Cemento Polpaico (XSGO:POLPAICO) Interest Coverage: 3.85 (As of Mar. 2026) — Near Median

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XSGO:POLPAICO Cemento Polpaico SA XSGO:POLPAICO
61 GF Score
Price CLP7,661.00
GF Value CLP7,018.70
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Cemento Polpaico Interest Coverage?

Cemento Polpaico XSGO:POLPAICO 61 Interest Coverage is 3.85 as of Mar. 2026, which is 3% above its 10-year median of 3.75. GuruFocus rates XSGO:POLPAICO with a GF Score™ of 61/100 and a GF Value™ of CLP7,018.70 (Fairly Valued). The stock has 4 warning signs investors should review. Among 307 Building Materials companies, Cemento Polpaico ranks worse than 71.01% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Cemento Polpaico's Operating Income for the three months ended in Mar. 2026 was CLP7,346 Mil. Cemento Polpaico's Interest Expense for the three months ended in Mar. 2026 was CLP-1,909 Mil. Cemento Polpaico's interest coverage for the quarter that ended in Mar. 2026 was 3.85. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Cemento Polpaico's Interest Coverage or its related term are showing as below:

XSGO:POLPAICO' s Interest Coverage Range Over the Past 10 Years
Min: 0.45   Med: 3.75   Max: 15.69
Current: 3.12


XSGO:POLPAICO's Interest Coverage is ranked worse than
71.01% of 307 companies
in the Building Materials industry
Industry Median: 6.61 vs XSGO:POLPAICO: 3.12

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Cemento Polpaico  (XSGO:POLPAICO) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Cemento Polpaico Interest Coverage Related Terms


Cemento Polpaico Interest Coverage Historical Data

* Premium members only.

The historical data trend for Cemento Polpaico's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Cemento Polpaico Interest Coverage Chart

Cemento Polpaico Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.75 1.07 0.45 1.63 2.63

Cemento Polpaico Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.76 1.67 1.93 5.81 3.85

XSGO:POLPAICO vs CRH, VMC, MLM: Interest Coverage Comparison

For the Building Materials subindustry, Cemento Polpaico's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cemento Polpaico Interest Coverage vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, Cemento Polpaico's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Cemento Polpaico's Interest Coverage falls into.


XSGO:POLPAICO
61GF Score
Cemento Polpaico SA XSGO:POLPAICO
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cemento Polpaico Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Cemento Polpaico's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Cemento Polpaico's Interest Expense was CLP-10,547 Mil. Its Operating Income was CLP27,760 Mil. And its Long-Term Debt & Capital Lease Obligation was CLP47,100 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*27759.621/-10546.791
=2.63

Cemento Polpaico's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Cemento Polpaico's Interest Expense was CLP-1,909 Mil. Its Operating Income was CLP7,346 Mil. And its Long-Term Debt & Capital Lease Obligation was CLP41,505 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*7345.982/-1908.637
=3.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.85 mean?
Cemento Polpaico (XSGO:POLPAICO) has a Interest Coverage of 3.85 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cemento Polpaico and its competitors. This is near median its historical median of 3.75. Over the past decade, Cemento Polpaico's Interest Coverage has ranged from 0.45 to 15.69. According to the industry distribution chart, Cemento Polpaico ranks #218 out of 307 companies in the Building Materials industry, placing it in the top 71%.
Is Cemento Polpaico's Interest Coverage too high?
Cemento Polpaico's current Interest Coverage of 3.85 is near median its 10-year median of 3.75. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 15.69. The Building Materials industry median Interest Coverage is 6.61. Cemento Polpaico's value of 3.85 is 41.8% below this industry median. Based on the distribution chart, Cemento Polpaico ranks #218 out of 307 companies in the Building Materials industry, which is below the industry midpoint. Overall, Cemento Polpaico has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cemento Polpaico's Interest Coverage compare to CRH and VMC?
According to the Building Materials industry distribution chart, Cemento Polpaico ranks #218 out of 307 companies for Interest Coverage. This places Cemento Polpaico in the lower half of its industry. The industry median Interest Coverage is 6.61. Cemento Polpaico's value of 3.85 is 41.8% below this benchmark. Historically, Cemento Polpaico's own Interest Coverage has ranged from 0.45 to 15.69 over the past decade. While the company's 10-year median is 3.75 vs. the industry median of 6.61, Cemento Polpaico has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Building Materials company?
The median Interest Coverage among Building Materials companies is 6.61, based on 307 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cemento Polpaico's current Interest Coverage of 3.85 is 41.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cemento Polpaico and its competitors. For the Building Materials industry, the median Interest Coverage is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cemento Polpaico's current Interest Coverage is 3.85, which is near median its own 10-year median of 3.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cemento Polpaico stock overvalued right now?
Based on GuruFocus' analysis, Cemento Polpaico (XSGO:POLPAICO) is currently considered Fairly Valued. The stock's GF Value™ is CLP7,018.70, compared to a current price of CLP7,661.00 — trading 9.2% above its estimated fair value. The current Interest Coverage is 3.85, which is near median its 10-year median of 3.75 and 41.8% below the Building Materials industry median of 6.61. Cemento Polpaico's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Cemento Polpaico (XSGO:POLPAICO), the current Interest Coverage is 3.85 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cemento Polpaico (XSGO:POLPAICO) Overvalued in 2026?

Based on GuruFocus' analysis, Cemento Polpaico stock appears to be overvalued. The current stock price of CLP7,661.00 is trading 9.2% above its estimated GF Value™ of CLP7,018.70. GuruFocus considers Cemento Polpaico to be Fairly Valued.

Key valuation signals for XSGO:POLPAICO:

  • Interest Coverage: 3.85 (near median its 10-year median of 3.75)
  • GF Value™: CLP7,018.70 vs. price of CLP7,661.00 (9.2% above fair value)
  • GF Score™: 61/100 with 4 warning signs
  • Industry Position: 41.8% below the Building Materials median (#218 of 307)

No single metric tells the full story. See the XSGO:POLPAICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cemento Polpaico Business Description

Address North Forest Avenue 0177, 5th floor, Las Condes, Santiago, CHL
Cemento Polpaico SA is engaged in the production and marketing of cement and limes. It manufactures ready-mixed concrete & cement. Its products include cement, concrete, aggregates, coprocessing. It also offers technical advisory services; call center services & supplies aggregates & pre-mixed concrete works for constructions.
61GF Score

Get the complete analysis for XSGO:POLPAICO

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP7,661.00
Price
CLP7,018.70
GF Value