Phoenix Capital Holding ADXBUL:PCH 15 Interest Coverage is 0.92 as of Mar. 2026, which is 21% above its 10-year median of 0.76. GuruFocus rates XBUL:PCH with a GF Score™ of 15/100 and a GF Value™ of €1,495.56 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 1,301 Real Estate companies, Phoenix Capital Holding AD ranks worse than 85.55% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Phoenix Capital Holding AD's
Operating Income
for the
three
months ended in Mar. 2026 was €0.12 Mil. Phoenix Capital Holding AD's Interest Expense for the
three
months ended in Mar. 2026 was €-0.13 Mil.
Phoenix Capital Holding AD's interest coverage for the quarter that ended in Mar. 2026 was 0.92.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Phoenix Capital Holding AD interest coverage is 1.04, which is low.
The historical rank and industry rank for Phoenix Capital Holding AD's Interest Coverage or its related term are showing as below:
XBUL:PCH'
s Interest Coverage Range Over the Past 10 Years
Min: 0.54 Med: 0.76 Max: 1.06
Current: 1.04
XBUL:PCH's Interest Coverage is ranked worse than 85.55% of 1301
companies
in the Real Estate industry
Industry Median: 4.25
vs XBUL:PCH: 1.04
Phoenix Capital Holding AD (XBUL:PCH) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Phoenix Capital Holding AD Interest Coverage Related Terms
Phoenix Capital Holding AD Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Phoenix Capital Holding AD Interest Coverage Chart
XBUL:PCH vs CBRE, BEKE, JLL: Interest Coverage Comparison
For the Real Estate Services subindustry, Phoenix Capital Holding AD's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Phoenix Capital Holding AD Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Phoenix Capital Holding AD's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Phoenix Capital Holding AD's Interest Coverage falls into.
Phoenix Capital Holding AD Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Phoenix Capital Holding AD (XBUL:PCH) has a Interest Coverage of 0.92 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Phoenix Capital Holding AD and its competitors. This is 21% above median its historical median of 0.76. Over the past decade, Phoenix Capital Holding AD's Interest Coverage has ranged from 0.54 to 1.06. According to the industry distribution chart, Phoenix Capital Holding AD ranks #1113 out of 1301 companies in the Real Estate industry, placing it in the top 85.5%.
Is Phoenix Capital Holding AD's Interest Coverage too high?
Phoenix Capital Holding AD's current Interest Coverage of 0.92 is 21% above median its 10-year median of 0.76. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 1.06. The Real Estate industry median Interest Coverage is 4.25. Phoenix Capital Holding AD's value of 0.92 is 78.4% below this industry median. Based on the distribution chart, Phoenix Capital Holding AD ranks #1113 out of 1301 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Phoenix Capital Holding AD has a GF Score™ of 15/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Phoenix Capital Holding AD's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Phoenix Capital Holding AD ranks #1113 out of 1301 companies for Interest Coverage. This places Phoenix Capital Holding AD in the lower half of its industry. The industry median Interest Coverage is 4.25. Phoenix Capital Holding AD's value of 0.92 is 78.4% below this benchmark. Historically, Phoenix Capital Holding AD's own Interest Coverage has ranged from 0.54 to 1.06 over the past decade. While the company's 10-year median is 0.76 vs. the industry median of 4.25, Phoenix Capital Holding AD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Phoenix Capital Holding AD's current Interest Coverage of 0.92 is 78.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Phoenix Capital Holding AD and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Phoenix Capital Holding AD's current Interest Coverage is 0.92, which is 21% above median its own 10-year median of 0.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Phoenix Capital Holding AD stock overvalued right now?
Based on GuruFocus' analysis, Phoenix Capital Holding AD (XBUL:PCH) is currently considered Possible Value Trap. The stock's GF Value™ is €1,495.56, compared to a current price of €900.00 — trading 39.8% below its estimated fair value. The current Interest Coverage is 0.92, which is 21% above median its 10-year median of 0.76 and 78.4% below the Real Estate industry median of 4.25. Phoenix Capital Holding AD's overall GF Score™ is 15/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Phoenix Capital Holding AD (XBUL:PCH), the current Interest Coverage is 0.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Phoenix Capital Holding AD (XBUL:PCH) Overvalued in 2026?
Based on GuruFocus' analysis, Phoenix Capital Holding AD stock appears to be undervalued.
The current stock price of €900.00 is trading 39.8% below its estimated GF Value™ of €1,495.56.
GuruFocus considers Phoenix Capital Holding AD to be Possible Value Trap.
Key valuation signals for XBUL:PCH:
Interest Coverage: 0.92 (21% above median its 10-year median of 0.76)
GF Value™: €1,495.56 vs. price of €900.00 (39.8% below fair value)
Industry Position: 78.4% below the Real Estate median (#1113 of 1301)
No single metric tells the full story. See the XBUL:PCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Phoenix Capital Holding AD is engaged in the acquisition of real estate, its management (including rental and construction works and improvements) and sale of the property. The company focuses on residential properties, office buildings, and holiday properties and hotels.
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