Toplofikatsia Ruse AD (XBUL:TPLR) Interest Coverage: 0.57 (As of Dec. 2025) — 70% Below Median

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XBUL:TPLR Toplofikatsia Ruse AD XBUL:TPLR
9 GF Score
Price €4.60
! 4 Warning Signs
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What is Toplofikatsia Ruse AD Interest Coverage?

Toplofikatsia Ruse AD XBUL:TPLR 9 Interest Coverage is 0.57 as of Dec. 2025, which is 70% below its 10-year median of 1.90. GuruFocus rates XBUL:TPLR with a GF Score™ of 9/100. The stock has 4 warning signs investors should review. Among 450 Utilities - Regulated companies, Toplofikatsia Ruse AD ranks worse than 51.78% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Toplofikatsia Ruse AD's Operating Income for the six months ended in Dec. 2025 was €1.9 Mil. Toplofikatsia Ruse AD's Interest Expense for the six months ended in Dec. 2025 was €-3.3 Mil. Toplofikatsia Ruse AD's interest coverage for the quarter that ended in Dec. 2025 was 0.57. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Toplofikatsia Ruse AD interest coverage is 3.66, which is low.

The historical rank and industry rank for Toplofikatsia Ruse AD's Interest Coverage or its related term are showing as below:

XBUL:TPLR' s Interest Coverage Range Over the Past 10 Years
Min: 0.13   Med: 1.9   Max: 3.66
Current: 3.66


XBUL:TPLR's Interest Coverage is ranked worse than
51.78% of 450 companies
in the Utilities - Regulated industry
Industry Median: 3.8 vs XBUL:TPLR: 3.66

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Toplofikatsia Ruse AD  (XBUL:TPLR) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Toplofikatsia Ruse AD Interest Coverage Related Terms


Toplofikatsia Ruse AD Interest Coverage Historical Data

* Premium members only.

The historical data trend for Toplofikatsia Ruse AD's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Toplofikatsia Ruse AD Interest Coverage Chart

Toplofikatsia Ruse AD Annual Data
Trend Dec24 Dec25
Interest Coverage
0.13 3.66

Toplofikatsia Ruse AD Semi-Annual Data
Jun21 Jun22 Jun23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial 2.36 4.02 0.00 11.04 0.57

XBUL:TPLR vs NEE, SO, DUK: Interest Coverage Comparison

For the Utilities - Regulated Electric subindustry, Toplofikatsia Ruse AD's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Toplofikatsia Ruse AD Interest Coverage vs Utilities - Regulated Industry

For the Utilities - Regulated industry and Utilities sector, Toplofikatsia Ruse AD's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Toplofikatsia Ruse AD's Interest Coverage falls into.


XBUL:TPLR
9GF Score
Toplofikatsia Ruse AD XBUL:TPLR
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Toplofikatsia Ruse AD Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Toplofikatsia Ruse AD's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Toplofikatsia Ruse AD's Interest Expense was €-4.7 Mil. Its Operating Income was €17.3 Mil. And its Long-Term Debt & Capital Lease Obligation was €63.3 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*17.256/-4.709
=3.66

Toplofikatsia Ruse AD's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Toplofikatsia Ruse AD's Interest Expense was €-3.3 Mil. Its Operating Income was €1.9 Mil. And its Long-Term Debt & Capital Lease Obligation was €63.3 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*1.898/-3.318
=0.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.57 mean?
Toplofikatsia Ruse AD (XBUL:TPLR) has a Interest Coverage of 0.57 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Toplofikatsia Ruse AD and its competitors. This is 70% below median its historical median of 1.90. Over the past decade, Toplofikatsia Ruse AD's Interest Coverage has ranged from 0.13 to 3.66. According to the industry distribution chart, Toplofikatsia Ruse AD ranks #233 out of 450 companies in the Utilities - Regulated industry, placing it in the top 51.8%.
Is Toplofikatsia Ruse AD's Interest Coverage too high?
Toplofikatsia Ruse AD's current Interest Coverage of 0.57 is 70% below median its 10-year median of 1.90. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 3.66. The Utilities - Regulated industry median Interest Coverage is 3.80. Toplofikatsia Ruse AD's value of 0.57 is 85% below this industry median. Based on the distribution chart, Toplofikatsia Ruse AD ranks #233 out of 450 companies in the Utilities - Regulated industry, which is below the industry midpoint. Overall, Toplofikatsia Ruse AD has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Toplofikatsia Ruse AD's Interest Coverage compare to NEE and SO?
According to the Utilities - Regulated industry distribution chart, Toplofikatsia Ruse AD ranks #233 out of 450 companies for Interest Coverage. This places Toplofikatsia Ruse AD in the lower half of its industry. The industry median Interest Coverage is 3.80. Toplofikatsia Ruse AD's value of 0.57 is 85% below this benchmark. Historically, Toplofikatsia Ruse AD's own Interest Coverage has ranged from 0.13 to 3.66 over the past decade. While the company's 10-year median is 1.90 vs. the industry median of 3.80, Toplofikatsia Ruse AD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Utilities - Regulated company?
The median Interest Coverage among Utilities - Regulated companies is 3.80, based on 450 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Toplofikatsia Ruse AD's current Interest Coverage of 0.57 is 85% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Toplofikatsia Ruse AD and its competitors. For the Utilities - Regulated industry, the median Interest Coverage is 3.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Toplofikatsia Ruse AD's current Interest Coverage is 0.57, which is 70% below median its own 10-year median of 1.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Toplofikatsia Ruse AD stock overvalued right now?
Toplofikatsia Ruse AD (XBUL:TPLR) has a current Interest Coverage of 0.57. The current Interest Coverage is 0.57, which is 70% below median its 10-year median of 1.90 and 85% below the Utilities - Regulated industry median of 3.80. Toplofikatsia Ruse AD's overall GF Score™ is 9/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Toplofikatsia Ruse AD (XBUL:TPLR), the current Interest Coverage is 0.57 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Toplofikatsia Ruse AD Business Description

Address TPP Iztok Street, Ruse, BGR, 7009
Toplofikatsia Ruse AD is engaged in electricity and heat generation; combined production of electricity and heat; heat transfer; maintenance and operation of low-pressure gas pipelines, and other activities.
9GF Score

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