Administradora Americana de Inversiones (XSGO:AAISA) Interest Coverage: 160.07 (As of Mar. 2026) — 22% Above Median

What is Administradora Americana de Inversiones Interest Coverage?

Administradora Americana de Inversiones XSGO:AAISA +1.86% 66 Interest Coverage is 160.07 as of Mar. 2026, which is 22% above its 10-year median of 131.10. GuruFocus rates XSGO:AAISA with a GF Score™ of 66/100 and a GF Value™ of CLP513.53 (Fairly Valued). The stock has 5 warning signs investors should review. Among 480 Asset Management companies, Administradora Americana de Inversiones ranks better than 58.33% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Administradora Americana de Inversiones's Operating Income for the three months ended in Mar. 2026 was CLP22,036 Mil. Administradora Americana de Inversiones's Interest Expense for the three months ended in Mar. 2026 was CLP-138 Mil. Administradora Americana de Inversiones's interest coverage for the quarter that ended in Mar. 2026 was 160.07. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Administradora Americana de Inversiones SA has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Administradora Americana de Inversiones's Interest Coverage or its related term are showing as below:

XSGO:AAISA' s Interest Coverage Range Over the Past 10 Years
Min: 51.51 Med: 131.1 Max: 898.11
Current: 154.85

XSGO:AAISA's Interest Coverage is ranked better than
58.33% of 480 companies
in the Asset Management industry
Industry Median: 44.98 vs XSGO:AAISA: 154.85

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Administradora Americana de Inversiones (XSGO:AAISA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

Administradora Americana de Inversiones Interest Coverage Related Terms

Administradora Americana de Inversiones Interest Coverage Historical Data

* Premium members only.

The historical data trend for Administradora Americana de Inversiones's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Administradora Americana de Inversiones Interest Coverage Chart

Administradora Americana de Inversiones Annual Data

Trend

Dec21

Dec22

Dec23

Dec24

Dec25

Interest Coverage

898.11

51.51

115.40

135.18

131.10

Administradora Americana de Inversiones Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Interest Coverage	Get a 7-Day Free Trial															67.20	187.33	195.80	78.05	160.07

XSGO:AAISA vs BLK, BX, KKR: Interest Coverage Comparison

For the Asset Management subindustry, Administradora Americana de Inversiones's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Administradora Americana de Inversiones Interest Coverage vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Administradora Americana de Inversiones's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Administradora Americana de Inversiones's Interest Coverage falls into.

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66GF Score

Administradora Americana de Inversiones SA XSGO:AAISA

Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.

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Administradora Americana de Inversiones Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage

-1

Operating Income

Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt ⁽¹⁾.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Administradora Americana de Inversiones's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Administradora Americana de Inversiones's Interest Expense was CLP-489 Mil. Its Operating Income was CLP64,142 Mil. And its Long-Term Debt & Capital Lease Obligation was CLP5,884 Mil.

Interest Coverage	=	-1	*	Operating Income (A: Dec. 2025 )	/	Interest Expense (A: Dec. 2025 )
	=	-1	*	64142.043	/	-489.248
	=	131.10

Administradora Americana de Inversiones's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Administradora Americana de Inversiones's Interest Expense was CLP-138 Mil. Its Operating Income was CLP22,036 Mil. And its Long-Term Debt & Capital Lease Obligation was CLP5,862 Mil.

Interest Coverage	=	-1	*	Operating Income (Q: Mar. 2026 )	/	Interest Expense (Q: Mar. 2026 )
	=	-1	*	22036.215	/	-137.669
	=	160.07

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →

What does a Interest Coverage of 160.07 mean?

Administradora Americana de Inversiones (XSGO:AAISA) has a Interest Coverage of 160.07 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Administradora Americana de Inversiones and its competitors. This is 22% above median its historical median of 131.10. Over the past decade, Administradora Americana de Inversiones' Interest Coverage has ranged from 51.51 to 898.11. According to the industry distribution chart, Administradora Americana de Inversiones ranks #200 out of 480 companies in the Asset Management industry, placing it in the top 41.7%.

Is Administradora Americana de Inversiones' Interest Coverage too high?

Administradora Americana de Inversiones' current Interest Coverage of 160.07 is 22% above median its 10-year median of 131.10. Over the past 10 years, this metric has ranged from a low of 51.51 to a high of 898.11. The Asset Management industry median Interest Coverage is 44.98. Administradora Americana de Inversiones' value of 160.07 is 255.9% above this industry median. Based on the distribution chart, Administradora Americana de Inversiones ranks #200 out of 480 companies in the Asset Management industry, which is above the industry midpoint. Overall, Administradora Americana de Inversiones has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Administradora Americana de Inversiones' Interest Coverage compare to BLK and BX?

According to the Asset Management industry distribution chart, Administradora Americana de Inversiones ranks #200 out of 480 companies for Interest Coverage. This puts Administradora Americana de Inversiones in the upper half of its industry. The industry median Interest Coverage is 44.98. Administradora Americana de Inversiones' value of 160.07 is 255.9% above this benchmark. Historically, Administradora Americana de Inversiones' own Interest Coverage has ranged from 51.51 to 898.11 over the past decade. While the company's 10-year median is 131.10 vs. the industry median of 44.98, Administradora Americana de Inversiones has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Coverage for an Asset Management company?

The median Interest Coverage among Asset Management companies is 44.98, based on 480 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Administradora Americana de Inversiones's current Interest Coverage of 160.07 is 255.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Coverage mean?

A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Administradora Americana de Inversiones and its competitors. For the Asset Management industry, the median Interest Coverage is 44.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Administradora Americana de Inversiones's current Interest Coverage is 160.07, which is 22% above median its own 10-year median of 131.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Administradora Americana de Inversiones stock overvalued right now?

Based on GuruFocus' analysis, Administradora Americana de Inversiones (XSGO:AAISA) is currently considered Fairly Valued. The stock's GF Value™ is CLP513.53, compared to a current price of CLP478.00 — trading 6.9% below its estimated fair value. The current Interest Coverage is 160.07, which is 22% above median its 10-year median of 131.10 and 255.9% above the Asset Management industry median of 44.98. Administradora Americana de Inversiones' overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Coverage calculated?

Interest Coverage is calculated from a company's financial statements. For Administradora Americana de Inversiones (XSGO:AAISA), the current Interest Coverage is 160.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Administradora Americana de Inversiones (XSGO:AAISA) Overvalued in 2026?

Based on GuruFocus' analysis, Administradora Americana de Inversiones stock appears to be undervalued. The current stock price of CLP478.00 is trading 6.9% below its estimated GF Value™ of CLP513.53. GuruFocus considers Administradora Americana de Inversiones to be Fairly Valued.

Key valuation signals for XSGO:AAISA:

Interest Coverage: 160.07 (22% above median its 10-year median of 131.10)
GF Value™: CLP513.53 vs. price of CLP478.00 (6.9% below fair value)
GF Score™: 66/100 with 5 warning signs
Industry Position: 255.9% above the Asset Management median (#200 of 480)

No single metric tells the full story. See the XSGO:AAISA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Administradora Americana de Inversiones Business Description

Industry Financial Services Asset Management

Comparable Companies XSGO:NUAM XSGO:PLANVITAL XSGO:PASUR XSGO:CFIMRVCHA XSGO:AFPCAPITAL XSGO:ESPANOLA XSGO:GASCOINV XSGO:HABITAT XSGO:CUPRUM XSGO:PROVIDA BLK BX OSTO:INVE A TSX:BN KKR TSX:BAM APO STT AMP LSE:III

Address Marchant Pereira 10, Floor 17, 16th Floor, Providencia, Santiago, CHL

Website https://www.aaisa.net

Administradora Americana de Inversiones SA is a investment management firm. Its objective is to strengthen the international presence of the group in the pension sector and explore new investment opportunities in the region, giving the shareholders the possibility of participating in the development of new businesses.

66GF Score

Get the complete analysis for XSGO:AAISA

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP478.00

Price

CLP513.53

GF Value

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