Fountain (XBRU:FOU) Interest Coverage: 3.42 (As of Dec. 2025) — 58% Above Median

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XBRU:FOU Fountain SA XBRU:FOU
66 GF Score
Price €1.40
GF Value €1.38
Valuation Fairly Valued
! 3 Warning Signs
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What is Fountain Interest Coverage?

Fountain XBRU:FOU 66 Interest Coverage is 3.42 as of Dec. 2025, which is 58% above its 10-year median of 2.17. GuruFocus rates XBRU:FOU with a GF Score™ of 66/100 and a GF Value™ of €1.38 (Fairly Valued). The stock has 3 warning signs investors should review. Among 253 Retail - Defensive companies, Fountain ranks worse than 58.5% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Fountain's Operating Income for the six months ended in Dec. 2025 was €0.39 Mil. Fountain's Interest Expense for the six months ended in Dec. 2025 was €-0.11 Mil. Fountain's interest coverage for the quarter that ended in Dec. 2025 was 3.42. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Fountain's Interest Coverage or its related term are showing as below:

XBRU:FOU' s Interest Coverage Range Over the Past 10 Years
Min: 0.18   Med: 2.17   Max: 6.68
Current: 6.68


XBRU:FOU's Interest Coverage is ranked worse than
58.5% of 253 companies
in the Retail - Defensive industry
Industry Median: 8.8 vs XBRU:FOU: 6.68

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Fountain  (XBRU:FOU) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Fountain Interest Coverage Related Terms


Fountain Interest Coverage Historical Data

* Premium members only.

The historical data trend for Fountain's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Fountain Interest Coverage Chart

Fountain Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.18 1.93 6.65 6.68

Fountain Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.36 6.65 6.65 10.29 3.42

XBRU:FOU vs SYY, USFD, PFGC: Interest Coverage Comparison

For the Food Distribution subindustry, Fountain's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fountain Interest Coverage vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Fountain's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Fountain's Interest Coverage falls into.


XBRU:FOU
66GF Score
Fountain SA XBRU:FOU
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fountain Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Fountain's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Fountain's Interest Expense was €-0.22 Mil. Its Operating Income was €1.44 Mil. And its Long-Term Debt & Capital Lease Obligation was €2.28 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1.437/-0.215
=6.68

Fountain's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Fountain's Interest Expense was €-0.11 Mil. Its Operating Income was €0.39 Mil. And its Long-Term Debt & Capital Lease Obligation was €2.28 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*0.387/-0.113
=3.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.42 mean?
Fountain (XBRU:FOU) has a Interest Coverage of 3.42 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fountain and its competitors. This is 58% above median its historical median of 2.17. Over the past decade, Fountain's Interest Coverage has ranged from 0.18 to 6.68. According to the industry distribution chart, Fountain ranks #148 out of 253 companies in the Retail - Defensive industry, placing it in the top 58.5%.
Is Fountain's Interest Coverage too high?
Fountain's current Interest Coverage of 3.42 is 58% above median its 10-year median of 2.17. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 6.68. The Retail - Defensive industry median Interest Coverage is 8.80. Fountain's value of 3.42 is 61.1% below this industry median. Based on the distribution chart, Fountain ranks #148 out of 253 companies in the Retail - Defensive industry, which is below the industry midpoint. Overall, Fountain has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fountain's Interest Coverage compare to SYY and USFD?
According to the Retail - Defensive industry distribution chart, Fountain ranks #148 out of 253 companies for Interest Coverage. This places Fountain in the lower half of its industry. The industry median Interest Coverage is 8.80. Fountain's value of 3.42 is 61.1% below this benchmark. Historically, Fountain's own Interest Coverage has ranged from 0.18 to 6.68 over the past decade. While the company's 10-year median is 2.17 vs. the industry median of 8.80, Fountain has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 8.80, based on 253 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fountain's current Interest Coverage of 3.42 is 61.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fountain and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fountain's current Interest Coverage is 3.42, which is 58% above median its own 10-year median of 2.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fountain stock overvalued right now?
Based on GuruFocus' analysis, Fountain (XBRU:FOU) is currently considered Fairly Valued. The stock's GF Value™ is €1.38, compared to a current price of €1.40 — trading 1.4% above its estimated fair value. The current Interest Coverage is 3.42, which is 58% above median its 10-year median of 2.17 and 61.1% below the Retail - Defensive industry median of 8.80. Fountain's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Fountain (XBRU:FOU), the current Interest Coverage is 3.42 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fountain (XBRU:FOU) Overvalued in 2026?

Based on GuruFocus' analysis, Fountain stock appears to be overvalued. The current stock price of €1.40 is trading 1.4% above its estimated GF Value™ of €1.38. GuruFocus considers Fountain to be Fairly Valued.

Key valuation signals for XBRU:FOU:

  • Interest Coverage: 3.42 (58% above median its 10-year median of 2.17)
  • GF Value™: €1.38 vs. price of €1.40 (1.4% above fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 61.1% below the Retail - Defensive median (#148 of 253)

No single metric tells the full story. See the XBRU:FOU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fountain Business Description

Address Avenue de l' Artisanat 17, Braine l'Alleud, BEL, 1420
Fountain SA markets coffee and other beverage dispensing machines intended mainly for businesses. The Group distributes its products through its subsidiaries, but also through a network of independent distributors.
66GF Score

Get the complete analysis for XBRU:FOU

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.40
Price
€1.38
GF Value