Kginicis Co (XKRX:035600) Interest Coverage: 12.82 (As of Jun. 2026) — 31% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKRX:035600 Kginicis Co Ltd XKRX:035600
89 GF Score
Price ₩10,110.00
GF Value ₩11,487.80
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Kginicis Co Interest Coverage?

Kginicis Co XKRX:035600 -0.79% 89 Interest Coverage is 12.82 as of Jun. 2026, which is 31% above its 10-year median of 9.76. GuruFocus rates XKRX:035600 with a GF Score™ of 89/100 and a GF Value™ of ₩11,487.80 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,701 Software companies, Kginicis Co ranks worse than 70.08% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Kginicis Co's Operating Income for the three months ended in Jun. 2026 was ₩28,611 Mil. Kginicis Co's Interest Expense for the three months ended in Jun. 2026 was ₩-2,232 Mil. Kginicis Co's interest coverage for the quarter that ended in Jun. 2026 was 12.82. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Kginicis Co's Interest Coverage or its related term are showing as below:

XKRX:035600' s Interest Coverage Range Over the Past 10 Years
Min: 3.31   Med: 9.76   Max: 22.11
Current: 8.02


XKRX:035600's Interest Coverage is ranked worse than
70.08% of 1701 companies
in the Software industry
Industry Median: 26.12 vs XKRX:035600: 8.02

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Kginicis Co  (XKRX:035600) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Kginicis Co Interest Coverage Related Terms


Kginicis Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Kginicis Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Kginicis Co Interest Coverage Chart

Kginicis Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.37 9.18 6.28 3.31 4.81

Kginicis Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 197.82 11.76 3.02 19.94 12.82

XKRX:035600 vs MSFT, PLTR, ORCL: Interest Coverage Comparison

For the Software - Infrastructure subindustry, Kginicis Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kginicis Co Interest Coverage vs Software Industry

For the Software industry and Technology sector, Kginicis Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Kginicis Co's Interest Coverage falls into.


XKRX:035600
89GF Score
Kginicis Co Ltd XKRX:035600
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kginicis Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Kginicis Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Kginicis Co's Interest Expense was ₩-20,488 Mil. Its Operating Income was ₩98,558 Mil. And its Long-Term Debt & Capital Lease Obligation was ₩179,503 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*98558.042/-20487.648
=4.81

Kginicis Co's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, Kginicis Co's Interest Expense was ₩-2,232 Mil. Its Operating Income was ₩28,611 Mil. And its Long-Term Debt & Capital Lease Obligation was ₩181,190 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*28611.434/-2231.931
=12.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 12.82 mean?
Kginicis Co (XKRX:035600) has a Interest Coverage of 12.82 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Kginicis Co and its competitors. This is 31% above median its historical median of 9.76. Over the past decade, Kginicis Co's Interest Coverage has ranged from 3.31 to 22.11. According to the industry distribution chart, Kginicis Co ranks #1192 out of 1701 companies in the Software industry, placing it in the top 70.1%.
Is Kginicis Co's Interest Coverage too high?
Kginicis Co's current Interest Coverage of 12.82 is 31% above median its 10-year median of 9.76. Over the past 10 years, this metric has ranged from a low of 3.31 to a high of 22.11. The Software industry median Interest Coverage is 26.12. Kginicis Co's value of 12.82 is 50.9% below this industry median. Based on the distribution chart, Kginicis Co ranks #1192 out of 1701 companies in the Software industry, which is below the industry midpoint. Overall, Kginicis Co has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kginicis Co's Interest Coverage compare to MSFT and PLTR?
According to the Software industry distribution chart, Kginicis Co ranks #1192 out of 1701 companies for Interest Coverage. This places Kginicis Co in the lower half of its industry. The industry median Interest Coverage is 26.12. Kginicis Co's value of 12.82 is 50.9% below this benchmark. Historically, Kginicis Co's own Interest Coverage has ranged from 3.31 to 22.11 over the past decade. While the company's 10-year median is 9.76 vs. the industry median of 26.12, Kginicis Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 26.12, based on 1,701 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kginicis Co's current Interest Coverage of 12.82 is 50.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Kginicis Co and its competitors. For the Software industry, the median Interest Coverage is 26.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kginicis Co's current Interest Coverage is 12.82, which is 31% above median its own 10-year median of 9.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kginicis Co stock overvalued right now?
Based on GuruFocus' analysis, Kginicis Co (XKRX:035600) is currently considered Modestly Undervalued. The stock's GF Value™ is ₩11,487.80, compared to a current price of ₩10,110.00 — trading 12% below its estimated fair value. The current Interest Coverage is 12.82, which is 31% above median its 10-year median of 9.76 and 50.9% below the Software industry median of 26.12. Kginicis Co's overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Kginicis Co (XKRX:035600), the current Interest Coverage is 12.82 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kginicis Co (XKRX:035600) Overvalued in 2026?

Based on GuruFocus' analysis, Kginicis Co stock appears to be undervalued. The current stock price of ₩10,110.00 is trading 12% below its estimated GF Value™ of ₩11,487.80. GuruFocus considers Kginicis Co to be Modestly Undervalued.

Key valuation signals for XKRX:035600:

  • Interest Coverage: 12.82 (31% above median its 10-year median of 9.76)
  • GF Value™: ₩11,487.80 vs. price of ₩10,110.00 (12% below fair value)
  • GF Score™: 89/100 with 5 warning signs
  • Industry Position: 50.9% below the Software median (#1192 of 1701)

No single metric tells the full story. See the XKRX:035600 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kginicis Co Business Description

Address 12F, Ace Hi-end Tower 2, 222-14, Guro-dong, Guro-gu, Seoul, KOR, 152-050
Kginicis Co Ltd is primarily engaged in the provision of electronic payment gateway services and the internet and computer operation-related business. The company offers a comprehensive line of payment services including credit, debit, purchasing card, electronic fund transfer processing, gift card, loyalty card, stored value cards, point-of-sale equipment, and related services; merchant accounting and customized reporting.
89GF Score

Get the complete analysis for XKRX:035600

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₩10,110.00
Price
₩11,487.80
GF Value