MFG Invest AD-Sofia (XBUL:MFG) Interest Coverage: 1.76 (As of Dec. 2025) — 93% Below Median

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XBUL:MFG MFG Invest AD-Sofia XBUL:MFG
23 GF Score
Price €1.80
! 3 Warning Signs
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What is MFG Invest AD-Sofia Interest Coverage?

MFG Invest AD-Sofia XBUL:MFG 23 Interest Coverage is 1.76 as of Dec. 2025, which is 93% below its 10-year median of 26.47. GuruFocus rates XBUL:MFG with a GF Score™ of 23/100. The stock has 3 warning signs investors should review. Among 484 Asset Management companies, MFG Invest AD-Sofia ranks worse than 58.68% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. MFG Invest AD-Sofia's Operating Income for the six months ended in Dec. 2025 was €0.07 Mil. MFG Invest AD-Sofia's Interest Expense for the six months ended in Dec. 2025 was €-0.04 Mil. MFG Invest AD-Sofia's interest coverage for the quarter that ended in Dec. 2025 was 1.76. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for MFG Invest AD-Sofia's Interest Coverage or its related term are showing as below:

XBUL:MFG' s Interest Coverage Range Over the Past 10 Years
Min: 4.52   Med: 26.47   Max: 713
Current: 19.7


XBUL:MFG's Interest Coverage is ranked worse than
58.68% of 484 companies
in the Asset Management industry
Industry Median: 45.62 vs XBUL:MFG: 19.70

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


MFG Invest AD-Sofia  (XBUL:MFG) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


MFG Invest AD-Sofia Interest Coverage Related Terms


MFG Invest AD-Sofia Interest Coverage Historical Data

* Premium members only.

The historical data trend for MFG Invest AD-Sofia's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

MFG Invest AD-Sofia Interest Coverage Chart

MFG Invest AD-Sofia Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Interest Coverage
33.25 713.00 4.52 19.68

MFG Invest AD-Sofia Semi-Annual Data
Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial 635.00 98.00 0.00 41.68 1.76

XBUL:MFG vs BLK, BX, KKR: Interest Coverage Comparison

For the Asset Management subindustry, MFG Invest AD-Sofia's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MFG Invest AD-Sofia Interest Coverage vs Asset Management Industry

For the Asset Management industry and Financial Services sector, MFG Invest AD-Sofia's Interest Coverage distribution charts can be found below:

* The bar in red indicates where MFG Invest AD-Sofia's Interest Coverage falls into.


XBUL:MFG
23GF Score
MFG Invest AD-Sofia XBUL:MFG
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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MFG Invest AD-Sofia Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

MFG Invest AD-Sofia's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, MFG Invest AD-Sofia's Interest Expense was €-0.07 Mil. Its Operating Income was €1.36 Mil. And its Long-Term Debt & Capital Lease Obligation was €1.57 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1.358/-0.069
=19.68

MFG Invest AD-Sofia's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, MFG Invest AD-Sofia's Interest Expense was €-0.04 Mil. Its Operating Income was €0.07 Mil. And its Long-Term Debt & Capital Lease Obligation was €1.57 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*0.067/-0.038
=1.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.76 mean?
MFG Invest AD-Sofia (XBUL:MFG) has a Interest Coverage of 1.76 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on MFG Invest AD-Sofia and its competitors. This is 93% below median its historical median of 26.47. Over the past decade, MFG Invest AD-Sofia's Interest Coverage has ranged from 4.52 to 713.00. According to the industry distribution chart, MFG Invest AD-Sofia ranks #284 out of 484 companies in the Asset Management industry, placing it in the top 58.7%.
Is MFG Invest AD-Sofia's Interest Coverage too high?
MFG Invest AD-Sofia's current Interest Coverage of 1.76 is 93% below median its 10-year median of 26.47. Over the past 10 years, this metric has ranged from a low of 4.52 to a high of 713.00. The Asset Management industry median Interest Coverage is 45.62. MFG Invest AD-Sofia's value of 1.76 is 96.1% below this industry median. Based on the distribution chart, MFG Invest AD-Sofia ranks #284 out of 484 companies in the Asset Management industry, which is below the industry midpoint. Overall, MFG Invest AD-Sofia has a GF Score™ of 23/100, reflecting its overall financial health beyond just this single metric.
How does MFG Invest AD-Sofia's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, MFG Invest AD-Sofia ranks #284 out of 484 companies for Interest Coverage. This places MFG Invest AD-Sofia in the lower half of its industry. The industry median Interest Coverage is 45.62. MFG Invest AD-Sofia's value of 1.76 is 96.1% below this benchmark. Historically, MFG Invest AD-Sofia's own Interest Coverage has ranged from 4.52 to 713.00 over the past decade. While the company's 10-year median is 26.47 vs. the industry median of 45.62, MFG Invest AD-Sofia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 45.62, based on 484 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MFG Invest AD-Sofia's current Interest Coverage of 1.76 is 96.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on MFG Invest AD-Sofia and its competitors. For the Asset Management industry, the median Interest Coverage is 45.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MFG Invest AD-Sofia's current Interest Coverage is 1.76, which is 93% below median its own 10-year median of 26.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MFG Invest AD-Sofia stock overvalued right now?
MFG Invest AD-Sofia (XBUL:MFG) has a current Interest Coverage of 1.76. The current Interest Coverage is 1.76, which is 93% below median its 10-year median of 26.47 and 96.1% below the Asset Management industry median of 45.62. MFG Invest AD-Sofia's overall GF Score™ is 23/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For MFG Invest AD-Sofia (XBUL:MFG), the current Interest Coverage is 1.76 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

MFG Invest AD-Sofia Business Description

Address 28 Jawaharlal Nehru Boulevard, Silver Centre, Floor 2, Office 40-46, Lyulin District, Sofia, BGR
MFG Invest AD-Sofia is a holding company bringing together companies in the non-banking financial sector. The group has a portfolio of businesses operating in consumer lending, credit cards, P2P investments, and other alternative financial services sectors. It engages in intermediation and consulting activities, commercial representation, brokerage, acquisition, and management of shareholdings.
23GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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