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Organizacion TerpelXSGO:TERPELUS 100 Interest Coverage is 3.69 as of Jun. 2025, which is 26% above its 10-year median of 2.93. GuruFocus rates XSGO:TERPELUS with a GF Score™ of 100/100. The stock has 4 warning signs investors should review. Among 744 Oil & Gas companies, Organizacion Terpel ranks worse than 63.04% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Organizacion Terpel's
Operating Income
for the
six
months ended in Jun. 2025 was COP649,561.53 Mil. Organizacion Terpel's Interest Expense for the
six
months ended in Jun. 2025 was COP-175,836.40 Mil.
Organizacion Terpel's interest coverage for the quarter that ended in Jun. 2025 was 3.69.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Organizacion Terpel's Interest Coverage or its related term are showing as below:
XSGO:TERPELUS'
s Interest Coverage Range Over the Past 10 Years
Min: 0.67 Med: 2.93 Max: 4.35
Current: 3.67
XSGO:TERPELUS's Interest Coverage is ranked worse than 63.04% of 744
companies
in the Oil & Gas industry
Industry Median: 6.125
vs XSGO:TERPELUS: 3.67
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Organizacion Terpel Interest Coverage Related Terms
Organizacion Terpel Interest Coverage Historical Data
* Premium members only.
The historical data trend for Organizacion Terpel's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XSGO:TERPELUS vs PSX, VLO, MPC: Interest Coverage Comparison
For the Oil & Gas Refining & Marketing subindustry, Organizacion Terpel's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Organizacion Terpel Interest Coverage vs Oil & Gas Industry
For the Oil & Gas industry and Energy sector, Organizacion Terpel's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Organizacion Terpel's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Organizacion Terpel (XSGO:TERPELUS) has a Interest Coverage of 3.69 as of Jun. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Organizacion Terpel and its competitors. This is 26% above median its historical median of 2.93. Over the past decade, Organizacion Terpel's Interest Coverage has ranged from 0.67 to 4.35. According to the industry distribution chart, Organizacion Terpel ranks #469 out of 744 companies in the Oil & Gas industry, placing it in the top 63%.
Is Organizacion Terpel's Interest Coverage too high?
Organizacion Terpel's current Interest Coverage of 3.69 is 26% above median its 10-year median of 2.93. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 4.35. The Oil & Gas industry median Interest Coverage is 6.13. Organizacion Terpel's value of 3.69 is 39.8% below this industry median. Based on the distribution chart, Organizacion Terpel ranks #469 out of 744 companies in the Oil & Gas industry, which is below the industry midpoint. Overall, Organizacion Terpel has a GF Score™ of 100/100, reflecting its overall financial health beyond just this single metric.
How does Organizacion Terpel's Interest Coverage compare to PSX and VLO?
According to the Oil & Gas industry distribution chart, Organizacion Terpel ranks #469 out of 744 companies for Interest Coverage. This places Organizacion Terpel in the lower half of its industry. The industry median Interest Coverage is 6.13. Organizacion Terpel's value of 3.69 is 39.8% below this benchmark. Historically, Organizacion Terpel's own Interest Coverage has ranged from 0.67 to 4.35 over the past decade. While the company's 10-year median is 2.93 vs. the industry median of 6.13, Organizacion Terpel has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Oil & Gas company?
The median Interest Coverage among Oil & Gas companies is 6.13, based on 744 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Organizacion Terpel's current Interest Coverage of 3.69 is 39.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Organizacion Terpel and its competitors. For the Oil & Gas industry, the median Interest Coverage is 6.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Organizacion Terpel's current Interest Coverage is 3.69, which is 26% above median its own 10-year median of 2.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Organizacion Terpel stock overvalued right now?
Organizacion Terpel (XSGO:TERPELUS) has a current Interest Coverage of 3.69. The current Interest Coverage is 3.69, which is 26% above median its 10-year median of 2.93 and 39.8% below the Oil & Gas industry median of 6.13. Organizacion Terpel's overall GF Score™ is 100/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Organizacion Terpel (XSGO:TERPELUS), the current Interest Coverage is 3.69 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Organizacion Terpel SA is engaged in the business of dealing with lubricant oils, operating service stations and provide car wash services. The company also services the marine fuel market of cargo ships, dredgers, tugboats, offshore equipment's and barges that reach Colombian ports. Also, the company serves the aviation market with various types of fuels required. Geographically, the company operates in Colombia, Panama, and Other countries out of which Colombia generates maximum revenue.
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