Padini Holdings Bhd (XKLS:7052) Interest Coverage: 11.70 (As of Mar. 2026) — 11% Below Median


XKLS:7052 Padini Holdings Bhd XKLS:7052
87 GF Score
Price RM1.40
GF Value RM2.24
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Padini Holdings Bhd Interest Coverage?

Padini Holdings Bhd XKLS:7052 -0.71% 87 Interest Coverage is 11.70 as of Mar. 2026, which is 11% below its 10-year median of 13.21. GuruFocus rates XKLS:7052 with a GF Score™ of 87/100 and a GF Value™ of RM2.24 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 822 Retail - Cyclical companies, Padini Holdings Bhd ranks worse than 57.42% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Padini Holdings Bhd's Operating Income for the three months ended in Mar. 2026 was RM80 Mil. Padini Holdings Bhd's Interest Expense for the three months ended in Mar. 2026 was RM-7 Mil. Padini Holdings Bhd's interest coverage for the quarter that ended in Mar. 2026 was 11.70. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Padini Holdings Bhd's Interest Coverage or its related term are showing as below:

XKLS:7052' s Interest Coverage Range Over the Past 10 Years
Min: 4.53   Med: 13.21   Max: 133.92
Current: 5.95


XKLS:7052's Interest Coverage is ranked worse than
57.42% of 822 companies
in the Retail - Cyclical industry
Industry Median: 7.67 vs XKLS:7052: 5.95

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Padini Holdings Bhd  (XKLS:7052) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Padini Holdings Bhd Interest Coverage Related Terms


Padini Holdings Bhd Interest Coverage Historical Data

* Premium members only.

The historical data trend for Padini Holdings Bhd's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Padini Holdings Bhd Interest Coverage Chart

Padini Holdings Bhd Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.53 11.68 14.74 8.81 8.27

Padini Holdings Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.73 1.08 4.42 7.77 11.70

XKLS:7052 vs TJX, ROST, BURL: Interest Coverage Comparison

For the Apparel Retail subindustry, Padini Holdings Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Padini Holdings Bhd Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Padini Holdings Bhd's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Padini Holdings Bhd's Interest Coverage falls into.


XKLS:7052
87GF Score
Padini Holdings Bhd XKLS:7052
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Padini Holdings Bhd Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Padini Holdings Bhd's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, Padini Holdings Bhd's Interest Expense was RM-29 Mil. Its Operating Income was RM238 Mil. And its Long-Term Debt & Capital Lease Obligation was RM591 Mil.

Interest Coverage=-1* Operating Income (A: Jun. 2025 )/Interest Expense (A: Jun. 2025 )
=-1*238.402/-28.836
=8.27

Padini Holdings Bhd's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Padini Holdings Bhd's Interest Expense was RM-7 Mil. Its Operating Income was RM80 Mil. And its Long-Term Debt & Capital Lease Obligation was RM509 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*79.859/-6.827
=11.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 11.70 mean?
Padini Holdings Bhd (XKLS:7052) has a Interest Coverage of 11.70 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Padini Holdings Bhd and its competitors. This is 11% below median its historical median of 13.21. Over the past decade, Padini Holdings Bhd's Interest Coverage has ranged from 4.53 to 133.92. According to the industry distribution chart, Padini Holdings Bhd ranks #472 out of 822 companies in the Retail - Cyclical industry, placing it in the top 57.4%.
Is Padini Holdings Bhd's Interest Coverage too high?
Padini Holdings Bhd's current Interest Coverage of 11.70 is 11% below median its 10-year median of 13.21. Over the past 10 years, this metric has ranged from a low of 4.53 to a high of 133.92. The Retail - Cyclical industry median Interest Coverage is 7.67. Padini Holdings Bhd's value of 11.70 is 52.5% above this industry median. Based on the distribution chart, Padini Holdings Bhd ranks #472 out of 822 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Padini Holdings Bhd has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Padini Holdings Bhd's Interest Coverage compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Padini Holdings Bhd ranks #472 out of 822 companies for Interest Coverage. This places Padini Holdings Bhd in the lower half of its industry. The industry median Interest Coverage is 7.67. Padini Holdings Bhd's value of 11.70 is 52.5% above this benchmark. Historically, Padini Holdings Bhd's own Interest Coverage has ranged from 4.53 to 133.92 over the past decade. While the company's 10-year median is 13.21 vs. the industry median of 7.67, Padini Holdings Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.67, based on 822 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Padini Holdings Bhd's current Interest Coverage of 11.70 is 52.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Padini Holdings Bhd and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Padini Holdings Bhd's current Interest Coverage is 11.70, which is 11% below median its own 10-year median of 13.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Padini Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, Padini Holdings Bhd (XKLS:7052) is currently considered Significantly Undervalued. The stock's GF Value™ is RM2.24, compared to a current price of RM1.40 — trading 37.5% below its estimated fair value. The current Interest Coverage is 11.70, which is 11% below median its 10-year median of 13.21 and 52.5% above the Retail - Cyclical industry median of 7.67. Padini Holdings Bhd's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Padini Holdings Bhd (XKLS:7052), the current Interest Coverage is 11.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Padini Holdings Bhd (XKLS:7052) Overvalued in 2026?

Based on GuruFocus' analysis, Padini Holdings Bhd stock appears to be undervalued. The current stock price of RM1.40 is trading 37.5% below its estimated GF Value™ of RM2.24. GuruFocus considers Padini Holdings Bhd to be Significantly Undervalued.

Key valuation signals for XKLS:7052:

  • Interest Coverage: 11.70 (11% below median its 10-year median of 13.21)
  • GF Value™: RM2.24 vs. price of RM1.40 (37.5% below fair value)
  • GF Score™: 87/100 with 1 warning sign
  • Industry Position: 52.5% above the Retail - Cyclical median (#472 of 822)

No single metric tells the full story. See the XKLS:7052 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Padini Holdings Bhd Business Description

Address Number 19, Jalan Jurunilai U1/20, Hicom Glenmarie Industrial Park, Shah Alam, SGR, MYS, 40150
Padini Holdings Bhd is a Malaysian investment holding company. The company and its subsidiaries are principally engaged in the retailing of garments, ancillary products, ladies' shoes and accessories as well as the provision of management services and electronic commerce. The company manages several fashion brands, including Padini, Vincci, Seed, Padini Authentics, and Miki, offering clothing, shoes, accessories, and children's wear. It has three reportable segments: a) Investment holding: Holding of investments in shares of the subsidiaries, b) Apparels and footwear: Promoting and marketing of fashionable apparels, footwear and accessories, c) Management service: Provision of management services. The majority of the revenue is generated from the Apparels and footwear segment.
87GF Score

Get the complete analysis for XKLS:7052

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM1.40
Price
RM2.24
GF Value