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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
AFP PlanvitalXSGO:PLANVITAL 94 Interest Coverage is 263.87 as of Jun. 2026, which is 51% above its 10-year median of 174.33. GuruFocus rates XSGO:PLANVITAL with a GF Score™ of 94/100 and a GF Value™ of CLP228.13 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 483 Asset Management companies, AFP Planvital ranks better than 63.98% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. AFP Planvital's
Operating Income
for the
three
months ended in Jun. 2026 was CLP18,074 Mil. AFP Planvital's Interest Expense for the
three
months ended in Jun. 2026 was CLP-68 Mil.
AFP Planvital's interest coverage for the quarter that ended in Jun. 2026 was 263.87.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. AFP Planvital SA has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for AFP Planvital's Interest Coverage or its related term are showing as below:
XSGO:PLANVITAL'
s Interest Coverage Range Over the Past 10 Years
Min: 1.06 Med: 174.33 Max: 462.05
Current: 301.31
XSGO:PLANVITAL's Interest Coverage is ranked better than 63.98% of 483
companies
in the Asset Management industry
Industry Median: 48.82
vs XSGO:PLANVITAL: 301.31
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
AFP Planvital Interest Coverage Related Terms
AFP Planvital Interest Coverage Historical Data
* Premium members only.
The historical data trend for AFP Planvital's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XSGO:PLANVITAL vs BLK, BX, KKR: Interest Coverage Comparison
For the Asset Management subindustry, AFP Planvital's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AFP Planvital Interest Coverage vs Asset Management Industry
For the Asset Management industry and Financial Services sector, AFP Planvital's Interest Coverage distribution charts can be found below:
* The bar in red indicates where AFP Planvital's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AFP Planvital (XSGO:PLANVITAL) has a Interest Coverage of 263.87 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on AFP Planvital and its competitors. This is 51% above median its historical median of 174.33. Over the past decade, AFP Planvital's Interest Coverage has ranged from 1.06 to 462.05. According to the industry distribution chart, AFP Planvital ranks #174 out of 483 companies in the Asset Management industry, placing it in the top 36%.
Is AFP Planvital's Interest Coverage too high?
AFP Planvital's current Interest Coverage of 263.87 is 51% above median its 10-year median of 174.33. Over the past 10 years, this metric has ranged from a low of 1.06 to a high of 462.05. The Asset Management industry median Interest Coverage is 48.82. AFP Planvital's value of 263.87 is 440.5% above this industry median. Based on the distribution chart, AFP Planvital ranks #174 out of 483 companies in the Asset Management industry, which is above the industry midpoint. Overall, AFP Planvital has a GF Score™ of 94/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AFP Planvital's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, AFP Planvital ranks #174 out of 483 companies for Interest Coverage. This puts AFP Planvital in the upper half of its industry. The industry median Interest Coverage is 48.82. AFP Planvital's value of 263.87 is 440.5% above this benchmark. Historically, AFP Planvital's own Interest Coverage has ranged from 1.06 to 462.05 over the past decade. While the company's 10-year median is 174.33 vs. the industry median of 48.82, AFP Planvital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 48.82, based on 483 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AFP Planvital's current Interest Coverage of 263.87 is 440.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on AFP Planvital and its competitors. For the Asset Management industry, the median Interest Coverage is 48.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AFP Planvital's current Interest Coverage is 263.87, which is 51% above median its own 10-year median of 174.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AFP Planvital stock overvalued right now?
Based on GuruFocus' analysis, AFP Planvital (XSGO:PLANVITAL) is currently considered Modestly Overvalued. The stock's GF Value™ is CLP228.13, compared to a current price of CLP260.47 — trading 14.2% above its estimated fair value. The current Interest Coverage is 263.87, which is 51% above median its 10-year median of 174.33 and 440.5% above the Asset Management industry median of 48.82. AFP Planvital's overall GF Score™ is 94/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For AFP Planvital (XSGO:PLANVITAL), the current Interest Coverage is 263.87 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AFP Planvital (XSGO:PLANVITAL) Overvalued in 2026?
Based on GuruFocus' analysis, AFP Planvital stock appears to be overvalued.
The current stock price of CLP260.47 is trading 14.2% above its estimated GF Value™ of CLP228.13.
GuruFocus considers AFP Planvital to be Modestly Overvalued.
Key valuation signals for XSGO:PLANVITAL:
Interest Coverage: 263.87 (51% above median its 10-year median of 174.33)
GF Value™: CLP228.13 vs. price of CLP260.47 (14.2% above fair value)
Industry Position: 440.5% above the Asset Management median (#174 of 483)
No single metric tells the full story. See the XSGO:PLANVITAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AFP Planvital SA is a Chile-based pension fund administrator. Its activities include investment & collection of affiliate contributions, management of individual capitalization accounts, & provision of life & disability benefits, as well as retirement pensions. It offers professional pension management.
94GF Score
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