OurLiving AB (XSAT:OURLIV) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


XSAT:OURLIV OurLiving AB XSAT:OURLIV
22 GF Score
Price kr0.27
GF Value kr0.20
Valuation Significantly Overvalued
! 5 Warning Signs
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What is OurLiving AB Interest Coverage?

OurLiving AB XSAT:OURLIV +28.57% 22 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates XSAT:OURLIV with a GF Score™ of 22/100 and a GF Value™ of kr0.20 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,705 Software companies, OurLiving AB ranks worse than 58650.97% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. OurLiving AB's Operating Income for the three months ended in Mar. 2026 was kr-0.29 Mil. OurLiving AB's Interest Expense for the three months ended in Mar. 2026 was kr-0.06 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for OurLiving AB's Interest Coverage or its related term are showing as below:


XSAT:OURLIV's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.78
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


OurLiving AB  (XSAT:OURLIV) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


OurLiving AB Interest Coverage Related Terms


OurLiving AB Interest Coverage Historical Data

* Premium members only.

The historical data trend for OurLiving AB's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

OurLiving AB Interest Coverage Chart

OurLiving AB Annual Data
Trend Apr16 Apr17 Apr18 Apr19 Apr20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

OurLiving AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 3.27 1.32 0.00

XSAT:OURLIV vs UBER, SHOP, CRM: Interest Coverage Comparison

For the Software - Application subindustry, OurLiving AB's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OurLiving AB Interest Coverage vs Software Industry

For the Software industry and Technology sector, OurLiving AB's Interest Coverage distribution charts can be found below:

* The bar in red indicates where OurLiving AB's Interest Coverage falls into.


XSAT:OURLIV
22GF Score
OurLiving AB XSAT:OURLIV
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OurLiving AB Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

OurLiving AB's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, OurLiving AB's Interest Expense was kr-0.33 Mil. Its Operating Income was kr-0.22 Mil. And its Long-Term Debt & Capital Lease Obligation was kr1.63 Mil.

OurLiving AB did not have earnings to cover the interest expense.

OurLiving AB's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, OurLiving AB's Interest Expense was kr-0.06 Mil. Its Operating Income was kr-0.29 Mil. And its Long-Term Debt & Capital Lease Obligation was kr1.51 Mil.

OurLiving AB did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
OurLiving AB (XSAT:OURLIV) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on OurLiving AB and its competitors. According to the industry distribution chart, OurLiving AB ranks #999999 out of 1705 companies in the Software industry.
Is OurLiving AB's Interest Coverage too high?
OurLiving AB's current Interest Coverage is 0 (At Loss). Based on the distribution chart, OurLiving AB ranks #999999 out of 1705 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, OurLiving AB has a GF Score™ of 22/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OurLiving AB's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, OurLiving AB ranks #999999 out of 1705 companies for Interest Coverage. This places OurLiving AB in the lower half of its industry. The industry median Interest Coverage is 24.78. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.78, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on OurLiving AB and its competitors. For the Software industry, the median Interest Coverage is 24.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OurLiving AB's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OurLiving AB stock overvalued right now?
Based on GuruFocus' analysis, OurLiving AB (XSAT:OURLIV) is currently considered Significantly Overvalued. The stock's GF Value™ is kr0.20, compared to a current price of kr0.27 — trading 35% above its estimated fair value. The current Interest Coverage is 0 (At Loss). OurLiving AB's overall GF Score™ is 22/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For OurLiving AB (XSAT:OURLIV), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OurLiving AB (XSAT:OURLIV) Overvalued in 2026?

Based on GuruFocus' analysis, OurLiving AB stock appears to be overvalued. The current stock price of kr0.27 is trading 35% above its estimated GF Value™ of kr0.20. GuruFocus considers OurLiving AB to be Significantly Overvalued.

Key valuation signals for XSAT:OURLIV:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: kr0.20 vs. price of kr0.27 (35% above fair value)
  • GF Score™: 22/100 with 5 warning signs

No single metric tells the full story. See the XSAT:OURLIV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OurLiving AB Business Description

Address Carlsgatan 12A, Floor 6B, Malmo, SWE, 211 20
OurLiving AB is a software company that provides turnkey SaaS services for the digitization of construction, management, and housing. It has developed a software platform for digitization in the construction and real estate industry for housing developers, property managers, condominium associations, and private individuals with functions that support the entire customer journey from marketing and sales to occupancy and aftermarket.
22GF Score

Get the complete analysis for XSAT:OURLIV

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr0.27
Price
kr0.20
GF Value