Villeroy & Boch AG (WBO:VIB3) Interest Coverage: 5.24 (As of Mar. 2026) — 26% Below Median


WBO:VIB3 Villeroy & Boch AG WBO:VIB3
52 GF Score
Price €15.90
GF Value €16.86
Valuation Fairly Valued
! 8 Warning Signs
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What is Villeroy & Boch AG Interest Coverage?

Villeroy & Boch AG WBO:VIB3 +0.95% 52 Interest Coverage is 5.24 as of Mar. 2026, which is 26% below its 10-year median of 7.09. GuruFocus rates WBO:VIB3 with a GF Score™ of 52/100 and a GF Value™ of €16.86 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,354 Construction companies, Villeroy & Boch AG ranks worse than 90.77% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Villeroy & Boch AG's Operating Income for the three months ended in Mar. 2026 was €13 Mil. Villeroy & Boch AG's Interest Expense for the three months ended in Mar. 2026 was €-3 Mil. Villeroy & Boch AG's interest coverage for the quarter that ended in Mar. 2026 was 5.24. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Villeroy & Boch AG's Interest Coverage or its related term are showing as below:

WBO:VIB3' s Interest Coverage Range Over the Past 10 Years
Min: 1.11   Med: 7.09   Max: 16.06
Current: 1.22


WBO:VIB3's Interest Coverage is ranked worse than
90.77% of 1354 companies
in the Construction industry
Industry Median: 7.865 vs WBO:VIB3: 1.22

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Villeroy & Boch AG  (WBO:VIB3) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Villeroy & Boch AG Interest Coverage Related Terms


Villeroy & Boch AG Interest Coverage Historical Data

* Premium members only.

The historical data trend for Villeroy & Boch AG's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Villeroy & Boch AG Interest Coverage Chart

Villeroy & Boch AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.59 16.06 5.21 1.11 1.33

Villeroy & Boch AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.96 8.79 0.68 0.39 5.24

WBO:VIB3 vs TT, JCI, CARR: Interest Coverage Comparison

For the Building Products & Equipment subindustry, Villeroy & Boch AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Villeroy & Boch AG Interest Coverage vs Construction Industry

For the Construction industry and Industrials sector, Villeroy & Boch AG's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Villeroy & Boch AG's Interest Coverage falls into.


WBO:VIB3
52GF Score
Villeroy & Boch AG WBO:VIB3
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Villeroy & Boch AG Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Villeroy & Boch AG's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Villeroy & Boch AG's Interest Expense was €-40 Mil. Its Operating Income was €53 Mil. And its Long-Term Debt & Capital Lease Obligation was €332 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*52.9/-39.7
=1.33

Villeroy & Boch AG's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Villeroy & Boch AG's Interest Expense was €-3 Mil. Its Operating Income was €13 Mil. And its Long-Term Debt & Capital Lease Obligation was €330 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*13.1/-2.5
=5.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 5.24 mean?
Villeroy & Boch AG (WBO:VIB3) has a Interest Coverage of 5.24 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Villeroy & Boch AG and its competitors. This is 26% below median its historical median of 7.09. Over the past decade, Villeroy & Boch AG's Interest Coverage has ranged from 1.11 to 16.06. According to the industry distribution chart, Villeroy & Boch AG ranks #1229 out of 1354 companies in the Construction industry, placing it in the top 90.8%.
Is Villeroy & Boch AG's Interest Coverage too high?
Villeroy & Boch AG's current Interest Coverage of 5.24 is 26% below median its 10-year median of 7.09. Over the past 10 years, this metric has ranged from a low of 1.11 to a high of 16.06. The Construction industry median Interest Coverage is 7.87. Villeroy & Boch AG's value of 5.24 is 33.4% below this industry median. Based on the distribution chart, Villeroy & Boch AG ranks #1229 out of 1354 companies in the Construction industry, which is in the bottom quartile relative to peers. Overall, Villeroy & Boch AG has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Villeroy & Boch AG's Interest Coverage compare to TT and JCI?
According to the Construction industry distribution chart, Villeroy & Boch AG ranks #1229 out of 1354 companies for Interest Coverage. This places Villeroy & Boch AG in the lower half of its industry. The industry median Interest Coverage is 7.87. Villeroy & Boch AG's value of 5.24 is 33.4% below this benchmark. Historically, Villeroy & Boch AG's own Interest Coverage has ranged from 1.11 to 16.06 over the past decade. While the company's 10-year median is 7.09 vs. the industry median of 7.87, Villeroy & Boch AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.87, based on 1,354 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Villeroy & Boch AG's current Interest Coverage of 5.24 is 33.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Villeroy & Boch AG and its competitors. For the Construction industry, the median Interest Coverage is 7.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Villeroy & Boch AG's current Interest Coverage is 5.24, which is 26% below median its own 10-year median of 7.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Villeroy & Boch AG stock overvalued right now?
Based on GuruFocus' analysis, Villeroy & Boch AG (WBO:VIB3) is currently considered Fairly Valued. The stock's GF Value™ is €16.86, compared to a current price of €15.90 — trading 5.7% below its estimated fair value. The current Interest Coverage is 5.24, which is 26% below median its 10-year median of 7.09 and 33.4% below the Construction industry median of 7.87. Villeroy & Boch AG's overall GF Score™ is 52/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Villeroy & Boch AG (WBO:VIB3), the current Interest Coverage is 5.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Villeroy & Boch AG (WBO:VIB3) Overvalued in 2026?

Based on GuruFocus' analysis, Villeroy & Boch AG stock appears to be undervalued. The current stock price of €15.90 is trading 5.7% below its estimated GF Value™ of €16.86. GuruFocus considers Villeroy & Boch AG to be Fairly Valued.

Key valuation signals for WBO:VIB3:

  • Interest Coverage: 5.24 (26% below median its 10-year median of 7.09)
  • GF Value™: €16.86 vs. price of €15.90 (5.7% below fair value)
  • GF Score™: 52/100 with 8 warning signs
  • Industry Position: 33.4% below the Construction median (#1229 of 1354)

No single metric tells the full story. See the WBO:VIB3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Villeroy & Boch AG Business Description

Other Exchanges 0OPA:UKVIB3:Germany
Address Saaruferstrasse 1-3, Mettlach, DEU, 66693
Villeroy & Boch AG is a manufacturer of home furnishing products based in Germany. The firm's activities are broadly categorized into two segments. The Bathroom and Wellness Division produces a variety of items, including ceramic sanitary ware, ceramic kitchen sinks, bathroom furniture, shower tubs, whirlpools, as well as bath and kitchen fittings and accessories. This division also offers shower toilets, installation systems, outdoor whirlpools, and a range of accessories. Meanwhile, the Dining & Lifestyle Division provides an extensive selection of tableware, glassware, and cutlery designed for stylish dining, along with home accessories, gifts, and convenience-oriented products made from porcelain. The majority of the firm's revenue comes from the Bathroom and Wellness Division.
52GF Score

Get the complete analysis for WBO:VIB3

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.90
Price
€16.86
GF Value