Planisware (XPAR:PLNW) Interest Coverage: 152.93 (As of Dec. 2025) — Near Median


XPAR:PLNW Planisware SA XPAR:PLNW
52 GF Score
Price €18.18
! 2 Warning Signs
View Full Analysis

What is Planisware Interest Coverage?

Planisware XPAR:PLNW -0.44% 52 Interest Coverage is 152.93 as of Dec. 2025, which is 0% below its 10-year median of 152.95. GuruFocus rates XPAR:PLNW with a GF Score™ of 52/100. The stock has 2 warning signs investors should review. Among 1,706 Software companies, Planisware ranks better than 71.45% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Planisware's Operating Income for the six months ended in Dec. 2025 was €33.6 Mil. Planisware's Interest Expense for the six months ended in Dec. 2025 was €-0.2 Mil. Planisware's interest coverage for the quarter that ended in Dec. 2025 was 152.93. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Planisware SA has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Planisware's Interest Coverage or its related term are showing as below:

XPAR:PLNW' s Interest Coverage Range Over the Past 10 Years
Min: 132.92   Med: 152.95   Max: 219.42
Current: 136.85


XPAR:PLNW's Interest Coverage is ranked better than
71.45% of 1706 companies
in the Software industry
Industry Median: 24.75 vs XPAR:PLNW: 136.85

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Planisware  (XPAR:PLNW) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Planisware Interest Coverage Related Terms


Planisware Interest Coverage Historical Data

* Premium members only.

The historical data trend for Planisware's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Planisware Interest Coverage Chart

Planisware Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 219.20 142.89 132.92 163.00 136.85

Planisware Semi-Annual Data
Dec19 Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 141.62 156.11 169.15 121.06 152.93

XPAR:PLNW vs UBER, SHOP, CRM: Interest Coverage Comparison

For the Software - Application subindustry, Planisware's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Planisware Interest Coverage vs Software Industry

For the Software industry and Technology sector, Planisware's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Planisware's Interest Coverage falls into.


XPAR:PLNW
52GF Score
Planisware SA XPAR:PLNW
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Planisware Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Planisware's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Planisware's Interest Expense was €-0.4 Mil. Its Operating Income was €60.8 Mil. And its Long-Term Debt & Capital Lease Obligation was €13.9 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*60.761/-0.444
=136.85

Planisware's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Planisware's Interest Expense was €-0.2 Mil. Its Operating Income was €33.6 Mil. And its Long-Term Debt & Capital Lease Obligation was €13.9 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*33.644/-0.22
=152.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 152.93 mean?
Planisware (XPAR:PLNW) has a Interest Coverage of 152.93 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Planisware and its competitors. This is near median its historical median of 152.95. Over the past decade, Planisware's Interest Coverage has ranged from 132.92 to 219.42. According to the industry distribution chart, Planisware ranks #487 out of 1706 companies in the Software industry, placing it in the top 28.5%.
Is Planisware's Interest Coverage too high?
Planisware's current Interest Coverage of 152.93 is near median its 10-year median of 152.95. Over the past 10 years, this metric has ranged from a low of 132.92 to a high of 219.42. The Software industry median Interest Coverage is 24.75. Planisware's value of 152.93 is 517.9% above this industry median. Based on the distribution chart, Planisware ranks #487 out of 1706 companies in the Software industry, which is above the industry midpoint. Overall, Planisware has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does Planisware's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, Planisware ranks #487 out of 1706 companies for Interest Coverage. This puts Planisware in the upper half of its industry. The industry median Interest Coverage is 24.75. Planisware's value of 152.93 is 517.9% above this benchmark. Historically, Planisware's own Interest Coverage has ranged from 132.92 to 219.42 over the past decade. While the company's 10-year median is 152.95 vs. the industry median of 24.75, Planisware has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,706 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Planisware's current Interest Coverage of 152.93 is 517.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Planisware and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Planisware's current Interest Coverage is 152.93, which is near median its own 10-year median of 152.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Planisware stock overvalued right now?
Planisware (XPAR:PLNW) has a current Interest Coverage of 152.93. The current Interest Coverage is 152.93, which is near median its 10-year median of 152.95 and 517.9% above the Software industry median of 24.75. Planisware's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Planisware (XPAR:PLNW), the current Interest Coverage is 152.93 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Planisware Business Description

Address 200 avenue de Paris, Chatillon, Paris, FRA, 92320
Planisware SA is a business-to-business provider of software-as-a-service (SaaS) in the rapidly growing market for project management solutions. It provides solutions to help organizations transform how companies strategize, plan and deliver their projects, project portfolios, programs and products. Planiswares solutions target organizations with medium to hugely sophisticated project operations and cover needs relating to strategic planning, project portfolio optimization, budget and cost management, capacity planning, resource management, project scheduling, risk management and collaboration. It has two software solutions: Planisware Enterprise and Planisware Orchestra.
52GF Score

Get the complete analysis for XPAR:PLNW

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.18
Price