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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. NIS AD's
Operating Income
for the
three
months ended in Mar. 2026 was RSD3,480 Mil. NIS AD's Interest Expense for the
three
months ended in Mar. 2026 was RSD-576 Mil.
NIS AD's interest coverage for the quarter that ended in Mar. 2026 was 6.04.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for NIS AD's Interest Coverage or its related term are showing as below:
XBEL:NIIS's Interest Coverage is not ranked *
in the Oil & Gas industry.
Industry Median: 5.89 * Ranked among companies with meaningful Interest Coverage only.
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
NIS AD Interest Coverage Related Terms
NIS AD Interest Coverage Historical Data
* Premium members only.
The historical data trend for NIS AD's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XBEL:NIIS vs PSX, MPC, VLO: Interest Coverage Comparison
For the Oil & Gas Refining & Marketing subindustry, NIS AD's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NIS AD Interest Coverage vs Oil & Gas Industry
For the Oil & Gas industry and Energy sector, NIS AD's Interest Coverage distribution charts can be found below:
* The bar in red indicates where NIS AD's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NIS AD (XBEL:NIIS) has a Interest Coverage of 6.04 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on NIS AD and its competitors. This is 67% below median its historical median of 18.27.
Is NIS AD's Interest Coverage too high?
NIS AD's current Interest Coverage of 6.04 is 67% below median its 10-year median of 18.27. The Oil & Gas industry median Interest Coverage is 5.89. NIS AD's value of 6.04 is 2.5% above this industry median. Overall, NIS AD has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does NIS AD's Interest Coverage compare to PSX and MPC?
NIS AD's Interest Coverage of 6.04 can be compared against companies in the Oil & Gas industry. The industry median Interest Coverage is 5.89. NIS AD's value of 6.04 is 2.5% above this benchmark. While the company's 10-year median is 18.27 vs. the industry median of 5.89, NIS AD has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Oil & Gas company?
The median Interest Coverage among Oil & Gas companies is 5.89, based on 730 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NIS AD's current Interest Coverage of 6.04 is 2.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on NIS AD and its competitors. For the Oil & Gas industry, the median Interest Coverage is 5.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NIS AD's current Interest Coverage is 6.04, which is 67% below median its own 10-year median of 18.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NIS AD stock overvalued right now?
NIS AD (XBEL:NIIS) has a current Interest Coverage of 6.04. The stock's GF Value™ is RSD705.03, compared to a current price of RSD705.00 — trading 0% below its estimated fair value. The current Interest Coverage is 6.04, which is 67% below median its 10-year median of 18.27 and 2.5% above the Oil & Gas industry median of 5.89. NIS AD's overall GF Score™ is 18/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For NIS AD (XBEL:NIIS), the current Interest Coverage is 6.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NIS AD (XBEL:NIIS) Overvalued in 2026?
Based on GuruFocus' analysis, NIS AD stock appears to be undervalued.
The current stock price of RSD705.00 is trading 0% below its estimated GF Value™ of RSD705.03.
Key valuation signals for XBEL:NIIS:
Interest Coverage: 6.04 (67% below median its 10-year median of 18.27)
GF Value™: RSD705.03 vs. price of RSD705.00 (0% below fair value)
Industry Position: 2.5% above the Oil & Gas median
No single metric tells the full story. See the XBEL:NIIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NIS AD is vertically-integrated energy company operating in Serbia. It engages in the exploration, production, and development of crude oil and gas as well as the production of refined petroleum products, petroleum products and gas trading and electric generation and trading. NIS operates through two segments namely Upstream and Downstream. The Upstream segment includes exploration, development, and production of crude oil and natural gas and oil field services whereas the Downstream segment includes refining and marketing, processing of crude oil into refined products and purchases, sale and transport of crude and refined petroleum products. The company's products are compressed natural gas, motor fuels, energy fuels, oils and lubricants, petrochemical products, and other products.
18GF Score
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