Gen Digital (XPRA:GEN) Interest Coverage: 6.25 (As of Mar. 2026) — 109% Above Median


XPRA:GEN Gen Digital Inc XPRA:GEN
93 GF Score
Price Kč508.00
GF Value Kč674.63
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Gen Digital Interest Coverage?

Gen Digital XPRA:GEN -0.39% 93 Interest Coverage is 6.25 as of Mar. 2026, which is 109% above its 10-year median of 2.99. GuruFocus rates XPRA:GEN with a GF Score™ of 93/100 and a GF Value™ of Kč674.63 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,705 Software companies, Gen Digital ranks worse than 82.4% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Gen Digital's Operating Income for the three months ended in Mar. 2026 was Kč17,188 Mil. Gen Digital's Interest Expense for the three months ended in Mar. 2026 was Kč-2,748 Mil. Gen Digital's interest coverage for the quarter that ended in Mar. 2026 was 6.25. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Gen Digital's Interest Coverage or its related term are showing as below:

XPRA:GEN' s Interest Coverage Range Over the Past 10 Years
Min: 0.83   Med: 2.99   Max: 8.22
Current: 3.79


XPRA:GEN's Interest Coverage is ranked worse than
82.4% of 1705 companies
in the Software industry
Industry Median: 24.78 vs XPRA:GEN: 3.79

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Gen Digital  (XPRA:GEN) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Gen Digital Interest Coverage Related Terms


Gen Digital Interest Coverage Historical Data

* Premium members only.

The historical data trend for Gen Digital's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Gen Digital Interest Coverage Chart

Gen Digital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.22 3.18 1.74 2.80 3.79

Gen Digital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.13 2.92 3.03 3.24 6.25

XPRA:GEN vs TOST, RBRK, DOCN: Interest Coverage Comparison

For the Software - Infrastructure subindustry, Gen Digital's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gen Digital Interest Coverage vs Software Industry

For the Software industry and Technology sector, Gen Digital's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Gen Digital's Interest Coverage falls into.


XPRA:GEN
93GF Score
Gen Digital Inc XPRA:GEN
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gen Digital Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Gen Digital's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Gen Digital's Interest Expense was Kč-12,029 Mil. Its Operating Income was Kč45,560 Mil. And its Long-Term Debt & Capital Lease Obligation was Kč170,399 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*45559.541/-12029.41
=3.79

Gen Digital's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Gen Digital's Interest Expense was Kč-2,748 Mil. Its Operating Income was Kč17,188 Mil. And its Long-Term Debt & Capital Lease Obligation was Kč170,399 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*17187.892/-2748.371
=6.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 6.25 mean?
Gen Digital (XPRA:GEN) has a Interest Coverage of 6.25 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Gen Digital and its competitors. This is 109% above median its historical median of 2.99. Over the past decade, Gen Digital's Interest Coverage has ranged from 0.83 to 8.22. According to the industry distribution chart, Gen Digital ranks #1405 out of 1705 companies in the Software industry, placing it in the top 82.4%.
Is Gen Digital's Interest Coverage too high?
Gen Digital's current Interest Coverage of 6.25 is 109% above median its 10-year median of 2.99. Over the past 10 years, this metric has ranged from a low of 0.83 to a high of 8.22. The Software industry median Interest Coverage is 24.78. Gen Digital's value of 6.25 is 74.8% below this industry median. Based on the distribution chart, Gen Digital ranks #1405 out of 1705 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Gen Digital has a GF Score™ of 93/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Gen Digital's Interest Coverage compare to TOST and RBRK?
According to the Software industry distribution chart, Gen Digital ranks #1405 out of 1705 companies for Interest Coverage. This places Gen Digital in the lower half of its industry. The industry median Interest Coverage is 24.78. Gen Digital's value of 6.25 is 74.8% below this benchmark. Historically, Gen Digital's own Interest Coverage has ranged from 0.83 to 8.22 over the past decade. While the company's 10-year median is 2.99 vs. the industry median of 24.78, Gen Digital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.78, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gen Digital's current Interest Coverage of 6.25 is 74.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Gen Digital and its competitors. For the Software industry, the median Interest Coverage is 24.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gen Digital's current Interest Coverage is 6.25, which is 109% above median its own 10-year median of 2.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gen Digital stock overvalued right now?
Based on GuruFocus' analysis, Gen Digital (XPRA:GEN) is currently considered Modestly Undervalued. The stock's GF Value™ is Kč674.63, compared to a current price of Kč508.00 — trading 24.7% below its estimated fair value. The current Interest Coverage is 6.25, which is 109% above median its 10-year median of 2.99 and 74.8% below the Software industry median of 24.78. Gen Digital's overall GF Score™ is 93/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Gen Digital (XPRA:GEN), the current Interest Coverage is 6.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gen Digital (XPRA:GEN) Overvalued in 2026?

Based on GuruFocus' analysis, Gen Digital stock appears to be undervalued. The current stock price of Kč508.00 is trading 24.7% below its estimated GF Value™ of Kč674.63. GuruFocus considers Gen Digital to be Modestly Undervalued.

Key valuation signals for XPRA:GEN:

  • Interest Coverage: 6.25 (109% above median its 10-year median of 2.99)
  • GF Value™: Kč674.63 vs. price of Kč508.00 (24.7% below fair value)
  • GF Score™: 93/100 with 4 warning signs
  • Industry Position: 74.8% below the Software median (#1405 of 1705)

No single metric tells the full story. See the XPRA:GEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gen Digital Business Description

Address 60 E. Rio Salado Parkway, Suite 1000, Tempe, AZ, USA, 85281
Gen is a cybersecurity pure-play that offers security, identity protection, and privacy solutions to individual consumers. The firm's cyber safety offerings, via brands such as Norton, Avast, and LifeLock, have long maintained their positions as some of the most recognizable consumer-focused security and identity-protection products.
93GF Score

Get the complete analysis for XPRA:GEN

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Kč508.00
Price
Kč674.63
GF Value