Bolkan Property Instruments REIT-Sofia (XBUL:BPI) Interest Coverage: 11.93 (As of Mar. 2026) — 100% Below Median

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XBUL:BPI Bolkan Property Instruments REIT-Sofia XBUL:BPI
15 GF Score
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What is Bolkan Property Instruments REIT-Sofia Interest Coverage?

Bolkan Property Instruments REIT-Sofia XBUL:BPI 15 Interest Coverage is 11.93 as of Mar. 2026, which is 100% below its 10-year median of 5,000.79. GuruFocus rates XBUL:BPI with a GF Score™ of 15/100. The stock has 3 warning signs investors should review. Among 350 Insurance companies, Bolkan Property Instruments REIT-Sofia ranks worse than 72.86% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Bolkan Property Instruments REIT-Sofia's Operating Income for the three months ended in Mar. 2026 was €0.35 Mil. Bolkan Property Instruments REIT-Sofia's Interest Expense for the three months ended in Mar. 2026 was €-0.03 Mil. Bolkan Property Instruments REIT-Sofia's interest coverage for the quarter that ended in Mar. 2026 was 11.93. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Bolkan Property Instruments REIT-Sofia's Interest Coverage or its related term are showing as below:

XBUL:BPI' s Interest Coverage Range Over the Past 10 Years
Min: 1.57   Med: 5000.79   Max: No Debt
Current: 6.01


XBUL:BPI's Interest Coverage is ranked worse than
72.86% of 350 companies
in the Insurance industry
Industry Median: 16.03 vs XBUL:BPI: 6.01

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Bolkan Property Instruments REIT-Sofia  (XBUL:BPI) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Bolkan Property Instruments REIT-Sofia Interest Coverage Related Terms


Bolkan Property Instruments REIT-Sofia Interest Coverage Historical Data

* Premium members only.

The historical data trend for Bolkan Property Instruments REIT-Sofia's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Bolkan Property Instruments REIT-Sofia Interest Coverage Chart

Bolkan Property Instruments REIT-Sofia Annual Data
Trend Dec23 Dec24 Dec25
Interest Coverage
No Debt 0.00 1.57

Bolkan Property Instruments REIT-Sofia Quarterly Data
Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 8.71 11.93

XBUL:BPI vs BRK.A, AIG, HIG: Interest Coverage Comparison

For the Insurance - Diversified subindustry, Bolkan Property Instruments REIT-Sofia's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bolkan Property Instruments REIT-Sofia Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Bolkan Property Instruments REIT-Sofia's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Bolkan Property Instruments REIT-Sofia's Interest Coverage falls into.


XBUL:BPI
15GF Score
Bolkan Property Instruments REIT-Sofia XBUL:BPI
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Bolkan Property Instruments REIT-Sofia Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Bolkan Property Instruments REIT-Sofia's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Bolkan Property Instruments REIT-Sofia's Interest Expense was €-0.06 Mil. Its Operating Income was €0.10 Mil. And its Long-Term Debt & Capital Lease Obligation was €2.11 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*0.096/-0.061
=1.57

Bolkan Property Instruments REIT-Sofia's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Bolkan Property Instruments REIT-Sofia's Interest Expense was €-0.03 Mil. Its Operating Income was €0.35 Mil. And its Long-Term Debt & Capital Lease Obligation was €2.09 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.346/-0.029
=11.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 11.93 mean?
Bolkan Property Instruments REIT-Sofia (XBUL:BPI) has a Interest Coverage of 11.93 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bolkan Property Instruments REIT-Sofia and its competitors. This is 100% below median its historical median of 5,000.79. Over the past decade, Bolkan Property Instruments REIT-Sofia's Interest Coverage has ranged from 1.57 to 10,000.00. According to the industry distribution chart, Bolkan Property Instruments REIT-Sofia ranks #255 out of 350 companies in the Insurance industry, placing it in the top 72.9%.
Is Bolkan Property Instruments REIT-Sofia's Interest Coverage too high?
Bolkan Property Instruments REIT-Sofia's current Interest Coverage of 11.93 is 100% below median its 10-year median of 5,000.79. Over the past 10 years, this metric has ranged from a low of 1.57 to a high of 10,000.00. The Insurance industry median Interest Coverage is 16.03. Bolkan Property Instruments REIT-Sofia's value of 11.93 is 25.6% below this industry median. Based on the distribution chart, Bolkan Property Instruments REIT-Sofia ranks #255 out of 350 companies in the Insurance industry, which is below the industry midpoint. Overall, Bolkan Property Instruments REIT-Sofia has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Bolkan Property Instruments REIT-Sofia's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Bolkan Property Instruments REIT-Sofia ranks #255 out of 350 companies for Interest Coverage. This places Bolkan Property Instruments REIT-Sofia in the lower half of its industry. The industry median Interest Coverage is 16.03. Bolkan Property Instruments REIT-Sofia's value of 11.93 is 25.6% below this benchmark. Historically, Bolkan Property Instruments REIT-Sofia's own Interest Coverage has ranged from 1.57 to 10,000.00 over the past decade. While the company's 10-year median is 5,000.79 vs. the industry median of 16.03, Bolkan Property Instruments REIT-Sofia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.03, based on 350 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bolkan Property Instruments REIT-Sofia's current Interest Coverage of 11.93 is 25.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bolkan Property Instruments REIT-Sofia and its competitors. For the Insurance industry, the median Interest Coverage is 16.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bolkan Property Instruments REIT-Sofia's current Interest Coverage is 11.93, which is 100% below median its own 10-year median of 5,000.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bolkan Property Instruments REIT-Sofia stock overvalued right now?
Bolkan Property Instruments REIT-Sofia (XBUL:BPI) has a current Interest Coverage of 11.93. The current Interest Coverage is 11.93, which is 100% below median its 10-year median of 5,000.79 and 25.6% below the Insurance industry median of 16.03. Bolkan Property Instruments REIT-Sofia's overall GF Score™ is 15/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Bolkan Property Instruments REIT-Sofia (XBUL:BPI), the current Interest Coverage is 11.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bolkan Property Instruments REIT-Sofia Business Description

Address 21 Yakubitsa Street, 5th floor, Office 501, Lozenets District, Sofia, BGR, 1164
Bolkan Property Instruments REIT-Sofia is engaged in providing financial services and insurance business.
15GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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