SSF Home Group BhdXKLS:0287 +1.30%30 Interest Coverage is 9.59 as of Apr. 2026, which is 44% below its 10-year median of 16.98. GuruFocus rates XKLS:0287 with a GF Score™ of 30/100 and a GF Value™ of RM0.42 (Fairly Valued). The stock has 6 warning signs investors should review. Among 824 Retail - Cyclical companies, SSF Home Group Bhd ranks worse than 70.02% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. SSF Home Group Bhd's
Operating Income
for the
three
months ended in Apr. 2026 was RM9.6 Mil. SSF Home Group Bhd's Interest Expense for the
three
months ended in Apr. 2026 was RM-1.0 Mil.
SSF Home Group Bhd's interest coverage for the quarter that ended in Apr. 2026 was 9.59.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for SSF Home Group Bhd's Interest Coverage or its related term are showing as below:
XKLS:0287'
s Interest Coverage Range Over the Past 10 Years
Min: 3.23 Med: 16.98 Max: 42.75
Current: 3.63
XKLS:0287's Interest Coverage is ranked worse than 70.02% of 824
companies
in the Retail - Cyclical industry
Industry Median: 7.94
vs XKLS:0287: 3.63
SSF Home Group Bhd (XKLS:0287) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
SSF Home Group Bhd Interest Coverage Related Terms
SSF Home Group Bhd Interest Coverage Historical Data
* Premium members only.
The historical data trend for SSF Home Group Bhd's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XKLS:0287 vs CASY, WSM, DKS: Interest Coverage Comparison
For the Specialty Retail subindustry, SSF Home Group Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SSF Home Group Bhd Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, SSF Home Group Bhd's Interest Coverage distribution charts can be found below:
* The bar in red indicates where SSF Home Group Bhd's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SSF Home Group Bhd (XKLS:0287) has a Interest Coverage of 9.59 as of Apr. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SSF Home Group Bhd and its competitors. This is 44% below median its historical median of 16.98. Over the past decade, SSF Home Group Bhd's Interest Coverage has ranged from 3.23 to 42.75. According to the industry distribution chart, SSF Home Group Bhd ranks #577 out of 824 companies in the Retail - Cyclical industry, placing it in the top 70%.
Is SSF Home Group Bhd's Interest Coverage too high?
SSF Home Group Bhd's current Interest Coverage of 9.59 is 44% below median its 10-year median of 16.98. Over the past 10 years, this metric has ranged from a low of 3.23 to a high of 42.75. The Retail - Cyclical industry median Interest Coverage is 7.94. SSF Home Group Bhd's value of 9.59 is 20.8% above this industry median. Based on the distribution chart, SSF Home Group Bhd ranks #577 out of 824 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, SSF Home Group Bhd has a GF Score™ of 30/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SSF Home Group Bhd's Interest Coverage compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, SSF Home Group Bhd ranks #577 out of 824 companies for Interest Coverage. This places SSF Home Group Bhd in the lower half of its industry. The industry median Interest Coverage is 7.94. SSF Home Group Bhd's value of 9.59 is 20.8% above this benchmark. Historically, SSF Home Group Bhd's own Interest Coverage has ranged from 3.23 to 42.75 over the past decade. While the company's 10-year median is 16.98 vs. the industry median of 7.94, SSF Home Group Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SSF Home Group Bhd's current Interest Coverage of 9.59 is 20.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on SSF Home Group Bhd and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SSF Home Group Bhd's current Interest Coverage is 9.59, which is 44% below median its own 10-year median of 16.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSF Home Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, SSF Home Group Bhd (XKLS:0287) is currently considered Fairly Valued. The stock's GF Value™ is RM0.42, compared to a current price of RM0.39 — trading 7.1% below its estimated fair value. The current Interest Coverage is 9.59, which is 44% below median its 10-year median of 16.98 and 20.8% above the Retail - Cyclical industry median of 7.94. SSF Home Group Bhd's overall GF Score™ is 30/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For SSF Home Group Bhd (XKLS:0287), the current Interest Coverage is 9.59 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SSF Home Group Bhd (XKLS:0287) Overvalued in 2026?
Based on GuruFocus' analysis, SSF Home Group Bhd stock appears to be undervalued.
The current stock price of RM0.39 is trading 7.1% below its estimated GF Value™ of RM0.42.
GuruFocus considers SSF Home Group Bhd to be Fairly Valued.
Key valuation signals for XKLS:0287:
Interest Coverage: 9.59 (44% below median its 10-year median of 16.98)
GF Value™: RM0.42 vs. price of RM0.39 (7.1% below fair value)
Industry Position: 20.8% above the Retail - Cyclical median (#577 of 824)
No single metric tells the full story. See the XKLS:0287 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SSF Home Group Bhd is an investment holding company. Through its subsidiaries, it is principally involved in the retail of furniture, home decor, and home living products via its retail channel (retail outlets) and online channel (e-commerce website). The Group's revenue is principally generated from the retail of home furnishing products.
30GF Score
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