Hyundai Ezwel Co (XKRX:090850) Interest Coverage: 4.74 (As of Jun. 2026) — 85% Below Median

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XKRX:090850 Hyundai Ezwel Co Ltd XKRX:090850
88 GF Score
Price ₩5,020.00
GF Value ₩7,047.18
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Hyundai Ezwel Co Interest Coverage?

Hyundai Ezwel Co XKRX:090850 +0.20% 88 Interest Coverage is 4.74 as of Jun. 2026, which is 85% below its 10-year median of 31.98. GuruFocus rates XKRX:090850 with a GF Score™ of 88/100 and a GF Value™ of ₩7,047.18 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,698 Software companies, Hyundai Ezwel Co ranks worse than 58892.76% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Hyundai Ezwel Co's Operating Income for the three months ended in Jun. 2026 was ₩3,483 Mil. Hyundai Ezwel Co's Interest Expense for the three months ended in Jun. 2026 was ₩0 Mil. Hyundai Ezwel Co's interest coverage for the quarter that ended in Jun. 2026 was 4.74. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Hyundai Ezwel Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Hyundai Ezwel Co's Interest Coverage or its related term are showing as below:


XKRX:090850's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 26.18
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Hyundai Ezwel Co  (XKRX:090850) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Hyundai Ezwel Co Interest Coverage Related Terms


Hyundai Ezwel Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Hyundai Ezwel Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Hyundai Ezwel Co Interest Coverage Chart

Hyundai Ezwel Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,035.87 73.25 16.19 25.86 42.24

Hyundai Ezwel Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.76 35.32 20.49 46.93 4.74

XKRX:090850 vs CRM, SHOP, UBER: Interest Coverage Comparison

For the Software - Application subindustry, Hyundai Ezwel Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hyundai Ezwel Co Interest Coverage vs Software Industry

For the Software industry and Technology sector, Hyundai Ezwel Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Hyundai Ezwel Co's Interest Coverage falls into.


XKRX:090850
88GF Score
Hyundai Ezwel Co Ltd XKRX:090850
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hyundai Ezwel Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Hyundai Ezwel Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Hyundai Ezwel Co's Interest Expense was ₩0 Mil. Its Operating Income was ₩24,197 Mil. And its Long-Term Debt & Capital Lease Obligation was ₩5,325 Mil.

GuruFocus does not calculate Hyundai Ezwel Co's interest coverage with the available data.

Hyundai Ezwel Co's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, Hyundai Ezwel Co's Interest Expense was ₩0 Mil. Its Operating Income was ₩3,483 Mil. And its Long-Term Debt & Capital Lease Obligation was ₩4,959 Mil.

GuruFocus does not calculate Hyundai Ezwel Co's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.74 mean?
Hyundai Ezwel Co (XKRX:090850) has a Interest Coverage of 4.74 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hyundai Ezwel Co and its competitors. This is 85% below median its historical median of 31.98. Over the past decade, Hyundai Ezwel Co's Interest Coverage has ranged from 10.95 to 2,036.05. According to the industry distribution chart, Hyundai Ezwel Co ranks #999999 out of 1698 companies in the Software industry.
Is Hyundai Ezwel Co's Interest Coverage too high?
Hyundai Ezwel Co's current Interest Coverage of 4.74 is 85% below median its 10-year median of 31.98. Over the past 10 years, this metric has ranged from a low of 10.95 to a high of 2,036.05. The Software industry median Interest Coverage is 26.18. Hyundai Ezwel Co's value of 4.74 is 81.9% below this industry median. Based on the distribution chart, Hyundai Ezwel Co ranks #999999 out of 1698 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Hyundai Ezwel Co has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hyundai Ezwel Co's Interest Coverage compare to CRM and SHOP?
According to the Software industry distribution chart, Hyundai Ezwel Co ranks #999999 out of 1698 companies for Interest Coverage. This places Hyundai Ezwel Co in the lower half of its industry. The industry median Interest Coverage is 26.18. Hyundai Ezwel Co's value of 4.74 is 81.9% below this benchmark. Historically, Hyundai Ezwel Co's own Interest Coverage has ranged from 10.95 to 2,036.05 over the past decade. While the company's 10-year median is 31.98 vs. the industry median of 26.18, Hyundai Ezwel Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 26.18, based on 1,698 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hyundai Ezwel Co's current Interest Coverage of 4.74 is 81.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hyundai Ezwel Co and its competitors. For the Software industry, the median Interest Coverage is 26.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hyundai Ezwel Co's current Interest Coverage is 4.74, which is 85% below median its own 10-year median of 31.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hyundai Ezwel Co stock overvalued right now?
Based on GuruFocus' analysis, Hyundai Ezwel Co (XKRX:090850) is currently considered Modestly Undervalued. The stock's GF Value™ is ₩7,047.18, compared to a current price of ₩5,020.00 — trading 28.8% below its estimated fair value. The current Interest Coverage is 4.74, which is 85% below median its 10-year median of 31.98 and 81.9% below the Software industry median of 26.18. Hyundai Ezwel Co's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Hyundai Ezwel Co (XKRX:090850), the current Interest Coverage is 4.74 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hyundai Ezwel Co (XKRX:090850) Overvalued in 2026?

Based on GuruFocus' analysis, Hyundai Ezwel Co stock appears to be undervalued. The current stock price of ₩5,020.00 is trading 28.8% below its estimated GF Value™ of ₩7,047.18. GuruFocus considers Hyundai Ezwel Co to be Modestly Undervalued.

Key valuation signals for XKRX:090850:

  • Interest Coverage: 4.74 (85% below median its 10-year median of 31.98)
  • GF Value™: ₩7,047.18 vs. price of ₩5,020.00 (28.8% below fair value)
  • GF Score™: 88/100 with 3 warning signs
  • Industry Position: 81.9% below the Software median (#999999 of 1698)

No single metric tells the full story. See the XKRX:090850 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hyundai Ezwel Co Business Description

Address 23, Chungjeong-ro, Pungsan Building, Seodaemun-gu, Seoul, KOR, 08378
Hyundai Ezwel Co Ltd develops software for selective welfare programs. It provides optional welfare services, welfare package services, welfare voucher services, social welfare services, government support services, and others.
88GF Score

Get the complete analysis for XKRX:090850

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₩5,020.00
Price
₩7,047.18
GF Value