment rental and related services as well as direct sales of formwork systems and building materials.
80GF Score
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